HomeIllinoisCass CountyBeardstown
Beardstown, Illinois: commercial real estate data.
Beardstown is a Census city of 6,169 people across 3.66 square miles of land, in Cass County. Median household income is $60,587, 65.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $623,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Beardstown
What Beardstown is
- Census place typecity
- Land area3.66 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,686
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
How many people live in Beardstown
- Population6,169
- Median age32.7
- Population under 181,724
- Share under 1827.9 percent
- Population 65 and over762 plus or minus 159
- Share 65 and over12.4 percent plus or minus 2.6
- Households2,328
- Family households1,569
- Share of households that are families67.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
Income and work in Beardstown
- Median household income$60,587
- Per capita income$24,304
- Civilian labor force2,721
- Employed2,595
- Unemployed126 plus or minus 79
- Unemployment rate4.6 percent plus or minus 2.9
- Adults 25 and over3,875
- Adults 25 and over with a high school diploma or higher78.8 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 3.9
- Adults 25 and over with a graduate degree6.0 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
Housing in Beardstown
- Housing units2,508
- Occupied units2,328
- Vacant units180 plus or minus 104
- Vacancy rate7.2 percent plus or minus 4.1
- Owner occupied1,533
- Renter occupied795
- Ownership rate65.9 percent
- Median owner-occupied home value$82,100
- Median gross rent, monthly$762
- Annual rent as a share of median income15.1 percent plus or minus 3.3
- Single family units1,753
- Share single family69.9 percent
- Units in buildings of two or more402 plus or minus 136
- Share in buildings of two or more16.0 percent plus or minus 5.3
- Mobile homes353 plus or minus 128
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
How Beardstown gets to work
- Workers 16 and over who commute2,479
- Commuting under 15 minutes1,481
- Share commuting under 15 minutes59.7 percent
- Commuting 30 minutes or more538 plus or minus 141
- Share commuting 30 minutes or more21.7 percent plus or minus 5.4
- Drove alone75.9 percent
- Carpooled18.3 percent plus or minus 4.9
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.9
- Worked from home1.6 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
SBA loans in Beardstown (7(a))
- Approvals1
- Gross approval$623,700
- Average approval$623,700
- Median approval$623,700
- Largest approval$623,700
- Jobs supported6
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Beardstown, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beardstown
Flood risk in Beardstown
- NFIP communityCity of Beardstown
- NFIP community number170022
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/16/19
The City of Beardstown participates in the National Flood Insurance Program as community 170022 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cass County, not Beardstown
Cass County context, not Beardstown figures
- Establishments in Cass County241
- Covered employment, Cass County5,143
- Average annual pay, Cass County$51,068
- Housing units permitted, Cass County1
Every figure in this section is published for Cass County as a whole and is not a measurement of Beardstown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Beardstown questions, answered from the record.
How many people live in Beardstown, Illinois?
6,169, in 2,328 households. Beardstown city covers 3.66 square miles of land, which is 1,686 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Beardstown in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Beardstown?
$60,587. The median owner-occupied home is valued at $82,100. Median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Beardstown businesses?
1 7(a) approvals totaling $623,700 since FY2020, across 1 lenders, median approval $623,700. These count approvals to borrowers whose address is in Beardstown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Beardstown borrowers get paid back?
No rate is published for Beardstown. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Beardstown in the National Flood Insurance Program?
Yes. Beardstown appears in the FEMA Community Status Book as Beardstown, city of, community 170022, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Beardstown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Beardstown.
Is zoning published for Beardstown?
No. Nothing on this page presents parcel level zoning.
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