HomeIllinoisDeKalb CountyDeKalb city
DeKalb city, Illinois: commercial real estate data.
DeKalb city is a Census city of 40,443 people across 17.52 square miles of land, in DeKalb County. Median household income is $46,481, 42.1 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $22.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
DeKalb
What DeKalb is
- Census place typecity
- Land area17.52 sq mi
- Water area0.17 sq mi
- Population per square mile of land2,309
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeKalb
How many people live in DeKalb
- Population40,443
- Median age26.1
- Population under 187,595
- Share under 1818.8 percent
- Population 65 and over4,472
- Share 65 and over11.1 percent
- Households16,388
- Family households7,755
- Share of households that are families47.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeKalb
Income and work in DeKalb
- Median household income$46,481
- Per capita income$27,086
- Civilian labor force22,983
- Employed20,628
- Unemployed2,355 plus or minus 542
- Unemployment rate10.2 percent plus or minus 2.3
- Adults 25 and over20,800
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher33.7 percent
- Adults 25 and over with a graduate degree14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeKalb
Housing in DeKalb
- Housing units17,395
- Occupied units16,388
- Vacant units1,007 plus or minus 286
- Vacancy rate5.8 percent plus or minus 1.6
- Owner occupied6,905
- Renter occupied9,483
- Ownership rate42.1 percent
- Median owner-occupied home value$204,700
- Median gross rent, monthly$1,029
- Annual rent as a share of median income26.6 percent
- Single family units8,491
- Share single family48.8 percent
- Units in buildings of two or more8,517
- Share in buildings of two or more49.0 percent
- Mobile homes387 plus or minus 163
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeKalb
How DeKalb gets to work
- Workers 16 and over who commute18,740
- Commuting under 15 minutes9,015
- Share commuting under 15 minutes48.1 percent
- Commuting 30 minutes or more5,640
- Share commuting 30 minutes or more30.1 percent
- Drove alone71.2 percent
- Carpooled12.2 percent plus or minus 3.3
- Public transport1.1 percent plus or minus 0.6
- Walked8.1 percent plus or minus 2.2
- Worked from home6.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeKalb
SBA loans in DeKalb (7(a))
- Approvals30
- Gross approval$22,607,400
- Average approval$753,580
- Median approval$221,000
- Ninetieth percentile approval$2,765,000
- Largest approval$5,000,000
- Jobs supported498
- Jobs per approval16.6
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises16.7 percent
- Distinct lenders13
- Distinct industries by NAICS14
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeKalb
SBA loans in DeKalb (504)
- Approvals22
- Gross approval$21,782,000
- Average approval$990,091
- Median approval$437,000
- Largest approval$5,000,000
- Jobs supported184
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeKalb
Flood risk in DeKalb
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number170182
- Currently effective map date01/02/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
DeKalb County, not DeKalb
DeKalb County context, not DeKalb figures
These are DeKalb County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as DeKalb measurements.
- Establishments in DeKalb County1,975
- Employment at those establishments, DeKalb County29,129
- Covered employment, DeKalb County36,272
- Average annual pay, DeKalb County$56,896
- Average weekly wage, DeKalb County$1,094
- Housing units permitted, DeKalb County257
- Of those, single family, DeKalb County180
- County product, 2024, DeKalb County$5,661,367,000
- County product change over the prior year, DeKalb County2.2 percent
- Average income of an arriving household, DeKalb County$51,918
Every figure in this section is published for DeKalb County as a whole and is not a measurement of DeKalb. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
DeKalb questions, answered from the record.
How many people live in DeKalb, Illinois?
40,443, in 16,388 households. DeKalb city covers 17.52 square miles of land, which is 2,309 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is DeKalb in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in DeKalb?
$46,481. The median owner-occupied home is valued at $204,700. Median gross rent is $1,029 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to DeKalb businesses?
30 7(a) approvals totalling $22.6 m, across 13 lenders, median approval $221,000, plus 22 504 approvals worth $21.8 m. These count approvals to borrowers whose address is in DeKalb, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to DeKalb borrowers get paid back?
No rate is published for DeKalb. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is DeKalb in the National Flood Insurance Program?
Yes. DeKalb appears in the FEMA Community Status Book as community 170182, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page DeKalb figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of DeKalb.
Is zoning published for DeKalb?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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