Union County, Florida: commercial real estate data.
Union County, Florida had an estimated 15,738 residents on July 1, 2024, down 2.5 percent since the 2020 census base of 16,141, across 244 square miles. County output reached $532.7 m in 2024, 148 establishments operate here, and the SBA record carries 5 7(a) approvals worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union County
How many people live in Union County
- Population, American Community Survey 2020-202415,701
- Households4,316
- Average household size3.64
- Median household income$64,146
- Median age39.6
- Median gross rent$894 per month
- Median owner-occupied home value$169,500
- Home value to household income2.6 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher11.1 percent
- Adults 25 and over with a graduate degree3.7 percent
- Adults 25 and over11,177
- Population under 183,414
- Share under 1821.7 percent
- Population 65 and over2,607
- Share 65 and over16.6 percent
- Working age population, 18 to 649,680
- Civilian labor force4,751
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over38.7 percent
- Rank by population among Florida counties59th of 67
- Rank by population among US county-equivalents, Puerto Rico included2117th of 3,222
Union County is the 59th largest of 67 Florida counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.7 percent against 16.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Union County
Is Union County's population growing?
- Population, July 1, 202415,738
- Census 2020 base population16,141
- Population change since the 2020 census base-2.50 percent
- Population change, 2023 to 2024-255
- Births, 2024137
- Deaths, 2024264
- Natural change, 2024-127
- Net domestic migration, 2024-133
- Net international migration, 20245
- Total net migration, 2024-128
- Cumulative net domestic migration, 2021 to 2024770
- Rank by growth among US county-equivalents2630th of 3,144
The county has lost 2.50 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Union County
Where are people moving to Union County from?
- Tax returns filed by households arriving466
- People arriving, from those returns862
- Tax returns filed by households leaving441
- Net household movement25
- Adjusted gross income arriving$18.5 m
- Net adjusted gross income movement$6.4 m
- Average income of an arriving household$39,706
- Average income of a leaving household$27,531
- Largest single originAlachua County (83 households)
- Largest single destinationAlachua County (63 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Alachua County | 83 | 150 | $3.8 m |
| Columbia County | 55 | 102 | $2.9 m |
| Leon County | 54 | 59 | $54,000 |
| Bradford County | 53 | 112 | $2.2 m |
| Baker County | 27 | 50 | $805,000 |
| Duval County | 23 | 46 | $1.4 m |
Households arriving report $12,175 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Alachua County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Union County
What is the Union County economy?
- County GDP, 2024$532.7 m
- County GDP, 2023$510.8 m
- GDP change, 2023 to 20244.3 percent
- GDP change over five years52.7 percent
- Rank by GDP among the Florida areas BEA publishes60th of 67
- Rank by GDP among the US county areas BEA publishes2369th of 3,127
- GDP per resident$33,927
Output grew 4.3 percent in the latest year and 52.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Union County
Employment by industry in Union County
- Covered employment, annual average3,543
- Establishments reporting225
- Average annual pay$52,907
- Average weekly wage$1,017
- Transportation and warehousing, employment344
- Transportation and warehousing, average annual pay$59,001
- Retail trade, employment213
- Retail trade, average annual pay$31,477
- Construction, employment206
- Construction, average annual pay$55,945
- Accommodation and food services, employment182
- Accommodation and food services, average annual pay$22,345
- Agriculture, forestry, fishing and hunting, employment61
- Manufacturing, employment42
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 344 | 14 | $59,001 |
| Retail trade | 213 | 33 | $31,477 |
| Construction | 206 | 31 | $55,945 |
| Accommodation and food services | 182 | 19 | $22,345 |
| Agriculture, forestry, fishing and hunting | 61 | 9 | $53,713 |
| Manufacturing | 42 | 8 | $34,788 |
| Professional, scientific and technical services | 42 | 15 | $72,958 |
| Other services, except public administration | 23 | 14 | $29,255 |
Transportation and warehousing is the largest private sector at 344 jobs, 9.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Union County
How many businesses are in Union County?
- Establishments, all industries148
- Employment at those establishments1,586
- Annual payroll$73.6 m
- Establishments per 1,000 residents9.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Union County
Building permits in Union County
- Housing units authorized by permit, 202445
- Declared construction value permitted$489,522
- Single family units authorized45
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$10,878
- Units authorized per 1,000 households10.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Union County
SBA loans in Union County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$1.5 m
- Average 7(a) approval$293,560
- Median 7(a) approval$100,000
- Largest single approval$950,000
- Jobs reported supported, 7(a)17
- Jobs per approval3.4
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
SBA loan default and charge-off rates in Union County
Do SBA loans in Union County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
How large is Union County?
- Land area244 sq mi
- Rank by land area among Florida counties67th of 67
- Width, east to west26 mi
- Height, north to south15.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land64
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Union County
Flood risk in Union County
- Participation of the county's own NFIP community Union County, unincorporated areasParticipating, community 120422
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Union County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Union County (community 120422), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Union County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Union County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Union County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,701
- Households4,316
- Average household size3.64
- Median household income$64,146
- Median age39.6
Common questions
Union County questions, answered from the record.
How many people live in Union County, Florida?
The Census Bureau estimates 15,738 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,701, in 4,316 households, ranking 59th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Union County's population growing?
The population has fallen 2.50 percent since the 2020 census base of 16,141, to 15,738 on July 1, 2024. In 2024 there were 137 births against 264 deaths, with net migration of -128. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Union County?
$64,146. The median owner-occupied home is valued at $169,500, which is 2.6 times income, and median gross rent is $894 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Union County?
148 establishments, employing 1,586 people with an annual payroll of $73.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Union County?
Transportation and warehousing is the largest private sector at 344 jobs, 9.7 percent of covered employment. Covered employment averages 3,543 jobs at an average annual pay of $52,907, or $1,017 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Union County?
5 7(a) approvals totaling $1.5 m since FY2020, across 4 lenders, with a median approval of $100,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Union County?
45 housing units were authorized by permit in 2024, with a declared construction value of $489,522. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Union County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Union County come from?
The largest single origin is Alachua County, with 83 households. Arriving households report an average income of $39,706 against $27,531 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Union County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Union County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Union County
Cities and places in Union.
3 Census places lie wholly or partly in Union County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lake Butler | city | 1,601 | 5 | Wholly in this county |
| Raiford | town | 382 | None recorded | Wholly in this county |
| Worthington Springs | town | 279 | None recorded | Wholly in this county |
Nearby