HomeIdahoBear Lake CountySt. Charles city
St. Charles city, Idaho: commercial real estate data.
St. Charles city is a Census city of 145 people across 0.73 square miles of land, in Bear Lake County. 97.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $75,000.
73 sourced place values · tier FULL · 8 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches St. Charles through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 145 with a margin of error of plus or minus 75, which is 51.7 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
St. Charles
What St. Charles is
- Census place typecity
- Land area0.73 sq mi
- Water area0 sq mi
- Population per square mile of land198 plus or minus 102
- County holding the largest share of its areaBear Lake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Charles
How many people live in St. Charles
- Population145 plus or minus 75
- Median age34.1 plus or minus 36.3
- Population under 1826 plus or minus 22
- Share under 1817.9 percent plus or minus 11.6
- Population 65 and over42 plus or minus 29
- Share 65 and over29.0 percent plus or minus 13.1
- Households47 plus or minus 28
- Family households21 plus or minus 13
- Share of households that are families44.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Charles
Income and work in St. Charles
- Per capita income$29,263 plus or minus $13,442
- Civilian labor force63 plus or minus 44
- Employed45 plus or minus 24
- Unemployed18 plus or minus 28
- Unemployment rate28.6 percent plus or minus 39.7
- Adults 25 and over84 plus or minus 35
- Adults 25 and over with a high school diploma or higher96.4 percent plus or minus 19.5
- Adults 25 and over with a bachelor degree or higher22.6 percent plus or minus 20.8
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Charles
Housing in St. Charles
- Housing units129 plus or minus 41
- Occupied units47 plus or minus 28
- Vacant units82 plus or minus 32
- Vacancy rate63.6 percent plus or minus 14.4
- Owner occupied46 plus or minus 28
- Renter occupied1 plus or minus 2
- Ownership rate97.9 percent
- Median owner-occupied home value$210,000 plus or minus $202,610
- Single family units123 plus or minus 42
- Share single family95.3 percent
- Units in buildings of two or more5 plus or minus 14
- Share in buildings of two or more3.9 percent plus or minus 10.7
- Mobile homes1 plus or minus 2
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Charles
How St. Charles gets to work
- Workers 16 and over who commute32 plus or minus 18
- Commuting under 15 minutes8 plus or minus 16
- Share commuting under 15 minutes25.0 percent plus or minus 46.7
- Commuting 30 minutes or more7 plus or minus 15
- Share commuting 30 minutes or more21.9 percent plus or minus 45.7
- Drove alone55.6 percent plus or minus 19.7
- Carpooled15.6 percent plus or minus 18.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home28.9 percent plus or minus 24.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Charles
SBA 7(a) lending to St. Charles borrowers
- Approvals1
- Gross approval$75,000
- Average approval$75,000
- Median approval$75,000
- Ninetieth percentile approval$75,000
- Largest approval$75,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Charles
SBA 504 lending to St. Charles borrowers
- Approvals1
- Gross approval$371,000
- Average approval$371,000
- Median approval$371,000
- Largest approval$371,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bear Lake County, not St. Charles
Bear Lake County context, not St. Charles figures
These are Bear Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Charles measurements.
- Establishments in Bear Lake County168
- Employment at those establishments, Bear Lake County1,081
- Covered employment, Bear Lake County1,998
- Average annual pay, Bear Lake County$40,230
- Average weekly wage, Bear Lake County$774
- Housing units permitted, Bear Lake County130
- Of those, single family, Bear Lake County130
- County product, 2024, Bear Lake County$295,712,000
- County product change over the prior year, Bear Lake County5.3 percent
- Average income of an arriving household, Bear Lake County$66,252
Every figure in this section is published for Bear Lake County as a whole and is not a measurement of St. Charles. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Charles questions, answered from the record.
How many people live in St. Charles, Idaho?
145, in 47 households. St. Charles city covers 0.73 square miles of land, which is 198 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Charles in?
Bear Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to St. Charles businesses?
1 7(a) approvals totalling $75,000, across 1 lenders, median approval $75,000, plus 1 504 approvals worth $371,000. These count approvals to borrowers whose address is in St. Charles, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Charles borrowers get paid back?
No rate is published for St. Charles. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. Charles figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bear Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Charles.
Is zoning published for St. Charles?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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