HomeIdahoBonner CountySandpoint city
Sandpoint city, Idaho: commercial real estate data.
Sandpoint city is a Census city of 9,637 people across 4.28 square miles of land, in Bonner County. Median household income is $72,289, 57.5 percent of occupied homes are owned, and the SBA record carries 99 7(a) approvals to borrowers here worth $19.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sandpoint
What Sandpoint is
- Census place typecity
- Land area4.28 sq mi
- Water area0.28 sq mi
- Population per square mile of land2,253
- County holding the largest share of its areaBonner County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandpoint
How many people live in Sandpoint
- Population9,637
- Median age41.5
- Population under 182,117
- Share under 1822.0 percent
- Population 65 and over1,754
- Share 65 and over18.2 percent
- Households4,038
- Family households2,327
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandpoint
Income and work in Sandpoint
- Median household income$72,289
- Per capita income$43,623
- Civilian labor force4,826
- Employed4,707
- Unemployed119 plus or minus 81
- Unemployment rate2.5 percent plus or minus 1.7
- Adults 25 and over7,143
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher36.6 percent
- Adults 25 and over with a graduate degree12.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandpoint
Housing in Sandpoint
- Housing units4,326
- Occupied units4,038
- Vacant units288 plus or minus 124
- Vacancy rate6.7 percent plus or minus 2.8
- Owner occupied2,321
- Renter occupied1,717
- Ownership rate57.5 percent
- Median owner-occupied home value$465,600
- Median gross rent, monthly$1,125
- Annual rent as a share of median income18.7 percent
- Single family units3,010
- Share single family69.6 percent
- Units in buildings of two or more1,219
- Share in buildings of two or more28.2 percent
- Mobile homes97 plus or minus 52
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandpoint
How Sandpoint gets to work
- Workers 16 and over who commute4,174
- Commuting under 15 minutes2,992
- Share commuting under 15 minutes71.7 percent
- Commuting 30 minutes or more585 plus or minus 193
- Share commuting 30 minutes or more14.0 percent plus or minus 4.5
- Drove alone71.3 percent
- Carpooled7.6 percent plus or minus 5.1
- Public transport0.3 percent plus or minus 0.6
- Walked5.7 percent plus or minus 2.6
- Worked from home10.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandpoint
SBA loans in Sandpoint (7(a))
- Approvals99
- Gross approval$19,109,900
- Average approval$193,029
- Median approval$50,000
- Ninetieth percentile approval$372,000
- Largest approval$3,607,000
- Jobs supported516
- Jobs per approval5.2
- Loans with a final outcome28
- Paid in full27
- Charged off1
- Charge-off rate over resolved loans3.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.1 percent
- Share to franchises1.0 percent
- Distinct lenders14
- Distinct industries by NAICS56
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sandpoint
SBA loans in Sandpoint (504)
- Approvals11
- Gross approval$5,284,000
- Average approval$480,364
- Median approval$437,000
- Largest approval$1,176,000
- Jobs supported43
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonner County, not Sandpoint
Bonner County context, not Sandpoint figures
These are Bonner County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sandpoint measurements.
- Establishments in Bonner County1,833
- Employment at those establishments, Bonner County14,412
- Covered employment, Bonner County15,970
- Average annual pay, Bonner County$51,761
- Average weekly wage, Bonner County$995
- Housing units permitted, Bonner County147
- Of those, single family, Bonner County115
- County product, 2024, Bonner County$2,545,798,000
- County product change over the prior year, Bonner County3.8 percent
- Average income of an arriving household, Bonner County$106,889
Every figure in this section is published for Bonner County as a whole and is not a measurement of Sandpoint. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sandpoint questions, answered from the record.
How many people live in Sandpoint, Idaho?
9,637, in 4,038 households. Sandpoint city covers 4.28 square miles of land, which is 2,253 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sandpoint in?
Bonner County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sandpoint?
$72,289. The median owner-occupied home is valued at $465,600. Median gross rent is $1,125 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sandpoint businesses?
99 7(a) approvals totalling $19.1 m, across 14 lenders, median approval $50,000, plus 11 504 approvals worth $5.3 m. These count approvals to borrowers whose address is in Sandpoint, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sandpoint borrowers get paid back?
Of the 28 loans that have reached a final outcome, 27 were paid in full and 1 charged off, a charge off rate of 3.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Sandpoint figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bonner County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sandpoint.
Is zoning published for Sandpoint?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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