HomeIllinoisCass CountyBeardstown city
Beardstown city, Illinois: commercial real estate data.
Beardstown city is a Census city of 6,169 people across 3.66 square miles of land, in Cass County. Median household income is $60,587, 65.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $623,700.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Beardstown
What Beardstown is
- Census place typecity
- Land area3.66 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,686
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
How many people live in Beardstown
- Population6,169
- Median age32.7
- Population under 181,724
- Share under 1827.9 percent
- Population 65 and over762 plus or minus 159
- Share 65 and over12.4 percent plus or minus 2.6
- Households2,328
- Family households1,569
- Share of households that are families67.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
Income and work in Beardstown
- Median household income$60,587
- Per capita income$24,304
- Civilian labor force2,721
- Employed2,595
- Unemployed126 plus or minus 79
- Unemployment rate4.6 percent plus or minus 2.9
- Adults 25 and over3,875
- Adults 25 and over with a high school diploma or higher78.8 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 3.9
- Adults 25 and over with a graduate degree6.0 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
Housing in Beardstown
- Housing units2,508
- Occupied units2,328
- Vacant units180 plus or minus 104
- Vacancy rate7.2 percent plus or minus 4.1
- Owner occupied1,533
- Renter occupied795
- Ownership rate65.9 percent
- Median owner-occupied home value$82,100
- Median gross rent, monthly$762
- Annual rent as a share of median income15.1 percent plus or minus 3.3
- Single family units1,753
- Share single family69.9 percent
- Units in buildings of two or more402 plus or minus 136
- Share in buildings of two or more16.0 percent plus or minus 5.3
- Mobile homes353 plus or minus 128
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
How Beardstown gets to work
- Workers 16 and over who commute2,479
- Commuting under 15 minutes1,481
- Share commuting under 15 minutes59.7 percent
- Commuting 30 minutes or more538 plus or minus 141
- Share commuting 30 minutes or more21.7 percent plus or minus 5.4
- Drove alone75.9 percent
- Carpooled18.3 percent plus or minus 4.9
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.9
- Worked from home1.6 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beardstown
SBA loans in Beardstown (7(a))
- Approvals1
- Gross approval$623,700
- Average approval$623,700
- Median approval$623,700
- Ninetieth percentile approval$623,700
- Largest approval$623,700
- Jobs supported6
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beardstown
Flood risk in Beardstown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170022
- Currently effective map date05/16/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cass County, not Beardstown
Cass County context, not Beardstown figures
These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Beardstown measurements.
- Establishments in Cass County241
- Employment at those establishments, Cass County4,319
- Covered employment, Cass County5,143
- Average annual pay, Cass County$51,068
- Average weekly wage, Cass County$982
- Housing units permitted, Cass County1
- Of those, single family, Cass County1
- County product, 2024, Cass County$883,545,000
- County product change over the prior year, Cass County-0.3 percent
- Average income of an arriving household, Cass County$37,915
Every figure in this section is published for Cass County as a whole and is not a measurement of Beardstown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Beardstown questions, answered from the record.
How many people live in Beardstown, Illinois?
6,169, in 2,328 households. Beardstown city covers 3.66 square miles of land, which is 1,686 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Beardstown in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Beardstown?
$60,587. The median owner-occupied home is valued at $82,100. Median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Beardstown businesses?
1 7(a) approvals totalling $623,700, across 1 lenders, median approval $623,700. These count approvals to borrowers whose address is in Beardstown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Beardstown borrowers get paid back?
No rate is published for Beardstown. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Beardstown in the National Flood Insurance Program?
Yes. Beardstown appears in the FEMA Community Status Book as community 170022, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Beardstown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Beardstown.
Is zoning published for Beardstown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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