HomeIdahoAda CountyGarden City
Garden City, Idaho: commercial real estate data.
Garden City is a Census city of 12,654 people across 4.08 square miles of land, in Ada County. Median household income is $70,124, 63.1 percent of occupied homes are owned, and the SBA record carries 86 7(a) approvals to borrowers here worth $39.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden City
What Garden City is
- Census place typecity
- Land area4.08 sq mi
- Water area0.19 sq mi
- Population per square mile of land3,101
- County holding the largest share of its areaAda County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population12,654
- Median age42.3
- Population under 182,495
- Share under 1819.7 percent
- Population 65 and over3,262
- Share 65 and over25.8 percent
- Households5,630
- Family households2,906
- Share of households that are families51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$70,124
- Per capita income$46,354
- Civilian labor force5,944
- Employed5,743
- Unemployed201 plus or minus 101
- Unemployment rate3.4 percent plus or minus 1.7
- Adults 25 and over9,336
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher39.2 percent
- Adults 25 and over with a graduate degree12.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units5,916
- Occupied units5,630
- Vacant units286 plus or minus 165
- Vacancy rate4.8 percent plus or minus 2.8
- Owner occupied3,553
- Renter occupied2,077
- Ownership rate63.1 percent
- Median owner-occupied home value$449,500
- Median gross rent, monthly$1,323
- Annual rent as a share of median income22.6 percent
- Single family units3,826
- Share single family64.7 percent
- Units in buildings of two or more1,280 plus or minus 310
- Share in buildings of two or more21.6 percent plus or minus 5.0
- Mobile homes810 plus or minus 200
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute4,771
- Commuting under 15 minutes1,526 plus or minus 316
- Share commuting under 15 minutes32.0 percent
- Commuting 30 minutes or more880 plus or minus 231
- Share commuting 30 minutes or more18.4 percent plus or minus 4.4
- Drove alone69.6 percent
- Carpooled8.1 percent plus or minus 3.1
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.4
- Worked from home17.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals86
- Gross approval$39,410,700
- Average approval$458,264
- Median approval$190,000
- Ninetieth percentile approval$1,282,600
- Largest approval$4,211,200
- Jobs supported931
- Jobs per approval10.8
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.6 percent
- Share to franchises12.8 percent
- Distinct lenders29
- Distinct industries by NAICS52
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals51
- Gross approval$28,592,000
- Average approval$560,627
- Median approval$303,000
- Largest approval$2,883,000
- Jobs supported390
- Loans with a final outcome28
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2010 to FY2026. Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garden City
Flood risk in Garden City
- NFIP communityCity of Garden City
- NFIP community number160004
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/19/20
The City of Garden City participates in the National Flood Insurance Program as community 160004 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ada County, not Garden City
Ada County context, not Garden City figures
- Establishments in Ada County17,028
- Covered employment, Ada County288,010
- Average annual pay, Ada County$70,588
- Housing units permitted, Ada County5,137
Every figure in this section is published for Ada County as a whole and is not a measurement of Garden City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, Idaho?
12,654, in 5,630 households. Garden City city covers 4.08 square miles of land, which is 3,101 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Ada County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$70,124. The median owner-occupied home is valued at $449,500. Median gross rent is $1,323 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
86 7(a) approvals totaling $39.4 m since FY2020, across 29 lenders, median approval $190,000, plus 51 504 approvals worth $28.6 m since FY2010. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
No rate is published for Garden City. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garden City in the National Flood Insurance Program?
Yes. Garden City appears in the FEMA Community Status Book as Garden City, city of, community 160004, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ada County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
No. Nothing on this page presents parcel level zoning.
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