HomeFloridaGadsden CountyHavana town
Havana town, Florida: commercial real estate data.
Havana town is a Census town of 2,031 people across 2.79 square miles of land, in Gadsden County. Median household income is $60,799, 77.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Havana
What Havana is
- Census place typetown
- Land area2.79 sq mi
- Water area0.04 sq mi
- Population per square mile of land729 plus or minus 181
- County holding the largest share of its areaGadsden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havana
How many people live in Havana
- Population2,031 plus or minus 504
- Median age54.3 plus or minus 11.3
- Population under 18397 plus or minus 157
- Share under 1819.5 percent plus or minus 6.0
- Population 65 and over686 plus or minus 189
- Share 65 and over33.8 percent
- Households1,003 plus or minus 218
- Family households611 plus or minus 173
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havana
Income and work in Havana
- Median household income$60,799
- Per capita income$31,697
- Civilian labor force802 plus or minus 222
- Employed772 plus or minus 219
- Unemployed30 plus or minus 28
- Unemployment rate3.7 percent plus or minus 3.3
- Adults 25 and over1,580 plus or minus 337
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher27.5 percent plus or minus 9.6
- Adults 25 and over with a graduate degree12.0 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havana
Housing in Havana
- Housing units1,066 plus or minus 224
- Occupied units1,003 plus or minus 218
- Vacant units63 plus or minus 48
- Vacancy rate5.9 percent plus or minus 4.3
- Owner occupied778 plus or minus 187
- Renter occupied225 plus or minus 96
- Ownership rate77.6 percent
- Median owner-occupied home value$216,300 plus or minus $66,096
- Median gross rent, monthly$774 plus or minus $314
- Annual rent as a share of median income15.3 percent plus or minus 6.6
- Single family units784 plus or minus 175
- Share single family73.5 percent
- Units in buildings of two or more137 plus or minus 85
- Share in buildings of two or more12.9 percent plus or minus 7.5
- Mobile homes145 plus or minus 97
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havana
How Havana gets to work
- Workers 16 and over who commute583 plus or minus 178
- Commuting under 15 minutes73 plus or minus 53
- Share commuting under 15 minutes12.5 percent plus or minus 8.2
- Commuting 30 minutes or more335 plus or minus 125
- Share commuting 30 minutes or more57.5 percent plus or minus 12.4
- Drove alone65.2 percent
- Carpooled8.8 percent plus or minus 8.0
- Public transport0.0 percent
- Walked2.6 percent plus or minus 4.5
- Worked from home23.4 percent plus or minus 13.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havana
SBA loans in Havana (7(a))
- Approvals5
- Gross approval$1,407,500
- Average approval$281,500
- Median approval$274,500
- Ninetieth percentile approval$550,000
- Largest approval$550,000
- Jobs supported18
- Jobs per approval3.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Havana
SBA loans in Havana (504)
- Approvals1
- Gross approval$296,000
- Average approval$296,000
- Median approval$296,000
- Largest approval$296,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Havana
Flood risk in Havana
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120411
- Currently effective map date02/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gadsden County, not Havana
Gadsden County context, not Havana figures
These are Gadsden County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Havana measurements.
- Establishments in Gadsden County734
- Employment at those establishments, Gadsden County9,539
- Covered employment, Gadsden County16,317
- Average annual pay, Gadsden County$51,813
- Average weekly wage, Gadsden County$996
- Housing units permitted, Gadsden County109
- Of those, single family, Gadsden County73
- County product, 2024, Gadsden County$1,707,526,000
- County product change over the prior year, Gadsden County-1.1 percent
- Average income of an arriving household, Gadsden County$46,156
Every figure in this section is published for Gadsden County as a whole and is not a measurement of Havana. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Havana questions, answered from the record.
How many people live in Havana, Florida?
2,031, in 1,003 households. Havana town covers 2.79 square miles of land, which is 729 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Havana in?
Gadsden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Havana?
$60,799. The median owner-occupied home is valued at $216,300. Median gross rent is $774 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Havana businesses?
5 7(a) approvals totalling $1.4 m, across 4 lenders, median approval $274,500, plus 1 504 approvals worth $296,000. These count approvals to borrowers whose address is in Havana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Havana borrowers get paid back?
No rate is published for Havana. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Havana in the National Flood Insurance Program?
Yes. Havana appears in the FEMA Community Status Book as community 120411, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Havana figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gadsden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Havana.
Is zoning published for Havana?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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