HomeFloridaPolk CountyHaines City city
Haines City city, Florida: commercial real estate data.
Haines City city is a Census city of 34,234 people across 23.83 square miles of land, in Polk County. Median household income is $65,975, 71.0 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $12.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Haines City
What Haines City is
- Census place typecity
- Land area23.83 sq mi
- Water area1.56 sq mi
- Population per square mile of land1,436
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
How many people live in Haines City
- Population34,234
- Median age38.0
- Population under 188,219
- Share under 1824.0 percent
- Population 65 and over5,012
- Share 65 and over14.6 percent
- Households11,511
- Family households8,465
- Share of households that are families73.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
Income and work in Haines City
- Median household income$65,975
- Per capita income$29,724
- Civilian labor force16,181
- Employed15,544
- Unemployed637 plus or minus 373
- Unemployment rate3.9 percent plus or minus 2.3
- Adults 25 and over23,540
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher19.7 percent
- Adults 25 and over with a graduate degree5.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
Housing in Haines City
- Housing units13,711
- Occupied units11,511
- Vacant units2,200
- Vacancy rate16.0 percent
- Owner occupied8,168
- Renter occupied3,343
- Ownership rate71.0 percent
- Median owner-occupied home value$288,900
- Median gross rent, monthly$1,224
- Annual rent as a share of median income22.3 percent
- Single family units10,039
- Share single family73.2 percent
- Units in buildings of two or more1,747 plus or minus 383
- Share in buildings of two or more12.7 percent plus or minus 2.7
- Mobile homes1,840 plus or minus 421
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
How Haines City gets to work
- Workers 16 and over who commute13,717
- Commuting under 15 minutes1,781 plus or minus 454
- Share commuting under 15 minutes13.0 percent plus or minus 3.2
- Commuting 30 minutes or more7,804
- Share commuting 30 minutes or more56.9 percent
- Drove alone79.4 percent
- Carpooled7.4 percent plus or minus 2.2
- Public transport0.2 percent plus or minus 0.2
- Walked0.4 percent plus or minus 0.4
- Worked from home10.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
SBA loans in Haines City (7(a))
- Approvals25
- Gross approval$12,736,100
- Average approval$509,444
- Median approval$150,000
- Ninetieth percentile approval$1,360,000
- Largest approval$3,606,000
- Jobs supported220
- Jobs per approval8.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises44.0 percent
- Distinct lenders17
- Distinct industries by NAICS20
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haines City
SBA loans in Haines City (504)
- Approvals12
- Gross approval$15,499,000
- Average approval$1,291,583
- Median approval$1,058,000
- Largest approval$5,000,000
- Jobs supported160
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Haines City
Flood risk in Haines City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number120266
- Currently effective map date12/22/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Polk County, not Haines City
Polk County context, not Haines City figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Haines City measurements.
- Establishments in Polk County13,992
- Employment at those establishments, Polk County232,278
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Average weekly wage, Polk County$1,071
- Housing units permitted, Polk County10,384
- Of those, single family, Polk County8,514
- County product, 2024, Polk County$44,304,039,000
- County product change over the prior year, Polk County6.1 percent
- Average income of an arriving household, Polk County$56,052
Every figure in this section is published for Polk County as a whole and is not a measurement of Haines City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Haines City questions, answered from the record.
How many people live in Haines City, Florida?
34,234, in 11,511 households. Haines City city covers 23.83 square miles of land, which is 1,436 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Haines City in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Haines City?
$65,975. The median owner-occupied home is valued at $288,900. Median gross rent is $1,224 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Haines City businesses?
25 7(a) approvals totalling $12.7 m, across 17 lenders, median approval $150,000, plus 12 504 approvals worth $15.5 m. These count approvals to borrowers whose address is in Haines City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Haines City borrowers get paid back?
No rate is published for Haines City. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Haines City in the National Flood Insurance Program?
Yes. Haines City appears in the FEMA Community Status Book as community 120266, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Haines City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Haines City.
Is zoning published for Haines City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.