HomeFloridaDixie CountyCross City town
Cross City town, Florida: commercial real estate data.
Cross City town is a Census town of 1,955 people across 1.85 square miles of land, in Dixie County. Median household income is $47,903, 80.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cross City
What Cross City is
- Census place typetown
- Land area1.85 sq mi
- Water area0 sq mi
- Population per square mile of land1,059 plus or minus 246
- County holding the largest share of its areaDixie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cross City
How many people live in Cross City
- Population1,955 plus or minus 454
- Median age39.4
- Population under 18429 plus or minus 164
- Share under 1821.9 percent plus or minus 6.6
- Population 65 and over383 plus or minus 134
- Share 65 and over19.6 percent plus or minus 5.1
- Households878 plus or minus 226
- Family households681 plus or minus 221
- Share of households that are families77.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cross City
Income and work in Cross City
- Median household income$47,903 plus or minus $18,514
- Per capita income$26,724 plus or minus $5,395
- Civilian labor force865 plus or minus 242
- Employed851 plus or minus 241
- Unemployed14 plus or minus 22
- Unemployment rate1.6 percent plus or minus 2.5
- Adults 25 and over1,319 plus or minus 272
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher9.1 percent plus or minus 4.8
- Adults 25 and over with a graduate degree1.5 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cross City
Housing in Cross City
- Housing units1,152 plus or minus 254
- Occupied units878 plus or minus 226
- Vacant units274 plus or minus 108
- Vacancy rate23.8 percent plus or minus 7.8
- Owner occupied708 plus or minus 223
- Renter occupied170 plus or minus 97
- Ownership rate80.6 percent
- Median owner-occupied home value$97,400 plus or minus $26,705
- Median gross rent, monthly$695 plus or minus $354
- Annual rent as a share of median income17.4 percent plus or minus 11.1
- Single family units719 plus or minus 220
- Share single family62.4 percent plus or minus 13.2
- Units in buildings of two or more64 plus or minus 66
- Share in buildings of two or more5.6 percent plus or minus 5.6
- Mobile homes355 plus or minus 120
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cross City
How Cross City gets to work
- Workers 16 and over who commute810 plus or minus 247
- Commuting under 15 minutes391 plus or minus 168
- Share commuting under 15 minutes48.3 percent plus or minus 14.6
- Commuting 30 minutes or more184 plus or minus 112
- Share commuting 30 minutes or more22.7 percent plus or minus 12.0
- Drove alone85.7 percent
- Carpooled6.8 percent plus or minus 6.5
- Public transport0.0 percent
- Walked1.8 percent plus or minus 2.7
- Worked from home4.0 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cross City
SBA loans in Cross City (7(a))
- Approvals3
- Gross approval$3,462,500
- Average approval$1,154,167
- Median approval$750,000
- Ninetieth percentile approval$2,462,500
- Largest approval$2,462,500
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term246 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cross City
SBA loans in Cross City (504)
- Approvals2
- Gross approval$540,000
- Average approval$270,000
- Median approval$351,000
- Largest approval$351,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cross City
Flood risk in Cross City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120074
- Currently effective map date01/18/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dixie County, not Cross City
Dixie County context, not Cross City figures
These are Dixie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cross City measurements.
- Establishments in Dixie County216
- Employment at those establishments, Dixie County1,809
- Covered employment, Dixie County2,968
- Average annual pay, Dixie County$45,652
- Average weekly wage, Dixie County$878
- Housing units permitted, Dixie County49
- Of those, single family, Dixie County49
- County product, 2024, Dixie County$425,669,000
- County product change over the prior year, Dixie County4.2 percent
- Average income of an arriving household, Dixie County$47,879
Every figure in this section is published for Dixie County as a whole and is not a measurement of Cross City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cross City questions, answered from the record.
How many people live in Cross City, Florida?
1,955, in 878 households. Cross City town covers 1.85 square miles of land, which is 1,059 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cross City in?
Dixie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cross City?
$47,903. The median owner-occupied home is valued at $97,400. Median gross rent is $695 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cross City businesses?
3 7(a) approvals totalling $3.5 m, across 3 lenders, median approval $750,000, plus 2 504 approvals worth $540,000. These count approvals to borrowers whose address is in Cross City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cross City borrowers get paid back?
No rate is published for Cross City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cross City in the National Flood Insurance Program?
Yes. Cross City appears in the FEMA Community Status Book as community 120074, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cross City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dixie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cross City.
Is zoning published for Cross City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.