HomeIllinoisDuPage CountyNaperville
Naperville, Illinois: commercial real estate data.
Naperville is a Census city of 150,692 people across 39.35 square miles of land, lying across DuPage County and Will County. Median household income is $155,105, 74.8 percent of occupied homes are owned, and the SBA record carries 322 7(a) approvals to borrowers here worth $137.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Naperville
What Naperville is
- Census place typecity
- Land area39.35 sq mi
- Water area0.59 sq mi
- Population per square mile of land3,829
- County holding the largest share of its areaDuPage County, 65.4 percent
- Counties this place lies inDuPage County 65.4 percent, Will County 34.6 percent
Naperville crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Naperville
How many people live in Naperville
- Population150,692
- Median age40.4
- Population under 1837,433
- Share under 1824.8 percent
- Population 65 and over23,032
- Share 65 and over15.3 percent
- Households54,847
- Family households41,005
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Naperville
Income and work in Naperville
- Median household income$155,105
- Per capita income$73,721
- Civilian labor force80,336
- Employed76,689
- Unemployed3,647
- Unemployment rate4.5 percent
- Adults 25 and over103,096
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher72.5 percent
- Adults 25 and over with a graduate degree33.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Naperville
Housing in Naperville
- Housing units57,135
- Occupied units54,847
- Vacant units2,288
- Vacancy rate4.0 percent
- Owner occupied41,020
- Renter occupied13,827
- Ownership rate74.8 percent
- Median owner-occupied home value$540,200
- Median gross rent, monthly$1,885
- Annual rent as a share of median income14.6 percent
- Single family units42,808
- Share single family74.9 percent
- Units in buildings of two or more14,119
- Share in buildings of two or more24.7 percent
- Mobile homes208 plus or minus 135
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Naperville
How Naperville gets to work
- Workers 16 and over who commute52,222
- Commuting under 15 minutes11,146
- Share commuting under 15 minutes21.3 percent
- Commuting 30 minutes or more23,762
- Share commuting 30 minutes or more45.5 percent
- Drove alone56.7 percent
- Carpooled4.5 percent
- Public transport5.4 percent
- Walked1.3 percent
- Worked from home31.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Naperville
SBA loans in Naperville (7(a))
- Approvals322
- Gross approval$137,595,800
- Average approval$427,316
- Median approval$200,000
- Ninetieth percentile approval$982,850
- Largest approval$4,809,000
- Jobs supported3,635
- Jobs per approval11.3
- Loans with a final outcome61
- Paid in full56
- Charged off5
- Charge-off rate over resolved loans8.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises20.8 percent
- Distinct lenders60
- Distinct industries by NAICS109
Counted by borrower city: approvals to borrowers whose address is in Naperville, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Naperville
SBA loans in Naperville (504)
- Approvals92
- Gross approval$78,827,000
- Average approval$856,815
- Median approval$546,000
- Largest approval$3,945,000
- Jobs supported938
- Loans with a final outcome22
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Naperville, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Naperville
Flood risk in Naperville
- NFIP communityCity of Naperville
- NFIP community number170213
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/01/19
The City of Naperville participates in the National Flood Insurance Program as community 170213 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
DuPage County, not Naperville
DuPage County context, not Naperville figures
- Establishments in DuPage County34,121
- Covered employment, DuPage County622,113
- Average annual pay, DuPage County$79,674
- Housing units permitted, DuPage County1,450
Every figure in this section is published for DuPage County as a whole and is not a measurement of Naperville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Naperville questions, answered from the record.
How many people live in Naperville, Illinois?
150,692, in 54,847 households. Naperville city covers 39.35 square miles of land, which is 3,829 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Naperville in?
Naperville lies in more than one. By area it is 65.4 percent in DuPage County, 34.6 percent in Will County. This page sits under DuPage County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Naperville?
$155,105. The median owner-occupied home is valued at $540,200. Median gross rent is $1,885 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Naperville businesses?
322 7(a) approvals totaling $137.6 m since FY2020, across 60 lenders, median approval $200,000, plus 92 504 approvals worth $78.8 m since FY2010. These count approvals to borrowers whose address is in Naperville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Naperville borrowers get paid back?
Of the 61 loans that have reached a final outcome, 56 were paid in full and 5 charged off, a charge off rate of 8.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Naperville in the National Flood Insurance Program?
Yes. Naperville appears in the FEMA Community Status Book as Naperville, city of, community 170213, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Naperville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DuPage County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Naperville.
Is zoning published for Naperville?
No. Nothing on this page presents parcel level zoning.