Levy County, Florida: commercial real estate data.
Levy County, Florida had an estimated 47,765 residents on July 1, 2024, up 11.3 percent since the 2020 census base of 42,913, across 1,118 square miles. County output reached $1.66 bn in 2024, 886 establishments operate here, and the SBA record carries 40 7(a) approvals worth $25.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Levy County
How many people live in Levy County
- Population, American Community Survey 2020-202445,391
- Households18,562
- Average household size2.45
- Median household income$56,750
- Median age46.7
- Median gross rent$850 per month
- Median owner-occupied home value$190,600
- Home value to household income3.4 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree5.0 percent
- Adults 25 and over33,735
- Population under 188,801
- Share under 1819.4 percent
- Population 65 and over11,401
- Share 65 and over25.1 percent
- Working age population, 18 to 6425,189
- Civilian labor force18,806
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over51.4 percent
- Rank by population among Florida counties43rd of 67
- Rank by population among US county-equivalents, Puerto Rico included1091st of 3,222
Levy County is the 43rd largest of 67 Florida counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 25.1 percent against 19.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Levy County
Is Levy County's population growing?
- Population, July 1, 202447,765
- Census 2020 base population42,913
- Population change since the 2020 census base11.31 percent
- Population change, 2023 to 20241,100
- Births, 2024390
- Deaths, 2024620
- Natural change, 2024-230
- Net domestic migration, 20241,156
- Net international migration, 2024175
- Total net migration, 20241,331
- Cumulative net domestic migration, 2021 to 20245,367
- Rank by growth among US county-equivalents121st of 3,144
The county has grown 11.31 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Levy County
Where are people moving to Levy County from?
- Tax returns filed by households arriving1,893
- People arriving, from those returns3,479
- Tax returns filed by households leaving1,339
- Net household movement554
- Adjusted gross income arriving$111.8 m
- Net adjusted gross income movement$52.3 m
- Average income of an arriving household$59,082
- Average income of a leaving household$44,491
- Largest single originAlachua County (305 households)
- Largest single destinationAlachua County (256 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Alachua County | 305 | 559 | $14.9 m |
| Marion County | 240 | 470 | $11.3 m |
| Citrus County | 103 | 184 | $4.8 m |
| Gilchrist County | 67 | 133 | $2.6 m |
| Dixie County | 61 | 105 | $2.0 m |
| Pinellas County | 54 | 84 | $4.3 m |
| Hillsborough County | 46 | 86 | $3.1 m |
| Pasco County | 41 | 61 | $2.0 m |
Households arriving report $14,591 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Alachua County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Levy County
What is the Levy County economy?
- County GDP, 2024$1.66 bn
- County GDP, 2023$1.49 bn
- GDP change, 2023 to 202411.6 percent
- GDP change over five years56.4 percent
- Rank by GDP among the Florida areas BEA publishes47th of 67
- Rank by GDP among the US county areas BEA publishes1429th of 3,127
- GDP per resident$36,580
Output grew 11.6 percent in the latest year and 56.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Levy County
Employment by industry in Levy County
- Covered employment, annual average9,153
- Establishments reporting1,134
- Average annual pay$43,623
- Average weekly wage$839
- Retail trade, employment1,666
- Retail trade, average annual pay$31,883
- Accommodation and food services, employment1,058
- Accommodation and food services, average annual pay$23,091
- Construction, employment855
- Construction, average annual pay$50,222
- Health care and social assistance, employment668
- Health care and social assistance, average annual pay$39,759
- Manufacturing, employment652
- Professional, scientific and technical services, employment267
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,666 | 181 | $31,883 |
| Accommodation and food services | 1,058 | 104 | $23,091 |
| Construction | 855 | 177 | $50,222 |
| Health care and social assistance | 668 | 84 | $39,759 |
| Manufacturing | 652 | 38 | $51,907 |
| Professional, scientific and technical services | 267 | 80 | $50,933 |
| Other services, except public administration | 239 | 66 | $39,126 |
| Finance and insurance | 222 | 32 | $81,680 |
Retail trade is the largest private sector at 1,666 jobs, 18.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Levy County
How many businesses are in Levy County?
- Establishments, all industries886
- Employment at those establishments7,282
- Annual payroll$270.6 m
- Establishments per 1,000 residents19.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Levy County
Building permits in Levy County
- Housing units authorized by permit, 2024199
- Declared construction value permitted$42.3 m
- Single family units authorized199
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$212,466
- Units authorized per 1,000 households10.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Levy County
SBA loans in Levy County (7(a) and 504)
- 7(a) approvals recorded40
- 7(a) gross approval dollars$25.4 m
- Average 7(a) approval$635,400
- Median 7(a) approval$298,950
- 10th percentile approval$95,000
- 90th percentile approval$1,552,000
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)360
- Jobs per approval9.0
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter22
- Franchise loans7
- Franchise share of approvals17.5 percent
- Leading industry by approval countNursery and Tree Production (5)
- 504 approvals recorded8
- 504 gross approval dollars$5.6 m
- Average 504 approval$703,500
- Median 504 approval$477,000
- Distinct CDCs active3
- 504 jobs per approval12.5
- 504 jobs per million dollars approved17.8
- Most active CDCFlorida First Capital Finance Corporation, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$31.0 m
The average approval of $635,400 sits well above the median of $298,950, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Levy County
SBA loan default and charge-off rates in Levy County
Do SBA loans in Levy County get paid back?
