HomeFloridaHighlands CountySebring
Sebring, Florida: commercial real estate data.
Sebring is a Census city of 11,382 people across 11.63 square miles of land, in Highlands County. Median household income is $44,184, 51.9 percent of occupied homes are owned, and the SBA record carries 36 7(a) approvals to borrowers here worth $38.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sebring
What Sebring is
- Census place typecity
- Land area11.63 sq mi
- Water area5.85 sq mi
- Population per square mile of land978
- County holding the largest share of its areaHighlands County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebring
How many people live in Sebring
- Population11,382
- Median age45.6
- Population under 182,267
- Share under 1819.9 percent
- Population 65 and over3,005
- Share 65 and over26.4 percent
- Households4,949
- Family households2,606
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebring
Income and work in Sebring
- Median household income$44,184
- Per capita income$30,510
- Civilian labor force4,458
- Employed4,194
- Unemployed264 plus or minus 123
- Unemployment rate5.9 percent plus or minus 2.7
- Adults 25 and over8,284
- Adults 25 and over with a high school diploma or higher81.7 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent
- Adults 25 and over with a graduate degree8.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebring
Housing in Sebring
- Housing units5,986
- Occupied units4,949
- Vacant units1,037 plus or minus 252
- Vacancy rate17.3 percent plus or minus 4.1
- Owner occupied2,567
- Renter occupied2,382
- Ownership rate51.9 percent
- Median owner-occupied home value$191,600
- Median gross rent, monthly$1,019
- Annual rent as a share of median income27.7 percent
- Single family units3,507
- Share single family58.6 percent
- Units in buildings of two or more2,002
- Share in buildings of two or more33.4 percent
- Mobile homes417 plus or minus 155
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebring
How Sebring gets to work
- Workers 16 and over who commute3,648
- Commuting under 15 minutes1,435 plus or minus 330
- Share commuting under 15 minutes39.3 percent plus or minus 8.1
- Commuting 30 minutes or more707 plus or minus 236
- Share commuting 30 minutes or more19.4 percent plus or minus 6.1
- Drove alone66.4 percent
- Carpooled16.3 percent plus or minus 5.9
- Public transport0.5 percent plus or minus 0.7
- Walked5.8 percent plus or minus 4.2
- Worked from home9.3 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sebring
SBA loans in Sebring (7(a))
- Approvals36
- Gross approval$38,585,300
- Average approval$1,071,814
- Median approval$407,350
- Ninetieth percentile approval$3,275,050
- Largest approval$5,000,000
- Jobs supported453
- Jobs per approval12.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more38.9 percent
- Share to franchises13.9 percent
- Distinct lenders22
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Sebring, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sebring
SBA loans in Sebring (504)
- Approvals13
- Gross approval$8,398,000
- Average approval$646,000
- Median approval$331,000
- Largest approval$3,088,000
- Jobs supported59
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Sebring, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sebring
Flood risk in Sebring
- NFIP communityCity of Sebring
- NFIP community number120690
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/15
The City of Sebring participates in the National Flood Insurance Program as community 120690 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Highlands County, not Sebring
Highlands County context, not Sebring figures
- Establishments in Highlands County2,138
- Covered employment, Highlands County28,823
- Average annual pay, Highlands County$47,926
- Housing units permitted, Highlands County980
Every figure in this section is published for Highlands County as a whole and is not a measurement of Sebring.
All Highlands County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sebring questions, answered from the record.
How many people live in Sebring, Florida?
11,382, in 4,949 households. Sebring city covers 11.63 square miles of land, which is 978 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sebring in?
Highlands County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sebring?
$44,184. The median owner-occupied home is valued at $191,600. Median gross rent is $1,019 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sebring businesses?
36 7(a) approvals totaling $38.6 m since FY2020, across 22 lenders, median approval $407,350, plus 13 504 approvals worth $8.4 m since FY2010. These count approvals to borrowers whose address is in Sebring, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sebring borrowers get paid back?
No rate is published for Sebring. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sebring in the National Flood Insurance Program?
Yes. Sebring appears in the FEMA Community Status Book as Sebring, city of, community 120690, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sebring figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Highlands County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sebring.
Is zoning published for Sebring?
No. Nothing on this page presents parcel level zoning.
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