HomeFloridaHardee CountyZolfo Springs
Zolfo Springs, Florida: commercial real estate data.
Zolfo Springs is a Census town of 2,158 people across 1.74 square miles of land, in Hardee County. Median household income is $60,946, 70.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Zolfo Springs
What Zolfo Springs is
- Census place typetown
- Land area1.74 sq mi
- Water area0 sq mi
- Population per square mile of land1,241 plus or minus 283
- County holding the largest share of its areaHardee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zolfo Springs
How many people live in Zolfo Springs
- Population2,158 plus or minus 493
- Median age32.1
- Population under 18489 plus or minus 146
- Share under 1822.7 percent
- Population 65 and over234 plus or minus 100
- Share 65 and over10.8 percent plus or minus 3.9
- Households678 plus or minus 185
- Family households581 plus or minus 186
- Share of households that are families85.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zolfo Springs
Income and work in Zolfo Springs
- Median household income$60,946 plus or minus $23,253
- Per capita income$21,638 plus or minus $4,797
- Civilian labor force1,035 plus or minus 289
- Employed983 plus or minus 285
- Unemployed52 plus or minus 45
- Unemployment rate5.0 percent plus or minus 4.1
- Adults 25 and over1,329 plus or minus 327
- Adults 25 and over with a high school diploma or higher62.3 percent
- Adults 25 and over with a bachelor degree or higher4.9 percent plus or minus 3.4
- Adults 25 and over with a graduate degree2.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zolfo Springs
Housing in Zolfo Springs
- Housing units730 plus or minus 191
- Occupied units678 plus or minus 185
- Vacant units52 plus or minus 34
- Vacancy rate7.1 percent plus or minus 4.3
- Owner occupied478 plus or minus 135
- Renter occupied200 plus or minus 121
- Ownership rate70.5 percent
- Median owner-occupied home value$115,100 plus or minus $25,335
- Median gross rent, monthly$967 plus or minus $561
- Annual rent as a share of median income19.0 percent plus or minus 13.2
- Single family units472 plus or minus 172
- Share single family64.7 percent plus or minus 16.3
- Units in buildings of two or more55 plus or minus 60
- Share in buildings of two or more7.5 percent plus or minus 8.0
- Mobile homes184 plus or minus 87
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zolfo Springs
How Zolfo Springs gets to work
- Workers 16 and over who commute957 plus or minus 281
- Commuting under 15 minutes239 plus or minus 110
- Share commuting under 15 minutes25.0 percent plus or minus 8.8
- Commuting 30 minutes or more426 plus or minus 165
- Share commuting 30 minutes or more44.5 percent plus or minus 11.2
- Drove alone73.2 percent
- Carpooled24.0 percent plus or minus 11.8
- Public transport1.2 percent plus or minus 2.3
- Walked0.0 percent
- Worked from home1.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Zolfo Springs
SBA loans in Zolfo Springs (7(a))
- Approvals5
- Gross approval$1,670,000
- Average approval$334,000
- Median approval$325,000
- Largest approval$655,000
- Jobs supported49
- Jobs per approval9.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Zolfo Springs, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zolfo Springs
Flood risk in Zolfo Springs
- NFIP communityTown of Zolfo Springs
- NFIP community number120106
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/06/13
The Town of Zolfo Springs participates in the National Flood Insurance Program as community 120106 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hardee County, not Zolfo Springs
Hardee County context, not Zolfo Springs figures
- Establishments in Hardee County436
- Covered employment, Hardee County7,044
- Average annual pay, Hardee County$47,192
- Housing units permitted, Hardee County123
Every figure in this section is published for Hardee County as a whole and is not a measurement of Zolfo Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Zolfo Springs questions, answered from the record.
How many people live in Zolfo Springs, Florida?
2,158, in 678 households. Zolfo Springs town covers 1.74 square miles of land, which is 1,241 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Zolfo Springs in?
Hardee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Zolfo Springs?
$60,946. The median owner-occupied home is valued at $115,100. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Zolfo Springs businesses?
5 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, median approval $325,000. These count approvals to borrowers whose address is in Zolfo Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Zolfo Springs borrowers get paid back?
No rate is published for Zolfo Springs. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Zolfo Springs in the National Flood Insurance Program?
Yes. Zolfo Springs appears in the FEMA Community Status Book as Zolfo Springs, town of, community 120106, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Zolfo Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hardee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Zolfo Springs.
Is zoning published for Zolfo Springs?
No. Nothing on this page presents parcel level zoning.
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