HomeFloridaSt. Lucie CountyPort St. Lucie
Port St. Lucie, Florida: commercial real estate data.
Port St. Lucie is a Census city of 232,491 people across 119.22 square miles of land, in St. Lucie County. Median household income is $80,648, 84.0 percent of occupied homes are owned, and the SBA record carries 256 7(a) approvals to borrowers here worth $122.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Port St. Lucie
What Port St. Lucie is
- Census place typecity
- Land area119.22 sq mi
- Water area1.61 sq mi
- Population per square mile of land1,950
- County holding the largest share of its areaSt. Lucie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port St. Lucie
How many people live in Port St. Lucie
- Population232,491
- Median age43.9
- Population under 1847,505
- Share under 1820.4 percent
- Population 65 and over50,681
- Share 65 and over21.8 percent
- Households83,952
- Family households62,304
- Share of households that are families74.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port St. Lucie
Income and work in Port St. Lucie
- Median household income$80,648
- Per capita income$37,828
- Civilian labor force112,498
- Employed105,797
- Unemployed6,701
- Unemployment rate6.0 percent
- Adults 25 and over168,711
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree9.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port St. Lucie
Housing in Port St. Lucie
- Housing units90,911
- Occupied units83,952
- Vacant units6,959
- Vacancy rate7.7 percent
- Owner occupied70,522
- Renter occupied13,430
- Ownership rate84.0 percent
- Median owner-occupied home value$369,200
- Median gross rent, monthly$1,937
- Annual rent as a share of median income28.8 percent
- Single family units82,004
- Share single family90.2 percent
- Units in buildings of two or more7,382
- Share in buildings of two or more8.1 percent
- Mobile homes1,505 plus or minus 368
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port St. Lucie
How Port St. Lucie gets to work
- Workers 16 and over who commute90,775
- Commuting under 15 minutes13,707
- Share commuting under 15 minutes15.1 percent
- Commuting 30 minutes or more45,198
- Share commuting 30 minutes or more49.8 percent
- Drove alone76.7 percent
- Carpooled7.9 percent
- Public transport0.2 percent plus or minus 0.1
- Walked1.1 percent plus or minus 0.5
- Worked from home12.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port St. Lucie
SBA loans in Port St. Lucie (7(a))
- Approvals256
- Gross approval$122,266,000
- Average approval$477,602
- Median approval$180,000
- Ninetieth percentile approval$1,239,250
- Largest approval$5,000,000
- Jobs supported2,428
- Jobs per approval9.5
- Loans with a final outcome32
- Paid in full26
- Charged off6
- Charge-off rate over resolved loans18.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises18.4 percent
- Distinct lenders62
- Distinct industries by NAICS118
Counted by borrower city: approvals to borrowers whose address is in Port St. Lucie, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port St. Lucie
SBA loans in Port St. Lucie (504)
- Approvals42
- Gross approval$39,031,000
- Average approval$929,310
- Median approval$533,500
- Largest approval$4,408,000
- Jobs supported523
- Loans with a final outcome8
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Port St. Lucie, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Port St. Lucie
Flood risk in Port St. Lucie
- NFIP communityCity of Port St. Lucie
- NFIP community number120287
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date02/19/20
The City of Port St. Lucie participates in the National Flood Insurance Program as community 120287 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Lucie County, not Port St. Lucie
St. Lucie County context, not Port St. Lucie figures
- Establishments in St. Lucie County7,292
- Covered employment, St. Lucie County90,334
- Average annual pay, St. Lucie County$53,238
- Housing units permitted, St. Lucie County4,869
Every figure in this section is published for St. Lucie County as a whole and is not a measurement of Port St. Lucie.
All St. Lucie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Port St. Lucie questions, answered from the record.
How many people live in Port St. Lucie, Florida?
232,491, in 83,952 households. Port St. Lucie city covers 119.22 square miles of land, which is 1,950 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port St. Lucie in?
St. Lucie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port St. Lucie?
$80,648. The median owner-occupied home is valued at $369,200. Median gross rent is $1,937 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port St. Lucie businesses?
256 7(a) approvals totaling $122.3 m since FY2020, across 62 lenders, median approval $180,000, plus 42 504 approvals worth $39.0 m since FY2010. These count approvals to borrowers whose address is in Port St. Lucie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port St. Lucie borrowers get paid back?
Of the 32 loans that have reached a final outcome, 26 were paid in full and 6 charged off, a charge off rate of 18.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Port St. Lucie in the National Flood Insurance Program?
Yes. Port St. Lucie appears in the FEMA Community Status Book as Port St. Lucie, city of, community 120287, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Port St. Lucie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lucie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port St. Lucie.
Is zoning published for Port St. Lucie?
No. Nothing on this page presents parcel level zoning.