HomeFloridaMonroe CountyBig Pine Key CDP
Big Pine Key CDP, Florida: commercial real estate data.
Big Pine Key CDP is a Census CDP of 4,258 people across 10.20 square miles of land, in Monroe County. Median household income is $110,134, 88.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $646,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Big Pine Key
What Big Pine Key is
- Census place typeCDP
- Land area10.2 sq mi
- Water area0.11 sq mi
- Population per square mile of land417
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Pine Key
How many people live in Big Pine Key
- Population4,258
- Median age52.9
- Population under 18608 plus or minus 206
- Share under 1814.3 percent plus or minus 4.4
- Population 65 and over1,069
- Share 65 and over25.1 percent
- Households1,859
- Family households1,231
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Pine Key
Income and work in Big Pine Key
- Median household income$110,134 plus or minus $30,222
- Per capita income$52,490
- Civilian labor force2,155 plus or minus 468
- Employed2,115 plus or minus 465
- Unemployed40 plus or minus 35
- Unemployment rate1.9 percent plus or minus 1.6
- Adults 25 and over3,429
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher30.5 percent
- Adults 25 and over with a graduate degree13.8 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Pine Key
Housing in Big Pine Key
- Housing units2,884
- Occupied units1,859
- Vacant units1,025
- Vacancy rate35.5 percent
- Owner occupied1,641
- Renter occupied218 plus or minus 77
- Ownership rate88.3 percent
- Median owner-occupied home value$637,000
- Median gross rent, monthly$1,724
- Annual rent as a share of median income18.8 percent plus or minus 5.4
- Single family units2,325
- Share single family80.6 percent
- Units in buildings of two or more275 plus or minus 154
- Share in buildings of two or more9.5 percent plus or minus 5.3
- Mobile homes284 plus or minus 119
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Pine Key
How Big Pine Key gets to work
- Workers 16 and over who commute1,786 plus or minus 397
- Commuting under 15 minutes454 plus or minus 163
- Share commuting under 15 minutes25.4 percent plus or minus 7.2
- Commuting 30 minutes or more923 plus or minus 269
- Share commuting 30 minutes or more51.7 percent
- Drove alone69.4 percent
- Carpooled9.7 percent plus or minus 6.4
- Public transport0.0 percent
- Walked4.1 percent plus or minus 3.0
- Worked from home15.3 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Pine Key
SBA loans in Big Pine Key (7(a))
- Approvals1
- Gross approval$646,000
- Average approval$646,000
- Median approval$646,000
- Ninetieth percentile approval$646,000
- Largest approval$646,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Big Pine Key
SBA loans in Big Pine Key (504)
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Largest approval$350,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe County, not Big Pine Key
Monroe County context, not Big Pine Key figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Big Pine Key measurements.
- Establishments in Monroe County4,154
- Employment at those establishments, Monroe County37,134
- Covered employment, Monroe County47,058
- Average annual pay, Monroe County$58,702
- Average weekly wage, Monroe County$1,129
- Housing units permitted, Monroe County334
- Of those, single family, Monroe County245
- County product, 2024, Monroe County$8,349,784,000
- County product change over the prior year, Monroe County6.7 percent
- Average income of an arriving household, Monroe County$262,503
Every figure in this section is published for Monroe County as a whole and is not a measurement of Big Pine Key. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Big Pine Key questions, answered from the record.
How many people live in Big Pine Key, Florida?
4,258, in 1,859 households. Big Pine Key CDP covers 10.20 square miles of land, which is 417 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Big Pine Key in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Big Pine Key?
$110,134. The median owner-occupied home is valued at $637,000. Median gross rent is $1,724 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Big Pine Key businesses?
1 7(a) approvals totalling $646,000, across 1 lenders, median approval $646,000, plus 1 504 approvals worth $350,000. These count approvals to borrowers whose address is in Big Pine Key, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Big Pine Key borrowers get paid back?
No rate is published for Big Pine Key. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Big Pine Key figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Big Pine Key.
Is zoning published for Big Pine Key?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.