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HomeIdahoKootenai CountyRathdrum

Rathdrum, Idaho: commercial real estate data.

Rathdrum is a Census city of 10,874 people across 6.95 square miles of land, in Kootenai County. Median household income is $86,563, 77.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $11.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Rathdrum

What Rathdrum is

  • Census place typecity
  • Land area6.95 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,564
  • County holding the largest share of its areaKootenai County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rathdrum

How many people live in Rathdrum

  • Population10,874
  • Median age37.1
  • Population under 182,578
  • Share under 1823.7 percent
  • Population 65 and over1,851
  • Share 65 and over17.0 percent
  • Households4,046
  • Family households3,076
  • Share of households that are families76.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rathdrum

Income and work in Rathdrum

  • Median household income$86,563
  • Per capita income$38,731
  • Civilian labor force5,781
  • Employed5,689
  • Unemployed92 plus or minus 68
  • Unemployment rate1.6 percent plus or minus 1.2
  • Adults 25 and over7,234
  • Adults 25 and over with a high school diploma or higher91.8 percent
  • Adults 25 and over with a bachelor degree or higher24.8 percent
  • Adults 25 and over with a graduate degree8.4 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rathdrum

Housing in Rathdrum

  • Housing units4,288
  • Occupied units4,046
  • Vacant units242 plus or minus 114
  • Vacancy rate5.6 percent plus or minus 2.6
  • Owner occupied3,115
  • Renter occupied931 plus or minus 247
  • Ownership rate77.0 percent
  • Median owner-occupied home value$444,100
  • Median gross rent, monthly$1,459
  • Annual rent as a share of median income20.2 percent plus or minus 4.2
  • Single family units3,594
  • Share single family83.8 percent
  • Units in buildings of two or more544 plus or minus 236
  • Share in buildings of two or more12.7 percent plus or minus 5.4
  • Mobile homes149 plus or minus 110
  • Median year structure built2005

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rathdrum

How Rathdrum gets to work

  • Workers 16 and over who commute5,136
  • Commuting under 15 minutes1,564 plus or minus 560
  • Share commuting under 15 minutes30.5 percent plus or minus 10.3
  • Commuting 30 minutes or more1,740 plus or minus 387
  • Share commuting 30 minutes or more33.9 percent
  • Drove alone79.8 percent
  • Carpooled6.3 percent plus or minus 3.2
  • Public transport0.0 percent
  • Walked3.0 percent plus or minus 1.9
  • Worked from home8.5 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rathdrum

SBA loans in Rathdrum (7(a))

  • Approvals35
  • Gross approval$11,931,900
  • Average approval$340,911
  • Median approval$121,000
  • Ninetieth percentile approval$608,640
  • Largest approval$3,076,000
  • Jobs supported221
  • Jobs per approval6.3
  • Loans with a final outcome15
  • Paid in full15
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more14.3 percent
  • Share to franchises0.0 percent
  • Distinct lenders14
  • Distinct industries by NAICS23

Counted by borrower city: approvals to borrowers whose address is in Rathdrum, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rathdrum

SBA loans in Rathdrum (504)

  • Approvals10
  • Gross approval$7,704,000
  • Average approval$770,400
  • Median approval$547,000
  • Largest approval$1,998,000
  • Jobs supported57
  • Loans with a final outcome3
  • Charged off0
  • Median term300 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Rathdrum, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rathdrum

Flood risk in Rathdrum

  • NFIP communityCity of Rathdrum
  • NFIP community number160187
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/03/10

The City of Rathdrum participates in the National Flood Insurance Program as community 160187 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Kootenai County, not Rathdrum

Kootenai County context, not Rathdrum figures

  • Establishments in Kootenai County6,221
  • Covered employment, Kootenai County71,068
  • Average annual pay, Kootenai County$55,888
  • Housing units permitted, Kootenai County1,587

Every figure in this section is published for Kootenai County as a whole and is not a measurement of Rathdrum.

All Kootenai County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Rathdrum questions, answered from the record.

How many people live in Rathdrum, Idaho?

10,874, in 4,046 households. Rathdrum city covers 6.95 square miles of land, which is 1,564 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rathdrum in?

Kootenai County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rathdrum?

$86,563. The median owner-occupied home is valued at $444,100. Median gross rent is $1,459 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rathdrum businesses?

35 7(a) approvals totaling $11.9 m since FY2020, across 14 lenders, median approval $121,000, plus 10 504 approvals worth $7.7 m since FY2010. These count approvals to borrowers whose address is in Rathdrum, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rathdrum borrowers get paid back?

No rate is published for Rathdrum. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Rathdrum in the National Flood Insurance Program?

Yes. Rathdrum appears in the FEMA Community Status Book as Rathdrum, city of, community 160187, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rathdrum figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kootenai County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rathdrum.

Is zoning published for Rathdrum?

No. Nothing on this page presents parcel level zoning.