HomeFloridaFlagler CountyFlagler Beach
Flagler Beach, Florida: commercial real estate data.
Flagler Beach is a Census city of 5,373 people across 3.55 square miles of land, in Flagler County. Median household income is $84,632, 83.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $8.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Flagler Beach
What Flagler Beach is
- Census place typecity
- Land area3.55 sq mi
- Water area0.54 sq mi
- Population per square mile of land1,515
- County holding the largest share of its areaFlagler County, 99.5 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagler Beach
How many people live in Flagler Beach
- Population5,373
- Median age59.3
- Population under 18561 plus or minus 191
- Share under 1810.4 percent plus or minus 3.6
- Population 65 and over1,838
- Share 65 and over34.2 percent
- Households2,638
- Family households1,667
- Share of households that are families63.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagler Beach
Income and work in Flagler Beach
- Median household income$84,632
- Per capita income$66,975 plus or minus $16,389
- Civilian labor force2,131
- Employed2,071
- Unemployed60 plus or minus 48
- Unemployment rate2.8 percent plus or minus 2.2
- Adults 25 and over4,604
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher37.5 percent
- Adults 25 and over with a graduate degree12.4 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagler Beach
Housing in Flagler Beach
- Housing units3,697
- Occupied units2,638
- Vacant units1,059 plus or minus 248
- Vacancy rate28.6 percent plus or minus 6.3
- Owner occupied2,200
- Renter occupied438 plus or minus 193
- Ownership rate83.4 percent
- Median owner-occupied home value$557,600
- Median gross rent, monthly$1,462 plus or minus $486
- Annual rent as a share of median income20.7 percent plus or minus 7.9
- Single family units2,864
- Share single family77.5 percent
- Units in buildings of two or more806 plus or minus 226
- Share in buildings of two or more21.8 percent plus or minus 5.8
- Mobile homes27 plus or minus 45
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagler Beach
How Flagler Beach gets to work
- Workers 16 and over who commute1,406
- Commuting under 15 minutes410 plus or minus 154
- Share commuting under 15 minutes29.2 percent plus or minus 9.7
- Commuting 30 minutes or more471 plus or minus 177
- Share commuting 30 minutes or more33.5 percent plus or minus 11.2
- Drove alone59.9 percent
- Carpooled5.2 percent plus or minus 4.9
- Public transport0.0 percent
- Walked2.6 percent plus or minus 1.9
- Worked from home31.5 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagler Beach
SBA loans in Flagler Beach (7(a))
- Approvals12
- Gross approval$8,188,100
- Average approval$682,342
- Median approval$496,750
- Largest approval$2,689,000
- Jobs supported86
- Jobs per approval7.2
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Flagler Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Flagler Beach
SBA loans in Flagler Beach (504)
- Approvals7
- Gross approval$3,356,000
- Average approval$479,429
- Median approval$422,000
- Largest approval$1,031,000
- Jobs supported43
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Flagler Beach, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Flagler Beach
Flood risk in Flagler Beach
- NFIP communityCity of Flagler Beach
- NFIP community number120087
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/06/18
The City of Flagler Beach participates in the National Flood Insurance Program as community 120087 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Flagler County, not Flagler Beach
Flagler County context, not Flagler Beach figures
- Establishments in Flagler County2,698
- Covered employment, Flagler County28,244
- Average annual pay, Flagler County$50,301
- Housing units permitted, Flagler County2,588
Every figure in this section is published for Flagler County as a whole and is not a measurement of Flagler Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Flagler Beach questions, answered from the record.
How many people live in Flagler Beach, Florida?
5,373, in 2,638 households. Flagler Beach city covers 3.55 square miles of land, which is 1,515 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Flagler Beach in?
Flagler County, which holds 99.5 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Flagler Beach?
$84,632. The median owner-occupied home is valued at $557,600. Median gross rent is $1,462 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Flagler Beach businesses?
12 7(a) approvals totaling $8.2 m since FY2020, across 9 lenders, median approval $496,750, plus 7 504 approvals worth $3.4 m since FY2010. These count approvals to borrowers whose address is in Flagler Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Flagler Beach borrowers get paid back?
No rate is published for Flagler Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Flagler Beach in the National Flood Insurance Program?
Yes. Flagler Beach appears in the FEMA Community Status Book as Flagler Beach, city of, community 120087, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Flagler Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Flagler County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Flagler Beach.
Is zoning published for Flagler Beach?
No. Nothing on this page presents parcel level zoning.
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