Calhoun County, Illinois: commercial real estate data.
Calhoun County, Illinois had an estimated 4,224 residents on July 1, 2024, down 4.7 percent since the 2020 census base of 4,434, across 254 square miles. County output reached $131.1 m in 2024, 77 establishments operate here, and the SBA record carries 2 7(a) approvals worth $559,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Calhoun County
How many people live in Calhoun County
- Population, American Community Survey 2020-20244,330
- Households1,239
- Average household size3.49
- Median household income$93,203
- Median age48.8
- Median gross rent$583 per month
- Median owner-occupied home value$190,900
- Home value to household income2.0 times
- Annual rent as a share of median income7.5 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over3,102
- Population under 18861
- Share under 1819.9 percent
- Population 65 and over1,101
- Share 65 and over25.4 percent
- Working age population, 18 to 642,368
- Civilian labor force1,975
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over56.9 percent
- Rank by population among Illinois counties100th of 102
- Rank by population among US county-equivalents, Puerto Rico included2944th of 3,222
Calhoun County is the 100th largest of 102 Illinois counties by population. A median home costs 2.0 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.4 percent against 19.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Calhoun County
Is Calhoun County's population growing?
- Population, July 1, 20244,224
- Census 2020 base population4,434
- Population change since the 2020 census base-4.74 percent
- Population change, 2023 to 2024-69
- Births, 202425
- Deaths, 202472
- Natural change, 2024-47
- Net domestic migration, 2024-22
- Net international migration, 20240
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024-4
- Rank by growth among US county-equivalents2963rd of 3,144
The county has lost 4.74 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Calhoun County
Where are people moving to Calhoun County from?
- Tax returns filed by households arriving74
- People arriving, from those returns128
- Tax returns filed by households leaving49
- Net household movement25
- Adjusted gross income arriving$4.7 m
- Net adjusted gross income movement$1.9 m
- Average income of an arriving household$63,730
- Average income of a leaving household$58,163
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $5,567 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Calhoun County
What is the Calhoun County economy?
- County GDP, 2024$131.1 m
- County GDP, 2023$122.7 m
- GDP change, 2023 to 20246.8 percent
- GDP change over five years34.8 percent
- Rank by GDP among the Illinois areas BEA publishes100th of 102
- Rank by GDP among the US county areas BEA publishes3013th of 3,127
- GDP per resident$30,268
Output grew 6.8 percent in the latest year and 34.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Calhoun County
Employment by industry in Calhoun County
- Covered employment, annual average743
- Establishments reporting92
- Average annual pay$36,322
- Average weekly wage$699
- Accommodation and food services, employment104
- Accommodation and food services, average annual pay$14,514
- Retail trade, employment76
- Retail trade, average annual pay$25,990
- Finance and insurance, employment67
- Finance and insurance, average annual pay$43,427
- Construction, employment35
- Construction, average annual pay$68,058
- Agriculture, forestry, fishing and hunting, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 104 | 14 | $14,514 |
| Retail trade | 76 | 13 | $25,990 |
| Finance and insurance | 67 | 6 | $43,427 |
| Construction | 35 | 12 | $68,058 |
| Agriculture, forestry, fishing and hunting | 8 | 5 | $27,885 |
Accommodation and food services is the largest private sector at 104 jobs, 14.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Calhoun County
How many businesses are in Calhoun County?
- Establishments, all industries77
- Employment at those establishments489
- Annual payroll$16.4 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Calhoun County
Building permits in Calhoun County
- Housing units authorized by permit, 202411
- Declared construction value permitted$2.3 m
- Single family units authorized11
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,545
- Units authorized per 1,000 households8.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Calhoun County
SBA loans in Calhoun County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$559,800
- Average 7(a) approval$279,900
- Median 7(a) approval$279,900
- Largest single approval$400,500
- Jobs reported supported, 7(a)29
- Jobs per approval14.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term270 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
SBA loan default and charge-off rates in Calhoun County
Do SBA loans in Calhoun County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
SBA lending by place in Calhoun County
- Borrower cities with recorded lending2
- Cahokia, approvals1
- Brussels, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cahokia | 1 | $400,500 |
| Brussels | 1 | $159,300 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
How large is Calhoun County?
- Land area254 sq mi
- Rank by land area among Illinois counties94th of 102
- Width, east to west26.3 mi
- Height, north to south36.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land17
- Establishments per square mile0.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Calhoun County
Flood risk in Calhoun County
- Participation of the county's own NFIP community Calhoun County, unincorporated areasParticipating, community 170018
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Calhoun County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Calhoun County (community 170018), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Calhoun County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Calhoun County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Calhoun County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,330
- Households1,239
- Average household size3.49
- Median household income$93,203
- Median age48.8
Common questions
Calhoun County questions, answered from the record.
How many people live in Calhoun County, Illinois?
The Census Bureau estimates 4,224 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,330, in 1,239 households, ranking 100th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Calhoun County's population growing?
The population has fallen 4.74 percent since the 2020 census base of 4,434, to 4,224 on July 1, 2024. In 2024 there were 25 births against 72 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Calhoun County?
$93,203. The median owner-occupied home is valued at $190,900, which is 2.0 times income, and median gross rent is $583 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Calhoun County?
77 establishments, employing 489 people with an annual payroll of $16.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Calhoun County?
Accommodation and food services is the largest private sector at 104 jobs, 14.0 percent of covered employment. Covered employment averages 743 jobs at an average annual pay of $36,322, or $699 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Calhoun County?
2 7(a) approvals totaling $559,800 since FY2020, across 2 lenders, with a median approval of $279,900. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Calhoun County?
11 housing units were authorized by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Calhoun County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Calhoun County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Calhoun County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Calhoun County
Cities and places in Calhoun.
5 Census places lie wholly or partly in Calhoun County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hardin | village | 663 | None recorded | Wholly in this county |
| Kampsville | village | 264 | None recorded | Wholly in this county |
| Batchtown | village | 237 | None recorded | Wholly in this county |
| Brussels | village | 214 | 1 | Wholly in this county |
| Hamburg | village | 68 | None recorded | Wholly in this county |
A further 1 of the county's 2 SBA 7(a) approvals are to borrowers in cities that match no Census place in Calhoun County, the largest being Cahokia (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.