Edgar County, Illinois: commercial real estate data.
Edgar County, Illinois had an estimated 16,398 residents on July 1, 2024, down 2.8 percent since the 2020 census base of 16,876, across 623 square miles. County output reached $1.04 bn in 2024, 334 establishments operate here, and the SBA record carries 12 7(a) approvals worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Edgar County
How many people live in Edgar County
- Population, American Community Survey 2020-202416,535
- Households7,567
- Average household size2.19
- Median household income$59,941
- Median age46.6
- Median gross rent$775 per month
- Median owner-occupied home value$97,300
- Home value to household income1.6 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over12,180
- Population under 183,275
- Share under 1819.8 percent
- Population 65 and over4,080
- Share 65 and over24.7 percent
- Working age population, 18 to 649,180
- Civilian labor force7,967
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over60.1 percent
- Rank by population among Illinois counties64th of 102
- Rank by population among US county-equivalents, Puerto Rico included2069th of 3,222
Edgar County is the 64th largest of 102 Illinois counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.7 percent against 19.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Edgar County
Is Edgar County's population growing?
- Population, July 1, 202416,398
- Census 2020 base population16,876
- Population change since the 2020 census base-2.83 percent
- Population change, 2023 to 2024-44
- Births, 2024122
- Deaths, 2024233
- Natural change, 2024-111
- Net domestic migration, 202457
- Net international migration, 202410
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 2024-6
- Rank by growth among US county-equivalents2707th of 3,144
The county has lost 2.83 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Edgar County
Where are people moving to Edgar County from?
- Tax returns filed by households arriving303
- People arriving, from those returns549
- Tax returns filed by households leaving307
- Net household movement-4
- Adjusted gross income arriving$12.9 m
- Net adjusted gross income movement$-2.0 m
- Average income of an arriving household$42,564
- Average income of a leaving household$48,658
- Largest single originColes County (47 households)
- Largest single destinationVigo County (50 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Coles County | 47 | 91 | $2.0 m |
| Vermilion County | 31 | 53 | $1.2 m |
| Vigo County | 31 | 56 | $908,000 |
| Clark County | 25 | 48 | $949,000 |
Households arriving report $6,094 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Coles County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Edgar County
What is the Edgar County economy?
- County GDP, 2024$1.04 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years29.0 percent
- Rank by GDP among the Illinois areas BEA publishes62nd of 102
- Rank by GDP among the US county areas BEA publishes1815th of 3,127
- GDP per resident$62,837
Output grew -0.2 percent in the latest year and 29.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Edgar County
Employment by industry in Edgar County
- Covered employment, annual average7,065
- Establishments reporting351
- Average annual pay$54,835
- Average weekly wage$1,055
- Manufacturing, employment2,100
- Manufacturing, average annual pay$62,995
- Retail trade, employment612
- Retail trade, average annual pay$30,414
- Accommodation and food services, employment590
- Accommodation and food services, average annual pay$19,771
- Finance and insurance, employment337
- Finance and insurance, average annual pay$83,274
- Agriculture, forestry, fishing and hunting, employment206
- Wholesale trade, employment182
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,100 | 12 | $62,995 |
| Retail trade | 612 | 44 | $30,414 |
| Accommodation and food services | 590 | 38 | $19,771 |
| Finance and insurance | 337 | 17 | $83,274 |
| Agriculture, forestry, fishing and hunting | 206 | 23 | $53,771 |
| Wholesale trade | 182 | 16 | $67,738 |
| Construction | 159 | 38 | $60,333 |
| Other services, except public administration | 102 | 24 | $31,922 |
Manufacturing is the largest private sector at 2,100 jobs, 29.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Edgar County
How many businesses are in Edgar County?
- Establishments, all industries334
- Employment at those establishments6,798
- Annual payroll$337.3 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Edgar County
Building permits in Edgar County
- Housing units authorized by permit, 20246
- Declared construction value permitted$1.9 m
- Single family units authorized6
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$320,214
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Edgar County
SBA loans in Edgar County (7(a) and 504)
- 7(a) approvals recorded12
- 7(a) gross approval dollars$5.8 m
- Average 7(a) approval$484,733
- Median 7(a) approval$261,600
- Largest single approval$2,149,600
- Jobs reported supported, 7(a)313
- Jobs per approval26.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter9
- Franchise loans3
- Franchise share of approvals25.0 percent
- Leading industry by approval countOther Commercial and Industrial Machinery and Equipment Rental and Leasing (3)
- Most active lenderPeoples Bank & Trust (7)
- 504 approvals recorded2
- 504 gross approval dollars$780,000
- Average 504 approval$390,000
- Median 504 approval$390,000
- Distinct CDCs active2
- 504 jobs per approval17.5
- 504 jobs per million dollars approved44.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Edgar County
SBA loan default and charge-off rates in Edgar County
Do SBA loans in Edgar County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure7
- Status: Paid in full3
- Status: Committed, not yet disbursed1
- Status: Cancelled1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgar County
SBA lending by place in Edgar County
- Borrower cities with recorded lending2
- Paris, approvals10
- Chrisman, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Paris | 10 | $5,681,200 |
| Chrisman | 2 | $135,600 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgar County
How large is Edgar County?
- Land area623 sq mi
- Rank by land area among Illinois counties31st of 102
- Width, east to west23.2 mi
- Height, north to south28 mi
- Geographies sharing a boundary6
- Residents per square mile of land27
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Edgar County
Flood risk in Edgar County
- Participation of the county's own NFIP community Edgar County, unincorporated areasParticipating, community 170985
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Edgar County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Edgar County (community 170985), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Edgar County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Edgar County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Edgar County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202416,535
- Households7,567
- Average household size2.19
- Median household income$59,941
- Median age46.6
Common questions
Edgar County questions, answered from the record.
How many people live in Edgar County, Illinois?
The Census Bureau estimates 16,398 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,535, in 7,567 households, ranking 64th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Edgar County's population growing?
The population has fallen 2.83 percent since the 2020 census base of 16,876, to 16,398 on July 1, 2024. In 2024 there were 122 births against 233 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Edgar County?
$59,941. The median owner-occupied home is valued at $97,300, which is 1.6 times income, and median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Edgar County?
334 establishments, employing 6,798 people with an annual payroll of $337.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Edgar County?
Manufacturing is the largest private sector at 2,100 jobs, 29.7 percent of covered employment. Covered employment averages 7,065 jobs at an average annual pay of $54,835, or $1,055 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Edgar County?
12 7(a) approvals totaling $5.8 m since FY2020, across 5 lenders, with a median approval of $261,600, plus 2 504 approvals worth $780,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Edgar County?
6 housing units were authorized by permit in 2024, with a declared construction value of $1.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Edgar County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Edgar County come from?
The largest single origin is Coles County, with 47 households. Arriving households report an average income of $42,564 against $48,658 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Edgar County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Edgar County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Edgar County
Cities and places in Edgar.
8 Census places lie wholly or partly in Edgar County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Paris | city | 8,276 | 10 | Wholly in this county |
| Chrisman | city | 1,214 | 2 | Wholly in this county |
| Kansas | village | 884 | None recorded | Wholly in this county |
| Hume | village | 492 | None recorded | Wholly in this county |
| Brocton | village | 275 | None recorded | Wholly in this county |
| Vermilion | village | 219 | None recorded | Wholly in this county |
| Redmon | village | 169 | None recorded | Wholly in this county |
| Metcalf | village | 139 | None recorded | Wholly in this county |