Payette County, Idaho: commercial real estate data.
Payette County, Idaho had an estimated 27,662 residents on July 1, 2024, up 9.0 percent since the 2020 census base of 25,385, across 407 square miles. County output reached $1.29 bn in 2024, 619 establishments operate here, and the SBA record carries 49 7(a) approvals worth $15.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Payette County
How many people live in Payette County
- Population, American Community Survey 2020-202426,771
- Households9,692
- Average household size2.76
- Median household income$67,673
- Median age38.9
- Median gross rent$860 per month
- Median owner-occupied home value$341,800
- Home value to household income5.1 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over18,239
- Population under 186,826
- Share under 1825.5 percent
- Population 65 and over5,288
- Share 65 and over19.8 percent
- Working age population, 18 to 6414,657
- Civilian labor force12,050
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Idaho counties14th of 44
- Rank by population among US county-equivalents, Puerto Rico included1588th of 3,222
Payette County is the 14th largest of 44 Idaho counties by population. A median home costs 5.1 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.5 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Payette County
Is Payette County's population growing?
- Population, July 1, 202427,662
- Census 2020 base population25,385
- Population change since the 2020 census base8.97 percent
- Population change, 2023 to 2024378
- Births, 2024320
- Deaths, 2024286
- Natural change, 202434
- Net domestic migration, 2024338
- Net international migration, 20248
- Total net migration, 2024346
- Cumulative net domestic migration, 2021 to 20241,989
- Rank by growth among US county-equivalents188th of 3,144
The county has grown 8.97 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Payette County
Where are people moving to Payette County from?
- Tax returns filed by households arriving1,000
- People arriving, from those returns2,025
- Tax returns filed by households leaving800
- Net household movement200
- Adjusted gross income arriving$64.0 m
- Net adjusted gross income movement$21.5 m
- Average income of an arriving household$64,006
- Average income of a leaving household$53,156
- Largest single originCanyon County (214 households)
- Largest single destinationMalheur County (154 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Canyon County | 214 | 481 | $13.7 m |
| Malheur County | 145 | 283 | $7.1 m |
| Ada County | 144 | 301 | $8.5 m |
| Washington County | 49 | 99 | $1.7 m |
| Gem County | 38 | 91 | $2.6 m |
Households arriving report $10,850 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Canyon County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Payette County
What is the Payette County economy?
- County GDP, 2024$1.29 bn
- County GDP, 2023$1.18 bn
- GDP change, 2023 to 20248.9 percent
- GDP change over five years48.4 percent
- Rank by GDP among the Idaho areas BEA publishes19th of 44
- Rank by GDP among the US county areas BEA publishes1639th of 3,127
- GDP per resident$48,134
Output grew 8.9 percent in the latest year and 48.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Payette County
Employment by industry in Payette County
- Covered employment, annual average7,122
- Establishments reporting854
- Average annual pay$49,412
- Average weekly wage$950
- Manufacturing, employment1,359
- Manufacturing, average annual pay$53,467
- Retail trade, employment538
- Retail trade, average annual pay$43,911
- Construction, employment475
- Construction, average annual pay$63,587
- Accommodation and food services, employment452
- Accommodation and food services, average annual pay$20,042
- Administrative and support and waste management services, employment388
- Professional, scientific and technical services, employment284
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,359 | 43 | $53,467 |
| Retail trade | 538 | 66 | $43,911 |
| Construction | 475 | 116 | $63,587 |
| Accommodation and food services | 452 | 45 | $20,042 |
| Administrative and support and waste management services | 388 | 56 | $34,248 |
| Professional, scientific and technical services | 284 | 67 | $72,340 |
| Wholesale trade | 232 | 36 | $63,284 |
| Finance and insurance | 214 | 46 | $63,276 |
Manufacturing is the largest private sector at 1,359 jobs, 19.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Payette County
How many businesses are in Payette County?
- Establishments, all industries619
- Employment at those establishments7,259
- Annual payroll$388.9 m
- Establishments per 1,000 residents23.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Payette County
Building permits in Payette County
- Housing units authorized by permit, 2024231
- Declared construction value permitted$56.2 m
- Single family units authorized196
- Multifamily units authorized35
- Multifamily share of units15.2 percent
- Average declared value per unit$243,128
- Units authorized per 1,000 households23.8
Single-family homes are 84.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Payette County
SBA loans in Payette County (7(a) and 504)
- 7(a) approvals recorded49
- 7(a) gross approval dollars$15.7 m
- Average 7(a) approval$320,482
- Median 7(a) approval$50,000
- 10th percentile approval$25,000
- 90th percentile approval$568,420
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)227
- Jobs per approval4.6
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals33
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter42
- Franchise loans1
- Franchise share of approvals2.0 percent
- Leading industry by approval countSite Preparation Contractors (5)
- Most active lenderColumbia Bank (14)
- 504 approvals recorded10
- 504 gross approval dollars$10.0 m
- Average 504 approval$1,004,200
- Median 504 approval$290,500
- Distinct CDCs active3
- 504 jobs per approval6.7
- 504 jobs per million dollars approved6.7
- Most active CDCCapital Matrix, Inc. (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$25.7 m
The average approval of $320,482 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 12.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Payette County
SBA loan default and charge-off rates in Payette County
Do SBA loans in Payette County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Exempt from disclosure33
- Status: Cancelled2
- Status: Committed, not yet disbursed5
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payette County
SBA lending by place in Payette County
- Borrower cities with recorded lending5
- Fruitland, approvals16
- Payette, approvals15
- New Plymouth, approvals13
- Caldwell, approvals4
- Parma, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fruitland | 16 | $7,746,900 |
| Payette | 15 | $947,400 |
| New Plymouth | 13 | $2,178,000 |
| Caldwell | 4 | $3,930,000 |
| Parma | 1 | $901,300 |
Fruitland accounts for 16 approvals against 15 in Payette. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payette County
How large is Payette County?
- Land area407 sq mi
- Rank by land area among Idaho counties44th of 44
- Width, east to west26.2 mi
- Height, north to south24.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land66
- Establishments per square mile1.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Payette County
Flood risk in Payette County
- Participation of the county's own NFIP community Payette County, unincorporated areasParticipating, community 160198
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Payette County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Payette County (community 160198), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Payette County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Payette County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Payette County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202426,771
- Households9,692
- Average household size2.76
- Median household income$67,673
- Median age38.9
Common questions
Payette County questions, answered from the record.
How many people live in Payette County, Idaho?
The Census Bureau estimates 27,662 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 26,771, in 9,692 households, ranking 14th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Payette County's population growing?
The population has grown 8.97 percent since the 2020 census base of 25,385, to 27,662 on July 1, 2024. In 2024 there were 320 births against 286 deaths, with net migration of 346. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Payette County?
$67,673. The median owner-occupied home is valued at $341,800, which is 5.1 times income, and median gross rent is $860 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Payette County?
619 establishments, employing 7,259 people with an annual payroll of $388.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Payette County?
Manufacturing is the largest private sector at 1,359 jobs, 19.1 percent of covered employment. Covered employment averages 7,122 jobs at an average annual pay of $49,412, or $950 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Payette County?
49 7(a) approvals totaling $15.7 m since FY2020, across 17 lenders, with a median approval of $50,000, plus 10 504 approvals worth $10.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Payette County?
231 housing units were authorized by permit in 2024, with a declared construction value of $56.2 m. Multifamily was 15.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Payette County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Payette County come from?
The largest single origin is Canyon County, with 214 households. Arriving households report an average income of $64,006 against $53,156 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Payette County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Payette County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Payette County
Cities and places in Payette.
3 Census places lie wholly or partly in Payette County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Payette | city | 8,536 | 15 | Wholly in this county |
| Fruitland | city | 6,663 | 16 | Wholly in this county |
| New Plymouth | city | 1,794 | 13 | Wholly in this county |
A further 5 of the county's 49 SBA 7(a) approvals are to borrowers in cities that match no Census place in Payette County, the largest being Caldwell (4), Parma (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby