HomeFloridaOkaloosa CountyDestin city
Destin city, Florida: commercial real estate data.
Destin city is a Census city of 14,077 people across 7.50 square miles of land, in Okaloosa County. Median household income is $89,011, 69.7 percent of occupied homes are owned, and the SBA record carries 68 7(a) approvals to borrowers here worth $48.2 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Destin
What Destin is
- Census place typecity
- Land area7.5 sq mi
- Water area0.16 sq mi
- Population per square mile of land1,878
- County holding the largest share of its areaOkaloosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Destin
How many people live in Destin
- Population14,077
- Median age41.5
- Population under 182,719
- Share under 1819.3 percent
- Population 65 and over2,572
- Share 65 and over18.3 percent
- Households6,221
- Family households3,707
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Destin
Income and work in Destin
- Median household income$89,011
- Per capita income$60,205
- Civilian labor force7,368
- Employed7,216
- Unemployed152 plus or minus 70
- Unemployment rate2.1 percent plus or minus 0.9
- Adults 25 and over10,627
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher46.2 percent
- Adults 25 and over with a graduate degree15.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Destin
Housing in Destin
- Housing units13,668
- Occupied units6,221
- Vacant units7,447
- Vacancy rate54.5 percent
- Owner occupied4,338
- Renter occupied1,883
- Ownership rate69.7 percent
- Median owner-occupied home value$490,300
- Median gross rent, monthly$1,936
- Annual rent as a share of median income26.1 percent
- Single family units5,563
- Share single family40.7 percent
- Units in buildings of two or more8,052
- Share in buildings of two or more58.9 percent
- Mobile homes53 plus or minus 54
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Destin
How Destin gets to work
- Workers 16 and over who commute6,284
- Commuting under 15 minutes2,315
- Share commuting under 15 minutes36.8 percent
- Commuting 30 minutes or more2,382
- Share commuting 30 minutes or more37.9 percent
- Drove alone69.7 percent
- Carpooled8.8 percent plus or minus 4.2
- Public transport0.6 percent plus or minus 0.9
- Walked2.8 percent plus or minus 1.5
- Worked from home16.4 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Destin
SBA loans in Destin (7(a))
- Approvals68
- Gross approval$48,213,400
- Average approval$709,021
- Median approval$300,000
- Ninetieth percentile approval$2,035,000
- Largest approval$5,000,000
- Jobs supported871
- Jobs per approval12.8
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more11.8 percent
- Share to franchises25.0 percent
- Distinct lenders27
- Distinct industries by NAICS37
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Destin
SBA loans in Destin (504)
- Approvals22
- Gross approval$12,251,000
- Average approval$556,864
- Median approval$399,000
- Largest approval$1,567,000
- Jobs supported133
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Destin
Flood risk in Destin
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number125158
- Currently effective map date03/09/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Okaloosa County, not Destin
Okaloosa County context, not Destin figures
These are Okaloosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Destin measurements.
- Establishments in Okaloosa County6,011
- Employment at those establishments, Okaloosa County64,766
- Covered employment, Okaloosa County89,705
- Average annual pay, Okaloosa County$61,616
- Average weekly wage, Okaloosa County$1,185
- Housing units permitted, Okaloosa County1,268
- Of those, single family, Okaloosa County1,053
- County product, 2024, Okaloosa County$19,003,071,000
- County product change over the prior year, Okaloosa County4.6 percent
- Average income of an arriving household, Okaloosa County$79,663
Every figure in this section is published for Okaloosa County as a whole and is not a measurement of Destin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Destin questions, answered from the record.
How many people live in Destin, Florida?
14,077, in 6,221 households. Destin city covers 7.50 square miles of land, which is 1,878 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Destin in?
Okaloosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Destin?
$89,011. The median owner-occupied home is valued at $490,300. Median gross rent is $1,936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Destin businesses?
68 7(a) approvals totalling $48.2 m, across 27 lenders, median approval $300,000, plus 22 504 approvals worth $12.3 m. These count approvals to borrowers whose address is in Destin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Destin borrowers get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Destin in the National Flood Insurance Program?
Yes. Destin appears in the FEMA Community Status Book as community 125158, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Destin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Okaloosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Destin.
Is zoning published for Destin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.