HomeIllinoisClinton CountyGermantown village
Germantown village, Illinois: commercial real estate data.
Germantown village is a Census village of 1,350 people across 1.02 square miles of land, in Clinton County. Median household income is $92,083, 84.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $45,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Germantown
What Germantown is
- Census place typevillage
- Land area1.02 sq mi
- Water area0 sq mi
- Population per square mile of land1,324
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How many people live in Germantown
- Population1,350
- Median age42.6
- Population under 18325 plus or minus 84
- Share under 1824.1 percent plus or minus 5.1
- Population 65 and over274 plus or minus 61
- Share 65 and over20.3 percent
- Households591
- Family households394
- Share of households that are families66.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Income and work in Germantown
- Median household income$92,083 plus or minus $19,940
- Per capita income$45,552
- Civilian labor force704
- Employed691
- Unemployed13 plus or minus 14
- Unemployment rate1.8 percent plus or minus 2.0
- Adults 25 and over963
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent plus or minus 5.6
- Adults 25 and over with a graduate degree6.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Housing in Germantown
- Housing units607
- Occupied units591
- Vacant units16 plus or minus 21
- Vacancy rate2.6 percent plus or minus 3.4
- Owner occupied498
- Renter occupied93 plus or minus 34
- Ownership rate84.3 percent
- Median owner-occupied home value$192,500
- Median gross rent, monthly$913
- Annual rent as a share of median income11.9 percent plus or minus 2.9
- Single family units507
- Share single family83.5 percent
- Units in buildings of two or more52 plus or minus 30
- Share in buildings of two or more8.6 percent plus or minus 4.8
- Mobile homes48 plus or minus 47
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How Germantown gets to work
- Workers 16 and over who commute595
- Commuting under 15 minutes190 plus or minus 58
- Share commuting under 15 minutes31.9 percent plus or minus 7.9
- Commuting 30 minutes or more227 plus or minus 65
- Share commuting 30 minutes or more38.2 percent plus or minus 8.6
- Drove alone75.9 percent
- Carpooled8.8 percent plus or minus 5.8
- Public transport0.4 percent plus or minus 0.6
- Walked1.6 percent plus or minus 1.0
- Worked from home13.0 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
SBA loans in Germantown (7(a))
- Approvals1
- Gross approval$45,000
- Average approval$45,000
- Median approval$45,000
- Ninetieth percentile approval$45,000
- Largest approval$45,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Germantown
Flood risk in Germantown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170049
- Currently effective map date08/02/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clinton County, not Germantown
Clinton County context, not Germantown figures
These are Clinton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Germantown measurements.
- Establishments in Clinton County913
- Employment at those establishments, Clinton County9,075
- Covered employment, Clinton County12,592
- Average annual pay, Clinton County$50,189
- Average weekly wage, Clinton County$965
- Housing units permitted, Clinton County67
- Of those, single family, Clinton County65
- County product, 2024, Clinton County$1,580,525,000
- County product change over the prior year, Clinton County8.3 percent
- Average income of an arriving household, Clinton County$54,141
Every figure in this section is published for Clinton County as a whole and is not a measurement of Germantown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Germantown questions, answered from the record.
How many people live in Germantown, Illinois?
1,350, in 591 households. Germantown village covers 1.02 square miles of land, which is 1,324 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germantown in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Germantown?
$92,083. The median owner-occupied home is valued at $192,500. Median gross rent is $913 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germantown businesses?
1 7(a) approvals totalling $45,000, across 1 lenders, median approval $45,000. These count approvals to borrowers whose address is in Germantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germantown borrowers get paid back?
No rate is published for Germantown. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Germantown in the National Flood Insurance Program?
Yes. Germantown appears in the FEMA Community Status Book as community 170049, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Germantown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germantown.
Is zoning published for Germantown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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