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HomeFloridaMarion CountyOcala

Ocala, Florida: commercial real estate data.

Ocala is a Census city of 66,584 people across 48.00 square miles of land, in Marion County. Median household income is $56,376, 52.1 percent of occupied homes are owned, and the SBA record carries 230 7(a) approvals to borrowers here worth $135.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ocala

What Ocala is

  • Census place typecity
  • Land area48 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land1,387
  • County holding the largest share of its areaMarion County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocala

How many people live in Ocala

  • Population66,584
  • Median age39.2
  • Population under 1814,748
  • Share under 1822.1 percent
  • Population 65 and over13,198
  • Share 65 and over19.8 percent
  • Households27,152
  • Family households15,982
  • Share of households that are families58.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocala

Income and work in Ocala

  • Median household income$56,376
  • Per capita income$32,567
  • Civilian labor force30,349
  • Employed28,571
  • Unemployed1,778 plus or minus 670
  • Unemployment rate5.9 percent plus or minus 2.2
  • Adults 25 and over46,557
  • Adults 25 and over with a high school diploma or higher91.0 percent
  • Adults 25 and over with a bachelor degree or higher31.2 percent
  • Adults 25 and over with a graduate degree11.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocala

Housing in Ocala

  • Housing units30,387
  • Occupied units27,152
  • Vacant units3,235
  • Vacancy rate10.6 percent
  • Owner occupied14,157
  • Renter occupied12,995
  • Ownership rate52.1 percent
  • Median owner-occupied home value$241,400
  • Median gross rent, monthly$1,359
  • Annual rent as a share of median income28.9 percent
  • Single family units17,088
  • Share single family56.2 percent
  • Units in buildings of two or more11,790
  • Share in buildings of two or more38.8 percent
  • Mobile homes1,407
  • Median year structure built1984

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocala

How Ocala gets to work

  • Workers 16 and over who commute24,676
  • Commuting under 15 minutes10,134
  • Share commuting under 15 minutes41.1 percent
  • Commuting 30 minutes or more5,014
  • Share commuting 30 minutes or more20.3 percent
  • Drove alone77.2 percent
  • Carpooled7.6 percent plus or minus 1.8
  • Public transport0.5 percent plus or minus 0.4
  • Walked1.2 percent plus or minus 0.6
  • Worked from home11.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ocala

SBA loans in Ocala (7(a))

  • Approvals230
  • Gross approval$135,839,500
  • Average approval$590,607
  • Median approval$280,000
  • Ninetieth percentile approval$1,455,160
  • Largest approval$5,000,000
  • Jobs supported2,850
  • Jobs per approval12.4
  • Loans with a final outcome40
  • Paid in full39
  • Charged off1
  • Charge-off rate over resolved loans2.5 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more19.1 percent
  • Share to franchises18.3 percent
  • Distinct lenders50
  • Distinct industries by NAICS108

Counted by borrower city: approvals to borrowers whose address is in Ocala, in any county, FY2020 to FY2026.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ocala

SBA loans in Ocala (504)

  • Approvals95
  • Gross approval$81,179,000
  • Average approval$854,516
  • Median approval$453,000
  • Largest approval$5,388,000
  • Jobs supported2,069
  • Loans with a final outcome31
  • Charged off1
  • Charge-off rate over resolved loans3.2 percent
  • Median term240 months
  • Distinct CDCs5

Counted by borrower city: approvals to borrowers whose address is in Ocala, in any county, FY2010 to FY2026.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ocala

Flood risk in Ocala

  • NFIP communityCity of Ocala
  • NFIP community number120330
  • Participating in the NFIPYes
  • Community Rating System classClass 3
  • Currently effective map date04/19/17

The City of Ocala participates in the National Flood Insurance Program as community 120330 and carries Community Rating System class 3, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Marion County, not Ocala

Marion County context, not Ocala figures

  • Establishments in Marion County8,389
  • Covered employment, Marion County119,528
  • Average annual pay, Marion County$52,526
  • Housing units permitted, Marion County6,729

Every figure in this section is published for Marion County as a whole and is not a measurement of Ocala.

All Marion County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ocala questions, answered from the record.

How many people live in Ocala, Florida?

66,584, in 27,152 households. Ocala city covers 48.00 square miles of land, which is 1,387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ocala in?

Marion County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ocala?

$56,376. The median owner-occupied home is valued at $241,400. Median gross rent is $1,359 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ocala businesses?

230 7(a) approvals totaling $135.8 m since FY2020, across 50 lenders, median approval $280,000, plus 95 504 approvals worth $81.2 m since FY2010. These count approvals to borrowers whose address is in Ocala, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ocala borrowers get paid back?

Of the 40 loans that have reached a final outcome, 39 were paid in full and 1 charged off, a charge off rate of 2.5 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Ocala in the National Flood Insurance Program?

Yes. Ocala appears in the FEMA Community Status Book as Ocala, city of, community 120330, carrying Community Rating System class 3, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ocala figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocala.

Is zoning published for Ocala?

No. Nothing on this page presents parcel level zoning.