HomeFloridaOrange CountyWinter Garden
Winter Garden, Florida: commercial real estate data.
Winter Garden is a Census city of 47,872 people across 16.39 square miles of land, in Orange County. Median household income is $106,495, 65.7 percent of occupied homes are owned, and the SBA record carries 165 7(a) approvals to borrowers here worth $100.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winter Garden
What Winter Garden is
- Census place typecity
- Land area16.39 sq mi
- Water area1.65 sq mi
- Population per square mile of land2,921
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
How many people live in Winter Garden
- Population47,872
- Median age40.1
- Population under 1812,068
- Share under 1825.2 percent
- Population 65 and over6,622
- Share 65 and over13.8 percent
- Households15,980
- Family households12,570
- Share of households that are families78.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
Income and work in Winter Garden
- Median household income$106,495
- Per capita income$46,282
- Civilian labor force25,490
- Employed23,802
- Unemployed1,688 plus or minus 532
- Unemployment rate6.6 percent plus or minus 2.1
- Adults 25 and over32,736
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher46.1 percent
- Adults 25 and over with a graduate degree17.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
Housing in Winter Garden
- Housing units17,326
- Occupied units15,980
- Vacant units1,346 plus or minus 374
- Vacancy rate7.8 percent plus or minus 2.1
- Owner occupied10,503
- Renter occupied5,477
- Ownership rate65.7 percent
- Median owner-occupied home value$476,000
- Median gross rent, monthly$1,963
- Annual rent as a share of median income22.1 percent
- Single family units13,536
- Share single family78.1 percent
- Units in buildings of two or more3,006
- Share in buildings of two or more17.3 percent
- Mobile homes720 plus or minus 268
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
How Winter Garden gets to work
- Workers 16 and over who commute18,509
- Commuting under 15 minutes4,430
- Share commuting under 15 minutes23.9 percent
- Commuting 30 minutes or more9,409
- Share commuting 30 minutes or more50.8 percent
- Drove alone66.6 percent
- Carpooled7.4 percent plus or minus 1.9
- Public transport0.3 percent plus or minus 0.3
- Walked1.3 percent plus or minus 0.8
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
SBA loans in Winter Garden (7(a))
- Approvals165
- Gross approval$100,896,900
- Average approval$611,496
- Median approval$300,000
- Ninetieth percentile approval$1,521,080
- Largest approval$5,000,000
- Jobs supported1,987
- Jobs per approval12.0
- Loans with a final outcome28
- Paid in full25
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises33.9 percent
- Distinct lenders55
- Distinct industries by NAICS69
Counted by borrower city: approvals to borrowers whose address is in Winter Garden, in any county, FY2020 to FY2026. Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winter Garden
SBA loans in Winter Garden (504)
- Approvals26
- Gross approval$27,659,000
- Average approval$1,063,808
- Median approval$817,500
- Largest approval$3,676,000
- Jobs supported223
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Winter Garden, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winter Garden
Flood risk in Winter Garden
- NFIP communityCity of Winter Garden
- NFIP community number120187
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/24/21
The City of Winter Garden participates in the National Flood Insurance Program as community 120187 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Winter Garden
Orange County context, not Winter Garden figures
- Establishments in Orange County45,588
- Covered employment, Orange County949,918
- Average annual pay, Orange County$67,805
- Housing units permitted, Orange County8,052
Every figure in this section is published for Orange County as a whole and is not a measurement of Winter Garden.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winter Garden questions, answered from the record.
How many people live in Winter Garden, Florida?
47,872, in 15,980 households. Winter Garden city covers 16.39 square miles of land, which is 2,921 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winter Garden in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winter Garden?
$106,495. The median owner-occupied home is valued at $476,000. Median gross rent is $1,963 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winter Garden businesses?
165 7(a) approvals totaling $100.9 m since FY2020, across 55 lenders, median approval $300,000, plus 26 504 approvals worth $27.7 m since FY2010. These count approvals to borrowers whose address is in Winter Garden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winter Garden borrowers get paid back?
No rate is published for Winter Garden. Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winter Garden in the National Flood Insurance Program?
Yes. Winter Garden appears in the FEMA Community Status Book as Winter Garden, city of, community 120187, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winter Garden figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winter Garden.
Is zoning published for Winter Garden?
No. Nothing on this page presents parcel level zoning.