HomeFloridaPolk CountyHaines City
Haines City, Florida: commercial real estate data.
Haines City is a Census city of 34,234 people across 23.83 square miles of land, in Polk County. Median household income is $65,975, 71.0 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $12.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Haines City
What Haines City is
- Census place typecity
- Land area23.83 sq mi
- Water area1.56 sq mi
- Population per square mile of land1,436
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
How many people live in Haines City
- Population34,234
- Median age38.0
- Population under 188,219
- Share under 1824.0 percent
- Population 65 and over5,012
- Share 65 and over14.6 percent
- Households11,511
- Family households8,465
- Share of households that are families73.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
Income and work in Haines City
- Median household income$65,975
- Per capita income$29,724
- Civilian labor force16,181
- Employed15,544
- Unemployed637 plus or minus 373
- Unemployment rate3.9 percent plus or minus 2.3
- Adults 25 and over23,540
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher19.7 percent
- Adults 25 and over with a graduate degree5.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
Housing in Haines City
- Housing units13,711
- Occupied units11,511
- Vacant units2,200
- Vacancy rate16.0 percent
- Owner occupied8,168
- Renter occupied3,343
- Ownership rate71.0 percent
- Median owner-occupied home value$288,900
- Median gross rent, monthly$1,224
- Annual rent as a share of median income22.3 percent
- Single family units10,039
- Share single family73.2 percent
- Units in buildings of two or more1,747 plus or minus 383
- Share in buildings of two or more12.7 percent plus or minus 2.7
- Mobile homes1,840 plus or minus 421
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
How Haines City gets to work
- Workers 16 and over who commute13,717
- Commuting under 15 minutes1,781 plus or minus 454
- Share commuting under 15 minutes13.0 percent plus or minus 3.2
- Commuting 30 minutes or more7,804
- Share commuting 30 minutes or more56.9 percent
- Drove alone79.4 percent
- Carpooled7.4 percent plus or minus 2.2
- Public transport0.2 percent plus or minus 0.2
- Walked0.4 percent plus or minus 0.4
- Worked from home10.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haines City
SBA loans in Haines City (7(a))
- Approvals25
- Gross approval$12,736,100
- Average approval$509,444
- Median approval$150,000
- Ninetieth percentile approval$1,348,120
- Largest approval$3,606,000
- Jobs supported220
- Jobs per approval8.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises44.0 percent
- Distinct lenders17
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Haines City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haines City
SBA loans in Haines City (504)
- Approvals12
- Gross approval$15,499,000
- Average approval$1,291,583
- Median approval$788,000
- Largest approval$5,000,000
- Jobs supported160
- Loans with a final outcome3
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Haines City, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Haines City
Flood risk in Haines City
- NFIP communityCity of Haines City
- NFIP community number120266
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/22/16
The City of Haines City participates in the National Flood Insurance Program as community 120266 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Haines City
Polk County context, not Haines City figures
- Establishments in Polk County13,992
- Covered employment, Polk County260,590
- Average annual pay, Polk County$55,697
- Housing units permitted, Polk County10,384
Every figure in this section is published for Polk County as a whole and is not a measurement of Haines City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Haines City questions, answered from the record.
How many people live in Haines City, Florida?
34,234, in 11,511 households. Haines City city covers 23.83 square miles of land, which is 1,436 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Haines City in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Haines City?
$65,975. The median owner-occupied home is valued at $288,900. Median gross rent is $1,224 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Haines City businesses?
25 7(a) approvals totaling $12.7 m since FY2020, across 17 lenders, median approval $150,000, plus 12 504 approvals worth $15.5 m since FY2010. These count approvals to borrowers whose address is in Haines City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Haines City borrowers get paid back?
No rate is published for Haines City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Haines City in the National Flood Insurance Program?
Yes. Haines City appears in the FEMA Community Status Book as Haines City, city of, community 120266, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Haines City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Haines City.
Is zoning published for Haines City?
No. Nothing on this page presents parcel level zoning.