HomeFloridaVolusia CountyNew Smyrna Beach
New Smyrna Beach, Florida: commercial real estate data.
New Smyrna Beach is a Census city of 31,974 people across 37.89 square miles of land, in Volusia County. Median household income is $83,865, 77.5 percent of occupied homes are owned, and the SBA record carries 56 7(a) approvals to borrowers here worth $35.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
New Smyrna Beach
What New Smyrna Beach is
- Census place typecity
- Land area37.89 sq mi
- Water area3.51 sq mi
- Population per square mile of land844
- County holding the largest share of its areaVolusia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Smyrna Beach
How many people live in New Smyrna Beach
- Population31,974
- Median age57.8
- Population under 183,643
- Share under 1811.4 percent
- Population 65 and over11,279
- Share 65 and over35.3 percent
- Households16,041
- Family households9,541
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Smyrna Beach
Income and work in New Smyrna Beach
- Median household income$83,865
- Per capita income$57,656
- Civilian labor force14,690
- Employed13,931
- Unemployed759 plus or minus 345
- Unemployment rate5.2 percent plus or minus 2.3
- Adults 25 and over27,237
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent
- Adults 25 and over with a graduate degree16.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Smyrna Beach
Housing in New Smyrna Beach
- Housing units22,013
- Occupied units16,041
- Vacant units5,972
- Vacancy rate27.1 percent
- Owner occupied12,429
- Renter occupied3,612
- Ownership rate77.5 percent
- Median owner-occupied home value$395,300
- Median gross rent, monthly$1,712
- Annual rent as a share of median income24.5 percent
- Single family units12,952
- Share single family58.8 percent
- Units in buildings of two or more8,352
- Share in buildings of two or more37.9 percent
- Mobile homes698 plus or minus 232
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Smyrna Beach
How New Smyrna Beach gets to work
- Workers 16 and over who commute10,913
- Commuting under 15 minutes2,625
- Share commuting under 15 minutes24.1 percent
- Commuting 30 minutes or more4,353
- Share commuting 30 minutes or more39.9 percent
- Drove alone67.5 percent
- Carpooled8.1 percent plus or minus 3.1
- Public transport0.1 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.7
- Worked from home21.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Smyrna Beach
SBA loans in New Smyrna Beach (7(a))
- Approvals56
- Gross approval$35,418,200
- Average approval$632,468
- Median approval$350,000
- Ninetieth percentile approval$2,116,000
- Largest approval$3,350,000
- Jobs supported741
- Jobs per approval13.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.4 percent
- Share to franchises8.9 percent
- Distinct lenders27
- Distinct industries by NAICS38
Counted by borrower city: approvals to borrowers whose address is in New Smyrna Beach, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
New Smyrna Beach
SBA loans in New Smyrna Beach (504)
- Approvals22
- Gross approval$17,153,000
- Average approval$779,682
- Median approval$670,500
- Largest approval$1,742,000
- Jobs supported241
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in New Smyrna Beach, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
New Smyrna Beach
Flood risk in New Smyrna Beach
- NFIP communityCity of New Smyrna Beach
- NFIP community number125132
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date09/29/17
The City of New Smyrna Beach participates in the National Flood Insurance Program as community 125132 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Volusia County, not New Smyrna Beach
Volusia County context, not New Smyrna Beach figures
- Establishments in Volusia County14,367
- Covered employment, Volusia County189,265
- Average annual pay, Volusia County$54,114
- Housing units permitted, Volusia County3,403
Every figure in this section is published for Volusia County as a whole and is not a measurement of New Smyrna Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
New Smyrna Beach questions, answered from the record.
How many people live in New Smyrna Beach, Florida?
31,974, in 16,041 households. New Smyrna Beach city covers 37.89 square miles of land, which is 844 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is New Smyrna Beach in?
Volusia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in New Smyrna Beach?
$83,865. The median owner-occupied home is valued at $395,300. Median gross rent is $1,712 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to New Smyrna Beach businesses?
56 7(a) approvals totaling $35.4 m since FY2020, across 27 lenders, median approval $350,000, plus 22 504 approvals worth $17.2 m since FY2010. These count approvals to borrowers whose address is in New Smyrna Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to New Smyrna Beach borrowers get paid back?
No rate is published for New Smyrna Beach. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is New Smyrna Beach in the National Flood Insurance Program?
Yes. New Smyrna Beach appears in the FEMA Community Status Book as New Smyrna Beach, city of, community 125132, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page New Smyrna Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Volusia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of New Smyrna Beach.
Is zoning published for New Smyrna Beach?
No. Nothing on this page presents parcel level zoning.