HomeFloridaHernando CountyHernando Beach CDP
Hernando Beach CDP, Florida: commercial real estate data.
Hernando Beach CDP is a Census CDP of 2,675 people across 3.55 square miles of land, in Hernando County. Median household income is $101,875, 89.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Hernando Beach
What Hernando Beach is
- Census place typeCDP
- Land area3.55 sq mi
- Water area1.33 sq mi
- Population per square mile of land754
- County holding the largest share of its areaHernando County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando Beach
How many people live in Hernando Beach
- Population2,675
- Median age58.0
- Population under 18195 plus or minus 79
- Share under 187.3 percent plus or minus 2.8
- Population 65 and over815
- Share 65 and over30.5 percent
- Households1,196
- Family households969
- Share of households that are families81.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando Beach
Income and work in Hernando Beach
- Median household income$101,875 plus or minus $33,452
- Per capita income$59,800
- Civilian labor force1,485
- Employed1,391
- Unemployed94 plus or minus 70
- Unemployment rate6.3 percent plus or minus 4.6
- Adults 25 and over2,235
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree14.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando Beach
Housing in Hernando Beach
- Housing units1,548
- Occupied units1,196
- Vacant units352 plus or minus 171
- Vacancy rate22.7 percent plus or minus 10.7
- Owner occupied1,065
- Renter occupied131 plus or minus 93
- Ownership rate89.0 percent
- Median owner-occupied home value$530,000
- Median gross rent, monthly$1,449
- Annual rent as a share of median income17.1 percent plus or minus 6.4
- Single family units1,487
- Share single family96.1 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes61 plus or minus 81
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando Beach
How Hernando Beach gets to work
- Workers 16 and over who commute1,016 plus or minus 229
- Commuting under 15 minutes45 plus or minus 45
- Share commuting under 15 minutes4.4 percent plus or minus 4.3
- Commuting 30 minutes or more512 plus or minus 150
- Share commuting 30 minutes or more50.4 percent
- Drove alone60.2 percent
- Carpooled14.3 percent plus or minus 14.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home25.5 percent plus or minus 9.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hernando Beach
SBA loans in Hernando Beach (7(a))
- Approvals2
- Gross approval$1,543,000
- Average approval$771,500
- Median approval$833,000
- Ninetieth percentile approval$833,000
- Largest approval$833,000
- Jobs supported94
- Jobs per approval47.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hernando Beach
SBA loans in Hernando Beach (504)
- Approvals1
- Gross approval$762,000
- Average approval$762,000
- Median approval$762,000
- Largest approval$762,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hernando County, not Hernando Beach
Hernando County context, not Hernando Beach figures
These are Hernando County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hernando Beach measurements.
- Establishments in Hernando County3,874
- Employment at those establishments, Hernando County42,473
- Covered employment, Hernando County50,853
- Average annual pay, Hernando County$50,502
- Average weekly wage, Hernando County$971
- Housing units permitted, Hernando County2,505
- Of those, single family, Hernando County2,187
- County product, 2024, Hernando County$7,294,278,000
- County product change over the prior year, Hernando County8.6 percent
- Average income of an arriving household, Hernando County$61,913
Every figure in this section is published for Hernando County as a whole and is not a measurement of Hernando Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hernando Beach questions, answered from the record.
How many people live in Hernando Beach, Florida?
2,675, in 1,196 households. Hernando Beach CDP covers 3.55 square miles of land, which is 754 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hernando Beach in?
Hernando County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hernando Beach?
$101,875. The median owner-occupied home is valued at $530,000. Median gross rent is $1,449 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hernando Beach businesses?
2 7(a) approvals totalling $1.5 m, across 2 lenders, median approval $833,000, plus 1 504 approvals worth $762,000. These count approvals to borrowers whose address is in Hernando Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hernando Beach borrowers get paid back?
No rate is published for Hernando Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hernando Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hernando County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hernando Beach.
Is zoning published for Hernando Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.