HomeIllinoisColes CountyCharleston city
Charleston city, Illinois: commercial real estate data.
Charleston city is a Census city of 17,062 people across 9.08 square miles of land, in Coles County. Median household income is $49,300, 48.0 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $5.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Charleston
What Charleston is
- Census place typecity
- Land area9.08 sq mi
- Water area0.71 sq mi
- Population per square mile of land1,880
- County holding the largest share of its areaColes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charleston
How many people live in Charleston
- Population17,062
- Median age29.6
- Population under 182,006
- Share under 1811.8 percent
- Population 65 and over2,604
- Share 65 and over15.3 percent
- Households7,447
- Family households3,470
- Share of households that are families46.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charleston
Income and work in Charleston
- Median household income$49,300
- Per capita income$31,560
- Civilian labor force9,564
- Employed8,978
- Unemployed586 plus or minus 220
- Unemployment rate6.1 percent plus or minus 2.3
- Adults 25 and over9,528
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher33.3 percent
- Adults 25 and over with a graduate degree17.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charleston
Housing in Charleston
- Housing units8,181
- Occupied units7,447
- Vacant units734 plus or minus 239
- Vacancy rate9.0 percent plus or minus 2.9
- Owner occupied3,574
- Renter occupied3,873
- Ownership rate48.0 percent
- Median owner-occupied home value$137,400
- Median gross rent, monthly$817
- Annual rent as a share of median income19.9 percent
- Single family units4,502
- Share single family55.0 percent
- Units in buildings of two or more3,435
- Share in buildings of two or more42.0 percent
- Mobile homes227 plus or minus 106
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charleston
How Charleston gets to work
- Workers 16 and over who commute7,842
- Commuting under 15 minutes4,982
- Share commuting under 15 minutes63.5 percent
- Commuting 30 minutes or more1,181 plus or minus 337
- Share commuting 30 minutes or more15.1 percent plus or minus 4.2
- Drove alone70.4 percent
- Carpooled8.1 percent plus or minus 2.5
- Public transport0.2 percent plus or minus 0.4
- Walked10.0 percent plus or minus 2.5
- Worked from home8.9 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charleston
SBA loans in Charleston (7(a))
- Approvals11
- Gross approval$5,283,200
- Average approval$480,291
- Median approval$225,000
- Ninetieth percentile approval$1,181,200
- Largest approval$2,050,000
- Jobs supported216
- Jobs per approval19.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises9.1 percent
- Distinct lenders9
- Distinct industries by NAICS10
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charleston
SBA loans in Charleston (504)
- Approvals2
- Gross approval$1,175,000
- Average approval$587,500
- Median approval$843,000
- Largest approval$843,000
- Jobs supported40
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charleston
Flood risk in Charleston
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170052
- Currently effective map date07/18/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Coles County, not Charleston
Coles County context, not Charleston figures
These are Coles County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Charleston measurements.
- Establishments in Coles County1,112
- Employment at those establishments, Coles County20,638
- Covered employment, Coles County23,930
- Average annual pay, Coles County$52,987
- Average weekly wage, Coles County$1,019
- Housing units permitted, Coles County36
- Of those, single family, Coles County11
- County product, 2024, Coles County$3,508,914,000
- County product change over the prior year, Coles County5.5 percent
- Average income of an arriving household, Coles County$45,545
Every figure in this section is published for Coles County as a whole and is not a measurement of Charleston. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Charleston questions, answered from the record.
How many people live in Charleston, Illinois?
17,062, in 7,447 households. Charleston city covers 9.08 square miles of land, which is 1,880 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charleston in?
Coles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charleston?
$49,300. The median owner-occupied home is valued at $137,400. Median gross rent is $817 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charleston businesses?
11 7(a) approvals totalling $5.3 m, across 9 lenders, median approval $225,000, plus 2 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Charleston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charleston borrowers get paid back?
No rate is published for Charleston. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Charleston in the National Flood Insurance Program?
Yes. Charleston appears in the FEMA Community Status Book as community 170052, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Charleston figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Coles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charleston.
Is zoning published for Charleston?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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