HomeIllinoisChristian CountyPana city
Pana city, Illinois: commercial real estate data.
Pana city is a Census city of 5,217 people across 3.86 square miles of land, lying across Christian County and Shelby County. Median household income is $46,168, 65.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.5 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pana
What Pana is
- Census place typecity
- Land area3.86 sq mi
- Water area0.31 sq mi
- Population per square mile of land1,353
- County holding the largest share of its areaChristian County, 79.0 percent
- Counties this place lies inChristian County 79.0 percent, Shelby County 21.0 percent
Pana city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pana
How many people live in Pana
- Population5,217
- Median age39.1
- Population under 181,078 plus or minus 239
- Share under 1820.7 percent plus or minus 4.5
- Population 65 and over1,192
- Share 65 and over22.8 percent
- Households2,178
- Family households989
- Share of households that are families45.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pana
Income and work in Pana
- Median household income$46,168
- Per capita income$31,009
- Civilian labor force2,377
- Employed2,226
- Unemployed151 plus or minus 90
- Unemployment rate6.4 percent plus or minus 3.7
- Adults 25 and over3,654
- Adults 25 and over with a high school diploma or higher88.3 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 4.3
- Adults 25 and over with a graduate degree5.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pana
Housing in Pana
- Housing units2,577
- Occupied units2,178
- Vacant units399 plus or minus 166
- Vacancy rate15.5 percent plus or minus 6.3
- Owner occupied1,416
- Renter occupied762 plus or minus 167
- Ownership rate65.0 percent
- Median owner-occupied home value$77,900
- Median gross rent, monthly$684
- Annual rent as a share of median income17.8 percent
- Single family units1,981
- Share single family76.9 percent
- Units in buildings of two or more500 plus or minus 165
- Share in buildings of two or more19.4 percent plus or minus 6.1
- Mobile homes96 plus or minus 68
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pana
How Pana gets to work
- Workers 16 and over who commute1,976
- Commuting under 15 minutes887 plus or minus 263
- Share commuting under 15 minutes44.9 percent plus or minus 11.7
- Commuting 30 minutes or more538 plus or minus 209
- Share commuting 30 minutes or more27.2 percent plus or minus 9.8
- Drove alone76.3 percent
- Carpooled9.2 percent plus or minus 9.0
- Public transport2.6 percent plus or minus 3.1
- Walked1.7 percent plus or minus 1.9
- Worked from home10.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pana
SBA loans in Pana (7(a))
- Approvals6
- Gross approval$3,477,000
- Average approval$579,500
- Median approval$175,000
- Ninetieth percentile approval$1,791,500
- Largest approval$1,791,500
- Jobs supported38
- Jobs per approval6.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term246 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pana
SBA loans in Pana (504)
- Approvals1
- Gross approval$323,000
- Average approval$323,000
- Median approval$323,000
- Largest approval$323,000
- Jobs supported10
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Christian County, not Pana
Christian County context, not Pana figures
These are Christian County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pana measurements.
- Establishments in Christian County709
- Employment at those establishments, Christian County7,410
- Covered employment, Christian County9,353
- Average annual pay, Christian County$51,042
- Average weekly wage, Christian County$982
- Housing units permitted, Christian County63
- Of those, single family, Christian County63
- County product, 2024, Christian County$1,969,778,000
- County product change over the prior year, Christian County-0.2 percent
- Average income of an arriving household, Christian County$61,955
Every figure in this section is published for Christian County as a whole and is not a measurement of Pana. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pana questions, answered from the record.
How many people live in Pana, Illinois?
5,217, in 2,178 households. Pana city covers 3.86 square miles of land, which is 1,353 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pana in?
Pana lies in more than one. By area it is 79.0 percent in Christian County, 21.0 percent in Shelby County. This page sits under Christian County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Pana?
$46,168. The median owner-occupied home is valued at $77,900. Median gross rent is $684 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pana businesses?
6 7(a) approvals totalling $3.5 m, across 3 lenders, median approval $175,000, plus 1 504 approvals worth $323,000. These count approvals to borrowers whose address is in Pana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pana borrowers get paid back?
No rate is published for Pana. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pana figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pana.
Is zoning published for Pana?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.