- Loans with a final outcome recorded8
- Paid in full8
- Charged off0
- Status: Paid in full8
- Status: Exempt from disclosure23
- Status: Cancelled9
Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Levy County
SBA lending by place in Levy County
- Borrower cities with recorded lending10
- Williston, approvals14
- Chiefland, approvals8
- Archer, approvals5
- Cedar Key, approvals3
- Bronson, approvals3
- Morriston, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Williston | 14 | $7,425,700 |
| Chiefland | 8 | $8,731,500 |
| Archer | 5 | $2,134,000 |
| Cedar Key | 3 | $2,734,800 |
| Bronson | 3 | $1,855,000 |
| Morriston | 3 | $315,000 |
| Fanning Springs | 1 | $1,570,000 |
| Tampa | 1 | $300,000 |
| 2 other borrower cities | 2 | $350,000 |
Williston accounts for 14 approvals against 8 in Chiefland. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Levy County
How large is Levy County?
- Land area1,118 sq mi
- Rank by land area among Florida counties9th of 67
- Width, east to west46.1 mi
- Height, north to south41.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land41
- Establishments per square mile0.79
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Levy County
Flood risk in Levy County
- Participation of the county's own NFIP community Levy County, unincorporated areasParticipating, community 120145
- Community Rating System class of the county's own communityClass 9
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP9
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class4
- Radon levels in Levy County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Levy County (community 120145), participates in the National Flood Insurance Program and carries Community Rating System class 9, a flood insurance premium discount for policies written there. The EPA places Levy County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Levy County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Levy County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202445,391
- Households18,562
- Average household size2.45
- Median household income$56,750
- Median age46.7
Common questions
Levy County questions, answered from the record.
How many people live in Levy County, Florida?
The Census Bureau estimates 47,765 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 45,391, in 18,562 households, ranking 43rd of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Levy County's population growing?
The population has grown 11.31 percent since the 2020 census base of 42,913, to 47,765 on July 1, 2024. In 2024 there were 390 births against 620 deaths, with net migration of 1,331. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Levy County?
$56,750. The median owner-occupied home is valued at $190,600, which is 3.4 times income, and median gross rent is $850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Levy County?
886 establishments, employing 7,282 people with an annual payroll of $270.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Levy County?
Retail trade is the largest private sector at 1,666 jobs, 18.2 percent of covered employment. Covered employment averages 9,153 jobs at an average annual pay of $43,623, or $839 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Levy County?
40 7(a) approvals totaling $25.4 m since FY2020, across 22 lenders, with a median approval of $298,950, plus 8 504 approvals worth $5.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Levy County?
199 housing units were authorized by permit in 2024, with a declared construction value of $42.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Levy County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Levy County come from?
The largest single origin is Alachua County, with 305 households. Arriving households report an average income of $59,082 against $44,491 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Levy County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Levy County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Levy County
Cities and places in Levy.
16 Census places lie wholly or partly in Levy County. All 16 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Rainbow Lakes Estates | CDP | 3,762 | None recorded | 13.0 percent here, 87.0 percent Marion County |
| Williston Highlands | CDP | 3,666 | None recorded | Wholly in this county |
| Williston | city | 3,154 | 14 | Wholly in this county |
| East Bronson | CDP | 2,649 | None recorded | Wholly in this county |
| Manatee Road | CDP | 2,426 | None recorded | Wholly in this county |
| Chiefland | city | 1,909 | 8 | Wholly in this county |
| Inglis | town | 1,742 | 1 | Wholly in this county |
| Bronson | town | 1,600 | 3 | Wholly in this county |
| Andrews | CDP | 1,275 | None recorded | Wholly in this county |
| Fanning Springs | city | 942 | 1 | 61.6 percent here, 38.4 percent Gilchrist County |
| Cedar Key | city | 875 | 3 | Wholly in this county |
| Yankeetown | town | 675 | None recorded | Wholly in this county |
| East Williston | CDP | 520 | None recorded | Wholly in this county |
| Raleigh | CDP | 499 | None recorded | Wholly in this county |
| Otter Creek | town | 142 | None recorded | Wholly in this county |
| Morriston | CDP | 50 | 3 | Wholly in this county |
A further 7 of the county's 40 SBA 7(a) approvals are to borrowers in cities that match no Census place in Levy County, the largest being Archer (5), Tampa (1), Trenton (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby