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Bond County, Illinois: commercial real estate data.

Bond County, Illinois had an estimated 16,576 residents on July 1, 2024, down 1.9 percent since the 2020 census base of 16,895, across 380 square miles. County output reached $781.2 m in 2024, 303 establishments operate here, and the SBA record carries 5 7(a) approvals worth $7.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bond County

How many people live in Bond County

  • Population, American Community Survey 2020-202416,716
  • Households6,147
  • Average household size2.72
  • Median household income$65,959
  • Median age39.7
  • Median gross rent$785 per month
  • Median owner-occupied home value$145,700
  • Home value to household income2.2 times
  • Annual rent as a share of median income14.3 percent
  • Adults 25 and over with a bachelor degree or higher21.6 percent
  • Adults 25 and over with a graduate degree9.2 percent
  • Adults 25 and over11,415
  • Population under 182,963
  • Share under 1817.7 percent
  • Population 65 and over3,137
  • Share 65 and over18.8 percent
  • Working age population, 18 to 6410,616
  • Civilian labor force7,503
  • Unemployment rate4.5 percent
  • Labor force participation, adults 18 and over54.6 percent
  • Rank by population among Illinois counties62nd of 102
  • Rank by population among US county-equivalents, Puerto Rico included2057th of 3,222

Bond County is the 62nd largest of 102 Illinois counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 18.8 percent against 17.7 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Bond County

Is Bond County's population growing?

  • Population, July 1, 202416,576
  • Census 2020 base population16,895
  • Population change since the 2020 census base-1.89 percent
  • Population change, 2023 to 2024-61
  • Births, 2024107
  • Deaths, 2024190
  • Natural change, 2024-83
  • Net domestic migration, 20241
  • Net international migration, 202421
  • Total net migration, 202422
  • Cumulative net domestic migration, 2021 to 2024-50
  • Rank by growth among US county-equivalents2476th of 3,144

The county has lost 1.89 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Bond County

Where are people moving to Bond County from?

  • Tax returns filed by households arriving355
  • People arriving, from those returns615
  • Tax returns filed by households leaving380
  • Net household movement-25
  • Adjusted gross income arriving$17.2 m
  • Net adjusted gross income movement$-677,000
  • Average income of an arriving household$48,577
  • Average income of a leaving household$47,163
  • Largest single originMadison County (104 households)
  • Largest single destinationMadison County (81 households)
Largest origins of households moving into Bond County
OriginHouseholdsPeopleAdjusted gross income
Madison County104191$5.0 m
Fayette County3370$1.2 m
Clinton County2546$1.4 m
Montgomery County2241$1.1 m
St. Clair County2234$1.3 m

Households arriving report $1,414 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Madison County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Bond County

What is the Bond County economy?

  • County GDP, 2024$781.2 m
  • County GDP, 2023$760.4 m
  • GDP change, 2023 to 20242.7 percent
  • GDP change over five years31.8 percent
  • Rank by GDP among the Illinois areas BEA publishes69th of 102
  • Rank by GDP among the US county areas BEA publishes2043rd of 3,127
  • GDP per resident$46,736

Output grew 2.7 percent in the latest year and 31.8 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Bond County

Employment by industry in Bond County

  • Covered employment, annual average4,511
  • Establishments reporting320
  • Average annual pay$50,963
  • Average weekly wage$980
  • Manufacturing, employment741
  • Manufacturing, average annual pay$75,582
  • Retail trade, employment444
  • Retail trade, average annual pay$29,100
  • Wholesale trade, employment435
  • Wholesale trade, average annual pay$59,306
  • Finance and insurance, employment140
  • Finance and insurance, average annual pay$56,948
  • Construction, employment136
  • Agriculture, forestry, fishing and hunting, employment110
Private sector employment and pay by industry, Bond County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing74116$75,582
Retail trade44432$29,100
Wholesale trade43512$59,306
Finance and insurance14014$56,948
Construction13638$55,466
Agriculture, forestry, fishing and hunting11017$19,499
Professional, scientific and technical services10522$47,742
Administrative and support and waste management services9816$90,683

Manufacturing is the largest private sector at 741 jobs, 16.4 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Bond County

How many businesses are in Bond County?

  • Establishments, all industries303
  • Employment at those establishments3,669
  • Annual payroll$152.3 m
  • Establishments per 1,000 residents18.1

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Bond County

Building permits in Bond County

  • Housing units authorized by permit, 202433
  • Declared construction value permitted$9.2 m
  • Single family units authorized33
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$277,410
  • Units authorized per 1,000 households5.4

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Bond County

SBA loans in Bond County (7(a) and 504)

  • 7(a) approvals recorded5
  • 7(a) gross approval dollars$7.3 m
  • Average 7(a) approval$1,460,660
  • Median 7(a) approval$591,000
  • Largest single approval$4,280,000
  • Jobs reported supported, 7(a)131
  • Jobs per approval26.2
  • Distinct 7(a) lenders active5
  • Distinct industries receiving approvals5
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer20.0 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter3
  • Franchise loans1
  • Franchise share of approvals20.0 percent
  • 504 approvals recorded3
  • 504 gross approval dollars$2.9 m
  • Average 504 approval$958,667
  • Median 504 approval$509,000
  • Distinct CDCs active1
  • 504 jobs per approval9.3
  • 504 jobs per million dollars approved9.7
  • Most active CDCSmall Business Growth Corporation (3)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.2 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bond County

SBA loan default and charge-off rates in Bond County

Do SBA loans in Bond County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Cancelled1
  • Status: Exempt from disclosure4

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bond County

SBA lending by place in Bond County

  • Borrower cities with recorded lending2
  • Greenville, approvals4
  • Mulberry Grove, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Bond County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Greenville4$6,712,300
Mulberry Grove1$591,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bond County

How large is Bond County?

  • Land area380 sq mi
  • Rank by land area among Illinois counties76th of 102
  • Width, east to west20.9 mi
  • Height, north to south19.9 mi
  • Geographies sharing a boundary4
  • Residents per square mile of land44
  • Establishments per square mile0.80

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Bond County

Flood risk in Bond County

  • Participation of the county's own NFIP community Bond County, unincorporated areasParticipating, community 170996
  • Communities in the county in the NFIP Community Status Book2
  • Of those, participating in the NFIP2
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Bond County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Bond County (community 170996), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bond County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Bond County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Bond County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202416,716
  • Households6,147
  • Average household size2.72
  • Median household income$65,959
  • Median age39.7

How a feasibility study works →

Common questions

Bond County questions, answered from the record.

How many people live in Bond County, Illinois?

The Census Bureau estimates 16,576 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,716, in 6,147 households, ranking 62nd of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Bond County's population growing?

The population has fallen 1.89 percent since the 2020 census base of 16,895, to 16,576 on July 1, 2024. In 2024 there were 107 births against 190 deaths, with net migration of 22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Bond County?

$65,959. The median owner-occupied home is valued at $145,700, which is 2.2 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Bond County?

303 establishments, employing 3,669 people with an annual payroll of $152.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Bond County?

Manufacturing is the largest private sector at 741 jobs, 16.4 percent of covered employment. Covered employment averages 4,511 jobs at an average annual pay of $50,963, or $980 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Bond County?

5 7(a) approvals totaling $7.3 m since FY2020, across 5 lenders, with a median approval of $591,000, plus 3 504 approvals worth $2.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Bond County?

33 housing units were authorized by permit in 2024, with a declared construction value of $9.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Bond County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Bond County come from?

The largest single origin is Madison County, with 104 households. Arriving households report an average income of $48,577 against $47,163 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Bond County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Bond County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Bond County

Cities and places in Bond.

10 Census places lie wholly or partly in Bond County. All 10 carry enough published place level data for a page of their own and are linked.

Census places in Bond County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Bond County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Greenvillecity7,2354Wholly in this county
Pocahontasvillage843None recordedWholly in this county
Mulberry Grovevillage7651Wholly in this county
Keyesportvillage635None recorded62.2 percent here, 37.8 percent Clinton County
Sorentovillage472None recordedWholly in this county
Panamavillage420None recorded46.0 percent here, 54.0 percent Montgomery County
Pierronvillage414None recorded81.1 percent here, 18.9 percent Madison County
Smithborovillage164None recordedWholly in this county
Donnellsonvillage129None recorded10.0 percent here, 90.0 percent Montgomery County
Old Ripleyvillage125None recordedWholly in this county