HomeIllinoisFayette CountyVandalia
Vandalia, Illinois: commercial real estate data.
Vandalia is a Census city of 5,796 people across 8.15 square miles of land, in Fayette County. Median household income is $45,469, 66.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $3.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vandalia
What Vandalia is
- Census place typecity
- Land area8.15 sq mi
- Water area0.02 sq mi
- Population per square mile of land711
- County holding the largest share of its areaFayette County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
How many people live in Vandalia
- Population5,796
- Median age43.9
- Population under 18821
- Share under 1814.2 percent
- Population 65 and over1,067
- Share 65 and over18.4 percent
- Households2,094
- Family households1,010
- Share of households that are families48.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
Income and work in Vandalia
- Median household income$45,469
- Per capita income$26,150
- Civilian labor force2,273
- Employed2,136
- Unemployed137 plus or minus 70
- Unemployment rate6.0 percent plus or minus 3.0
- Adults 25 and over4,410
- Adults 25 and over with a high school diploma or higher85.4 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 3.2
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
Housing in Vandalia
- Housing units2,481
- Occupied units2,094
- Vacant units387 plus or minus 104
- Vacancy rate15.6 percent plus or minus 4.1
- Owner occupied1,393
- Renter occupied701
- Ownership rate66.5 percent
- Median owner-occupied home value$98,500
- Median gross rent, monthly$778
- Annual rent as a share of median income20.5 percent plus or minus 4.2
- Single family units1,938
- Share single family78.1 percent
- Units in buildings of two or more530 plus or minus 138
- Share in buildings of two or more21.4 percent plus or minus 5.4
- Mobile homes13 plus or minus 15
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
How Vandalia gets to work
- Workers 16 and over who commute1,936
- Commuting under 15 minutes856 plus or minus 190
- Share commuting under 15 minutes44.2 percent
- Commuting 30 minutes or more488 plus or minus 147
- Share commuting 30 minutes or more25.2 percent plus or minus 6.8
- Drove alone81.7 percent
- Carpooled4.3 percent plus or minus 3.3
- Public transport0.6 percent plus or minus 0.9
- Walked2.7 percent plus or minus 2.0
- Worked from home7.6 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
SBA loans in Vandalia (7(a))
- Approvals2
- Gross approval$3,085,000
- Average approval$1,542,500
- Median approval$1,542,500
- Largest approval$2,525,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Vandalia, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vandalia
SBA loans in Vandalia (504)
- Approvals3
- Gross approval$3,151,000
- Average approval$1,050,333
- Median approval$1,071,000
- Largest approval$1,876,000
- Jobs supported52
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Vandalia, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vandalia
Flood risk in Vandalia
- NFIP communityCity of Vandalia
- NFIP community number170233
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/88(M)
The City of Vandalia participates in the National Flood Insurance Program as community 170233 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fayette County, not Vandalia
Fayette County context, not Vandalia figures
- Establishments in Fayette County477
- Covered employment, Fayette County5,030
- Average annual pay, Fayette County$45,171
- Housing units permitted, Fayette County2
Every figure in this section is published for Fayette County as a whole and is not a measurement of Vandalia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vandalia questions, answered from the record.
How many people live in Vandalia, Illinois?
5,796, in 2,094 households. Vandalia city covers 8.15 square miles of land, which is 711 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vandalia in?
Fayette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vandalia?
$45,469. The median owner-occupied home is valued at $98,500. Median gross rent is $778 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vandalia businesses?
2 7(a) approvals totaling $3.1 m since FY2020, across 2 lenders, median approval $1,542,500, plus 3 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Vandalia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vandalia borrowers get paid back?
No rate is published for Vandalia. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vandalia in the National Flood Insurance Program?
Yes. Vandalia appears in the FEMA Community Status Book as Vandalia, city of, community 170233, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vandalia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vandalia.
Is zoning published for Vandalia?
No. Nothing on this page presents parcel level zoning.
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