HomeFloridaOrange CountyWinter Garden city
Winter Garden city, Florida: commercial real estate data.
Winter Garden city is a Census city of 47,872 people across 16.39 square miles of land, in Orange County. Median household income is $106,495, 65.7 percent of occupied homes are owned, and the SBA record carries 165 7(a) approvals to borrowers here worth $100.9 m.
81 sourced place values · tier FULL · 9 sections
Winter Garden
What Winter Garden is
- Census place typecity
- Land area16.39 sq mi
- Water area1.65 sq mi
- Population per square mile of land2,921
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
How many people live in Winter Garden
- Population47,872
- Median age40.1
- Population under 1812,068
- Share under 1825.2 percent
- Population 65 and over6,622
- Share 65 and over13.8 percent
- Households15,980
- Family households12,570
- Share of households that are families78.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
Income and work in Winter Garden
- Median household income$106,495
- Per capita income$46,282
- Civilian labor force25,490
- Employed23,802
- Unemployed1,688 plus or minus 532
- Unemployment rate6.6 percent plus or minus 2.1
- Adults 25 and over32,736
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher46.1 percent
- Adults 25 and over with a graduate degree17.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
Housing in Winter Garden
- Housing units17,326
- Occupied units15,980
- Vacant units1,346 plus or minus 374
- Vacancy rate7.8 percent plus or minus 2.1
- Owner occupied10,503
- Renter occupied5,477
- Ownership rate65.7 percent
- Median owner-occupied home value$476,000
- Median gross rent, monthly$1,963
- Annual rent as a share of median income22.1 percent
- Single family units13,536
- Share single family78.1 percent
- Units in buildings of two or more3,006
- Share in buildings of two or more17.3 percent
- Mobile homes720 plus or minus 268
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
How Winter Garden gets to work
- Workers 16 and over who commute18,509
- Commuting under 15 minutes4,430
- Share commuting under 15 minutes23.9 percent
- Commuting 30 minutes or more9,409
- Share commuting 30 minutes or more50.8 percent
- Drove alone66.6 percent
- Carpooled7.4 percent plus or minus 1.9
- Public transport0.3 percent plus or minus 0.3
- Walked1.3 percent plus or minus 0.8
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Garden
SBA 7(a) lending to Winter Garden borrowers
- Approvals165
- Gross approval$100,896,900
- Average approval$611,496
- Median approval$300,000
- Ninetieth percentile approval$1,523,000
- Largest approval$5,000,000
- Jobs supported1,987
- Jobs per approval12.0
- Loans with a final outcome28
- Paid in full25
- Charged off3
- Charge-off rate over resolved loans10.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises33.9 percent
- Distinct lenders55
- Distinct industries by NAICS69
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winter Garden
SBA 504 lending to Winter Garden borrowers
- Approvals26
- Gross approval$27,659,000
- Average approval$1,063,808
- Median approval$857,000
- Largest approval$3,676,000
- Jobs supported223
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winter Garden
Flood programme status in Winter Garden
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120187
- Currently effective map date09/24/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Winter Garden
Orange County context, not Winter Garden figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winter Garden measurements.
- Establishments in Orange County45,588
- Employment at those establishments, Orange County842,028
- Covered employment, Orange County949,918
- Average annual pay, Orange County$67,805
- Average weekly wage, Orange County$1,304
- Housing units permitted, Orange County8,052
- Of those, single family, Orange County4,810
- County product, 2024, Orange County$160,399,730,000
- County product change over the prior year, Orange County6.2 percent
- Average income of an arriving household, Orange County$78,122
Every figure in this section is published for Orange County as a whole and is not a measurement of Winter Garden. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winter Garden questions, answered from the record.
How many people live in Winter Garden, Florida?
47,872, in 15,980 households. Winter Garden city covers 16.39 square miles of land, which is 2,921 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winter Garden in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winter Garden?
$106,495. The median owner-occupied home is valued at $476,000. Median gross rent is $1,963 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winter Garden businesses?
165 7(a) approvals totalling $100.9 m, across 55 lenders, median approval $300,000, plus 26 504 approvals worth $27.7 m. These count approvals to borrowers whose address is in Winter Garden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winter Garden borrowers get paid back?
Of the 28 loans that have reached a final outcome, 25 were paid in full and 3 charged off, a charge off rate of 10.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Winter Garden in the National Flood Insurance Program?
Yes. Winter Garden appears in the FEMA Community Status Book as community 120187, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winter Garden figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winter Garden.
Is zoning published for Winter Garden?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.