HomeFloridaLake CountyUmatilla city
Umatilla city, Florida: commercial real estate data.
Umatilla city is a Census city of 3,854 people across 3.65 square miles of land, in Lake County. Median household income is $71,077, 68.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $7.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Umatilla
What Umatilla is
- Census place typecity
- Land area3.65 sq mi
- Water area0.72 sq mi
- Population per square mile of land1,056
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Umatilla
How many people live in Umatilla
- Population3,854
- Median age47.7
- Population under 18604 plus or minus 215
- Share under 1815.7 percent plus or minus 5.6
- Population 65 and over1,288 plus or minus 274
- Share 65 and over33.4 percent plus or minus 7.1
- Households1,725
- Family households990
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Umatilla
Income and work in Umatilla
- Median household income$71,077
- Per capita income$34,909
- Civilian labor force1,544
- Employed1,505
- Unemployed39 plus or minus 34
- Unemployment rate2.5 percent plus or minus 2.2
- Adults 25 and over2,984
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent plus or minus 3.9
- Adults 25 and over with a graduate degree7.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Umatilla
Housing in Umatilla
- Housing units1,921
- Occupied units1,725
- Vacant units196 plus or minus 121
- Vacancy rate10.2 percent plus or minus 6.2
- Owner occupied1,187
- Renter occupied538 plus or minus 149
- Ownership rate68.8 percent
- Median owner-occupied home value$227,600
- Median gross rent, monthly$1,950 plus or minus $1,195
- Annual rent as a share of median income32.9 percent plus or minus 20.2
- Single family units1,288
- Share single family67.0 percent
- Units in buildings of two or more434 plus or minus 133
- Share in buildings of two or more22.6 percent plus or minus 6.3
- Mobile homes128 plus or minus 89
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Umatilla
How Umatilla gets to work
- Workers 16 and over who commute1,278 plus or minus 288
- Commuting under 15 minutes131 plus or minus 76
- Share commuting under 15 minutes10.3 percent plus or minus 5.5
- Commuting 30 minutes or more600 plus or minus 205
- Share commuting 30 minutes or more46.9 percent plus or minus 12.1
- Drove alone62.7 percent
- Carpooled15.9 percent plus or minus 10.8
- Public transport0.1 percent plus or minus 0.4
- Walked0.7 percent plus or minus 1.1
- Worked from home14.6 percent plus or minus 10.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Umatilla
SBA loans in Umatilla (7(a))
- Approvals11
- Gross approval$7,478,000
- Average approval$679,818
- Median approval$350,000
- Ninetieth percentile approval$2,137,000
- Largest approval$2,700,000
- Jobs supported125
- Jobs per approval11.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS11
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Umatilla
SBA loans in Umatilla (504)
- Approvals3
- Gross approval$995,000
- Average approval$331,667
- Median approval$315,000
- Largest approval$380,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Umatilla
Flood risk in Umatilla
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120139
- Currently effective map date12/18/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lake County, not Umatilla
Lake County context, not Umatilla figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Umatilla measurements.
- Establishments in Lake County8,849
- Employment at those establishments, Lake County96,577
- Covered employment, Lake County117,354
- Average annual pay, Lake County$53,106
- Average weekly wage, Lake County$1,021
- Housing units permitted, Lake County4,990
- Of those, single family, Lake County4,147
- County product, 2024, Lake County$17,948,846,000
- County product change over the prior year, Lake County9.1 percent
- Average income of an arriving household, Lake County$73,054
Every figure in this section is published for Lake County as a whole and is not a measurement of Umatilla. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Umatilla questions, answered from the record.
How many people live in Umatilla, Florida?
3,854, in 1,725 households. Umatilla city covers 3.65 square miles of land, which is 1,056 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Umatilla in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Umatilla?
$71,077. The median owner-occupied home is valued at $227,600. Median gross rent is $1,950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Umatilla businesses?
11 7(a) approvals totalling $7.5 m, across 9 lenders, median approval $350,000, plus 3 504 approvals worth $995,000. These count approvals to borrowers whose address is in Umatilla, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Umatilla borrowers get paid back?
No rate is published for Umatilla. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Umatilla in the National Flood Insurance Program?
Yes. Umatilla appears in the FEMA Community Status Book as community 120139, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Umatilla figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Umatilla.
Is zoning published for Umatilla?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.