Fulton County, Illinois: commercial real estate data.
Fulton County, Illinois has a population of 33,020 across 866 square miles, down 3.5 percent since the 2020 census base. County output reached $1.14 bn in 2024, 596 establishments operate here, and the SBA record carries 3 7(a) approvals worth $3.3 m.
120 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fulton County
How many people live in Fulton County
- Population33,020
- Households13,795
- Average household size2.39
- Median household income$60,599
- Median age43.9
- Median gross rent$785 per month
- Median owner-occupied home value$107,200
- Home value to household income1.8 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over24,116
- Population under 186,451
- Share under 1819.5 percent
- Population 65 and over7,089
- Share 65 and over21.5 percent
- Working age population, 18 to 6419,480
- Civilian labor force14,674
- Unemployment rate6.7 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Illinois counties45th of 102
- Rank by population among US county-equivalents1393rd
Fulton County is the 45th largest of 102 Illinois counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.5 percent against 19.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fulton County
Is Fulton County's population growing?
- Population change since the 2020 census base-3.45 percent
- Census 2020 base population33,673
- Births, 2024302
- Deaths, 2024506
- Natural change, 2024-204
- Net domestic migration, 202437
- Net international migration, 202414
- Total net migration, 202451
- Cumulative net domestic migration, 2021 to 2024-155
- Rank by growth among US county-equivalents2813th
The county has lost 3.45 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fulton County
Where are people moving to Fulton County from?
- Tax returns filed by households arriving605
- People arriving, from those returns1,022
- Adjusted gross income arriving$25.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,724
- Largest single originFulton County Non-migrants (12,442 households)
- Largest single destination (12,442 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fulton County Non-migrants | 12,442 | 24,585 | $802.9 m |
| Other flows - Different State | 161 | 294 | $7.4 m |
| Other flows - Same State | 142 | 229 | $6.2 m |
| Peoria County | 112 | 194 | $5.2 m |
| Tazewell County | 73 | 120 | $3.0 m |
| Other flows - Midwest | 64 | 119 | $3.0 m |
| Other flows - South | 55 | 98 | $1.9 m |
| McDonough County | 47 | 67 | $1.6 m |
The largest single source of arrivals is Fulton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fulton County
What is the Fulton County economy?
- County GDP, 2024$1.14 bn
- County GDP, 2023$1.11 bn
- GDP change, 2023 to 20243.0 percent
- GDP change over five years31.9 percent
- Rank by GDP among Illinois counties57th
- Rank by GDP among US county-equivalents1739th
- GDP per resident$34,473
Output grew 3.0 percent in the latest year and 31.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fulton County
Largest employers in Fulton County
- Covered employment, annual average8,642
- Establishments reporting655
- Average annual pay$44,887
- Average weekly wage$863
- Sector 44-45, employment981
- Sector 44-45, average annual pay$30,196
- Sector 72, employment694
- Sector 72, average annual pay$17,225
- Sector 52, employment409
- Sector 52, average annual pay$57,559
- Sector 42, employment363
- Sector 42, average annual pay$74,015
- Sector 81, employment357
- Sector 23, employment334
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 981 | 85 | $30,196 |
| Sector 72 | 694 | 72 | $17,225 |
| Sector 52 | 409 | 40 | $57,559 |
| Sector 42 | 363 | 28 | $74,015 |
| Sector 81 | 357 | 66 | $27,688 |
| Sector 23 | 334 | 65 | $57,416 |
| Sector 31-33 | 318 | 13 | $51,873 |
| Sector 54 | 256 | 26 | $46,158 |
The largest sector is the biggest private employer group at 981 jobs, 11.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fulton County
How many businesses are in Fulton County?
- Establishments, all industries596
- Employment at those establishments6,400
- Annual payroll$281.3 m
- Establishments per 1,000 residents18.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fulton County
Building permits in Fulton County
- Housing units authorised by permit, 202413
- Declared construction value permitted$3.6 m
- Single family units authorised13
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$274,113
- Units authorised per 1,000 households0.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fulton County
SBA loans in Fulton County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$3.3 m
- Average 7(a) approval$1,101,033
- Median 7(a) approval$1,431,000
- 10th percentile approval$152,000
- 90th percentile approval$1,720,100
- Largest single approval$1,720,100
- Jobs reported supported, 7(a)43
- Jobs per approval14.3
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countWineries (2)
- Most active lenderCommunity State Bank (2)
- 504 approvals recorded3
- 504 gross approval dollars$1.1 m
- Average 504 approval$360,000
- Median 504 approval$350,000
- Distinct CDCs active3
- 504 jobs per approval6.7
- 504 jobs per million dollars approved18.5
- Most active CDCSomerCor 504, Inc. (1)
- 7(a) share of SBA approvals50.0 percent
- Combined SBA approval dollars$4.4 m
The average approval of $1,101,033 sits close to the median of $1,431,000, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fulton County
SBA loan default and charge-off rates in Fulton County
Do SBA loans in Fulton County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
SBA lending by place in Fulton County
- Places in the county with recorded lending2
- LEWISTOWN, approvals2
- CANTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LEWISTOWN | 2 | $3,151,100 |
| CANTON | 1 | $152,000 |
LEWISTOWN accounts for 2 approvals against 1 in CANTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
How large is Fulton County?
- Land area866 sq mi
- Rank by land area among Illinois counties10th of 102
- Width, east to west30.4 mi
- Height, north to south36.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land38
- Establishments per square mile0.69
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fulton County
Flood risk in Fulton County
- Communities in the NFIP Community Status Book12
- Of those, participating in the NFIP10
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Fulton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Fulton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fulton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fulton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population33,020
- Households13,795
- Average household size2.39
- Median household income$60,599
- Median age43.9
Common questions
Fulton County questions, answered from the record.
How many people live in Fulton County, Illinois?
33,020, in 13,795 households, ranking 45th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fulton County's population growing?
The population has fallen 3.45 percent since the 2020 census base. In 2024 there were 302 births against 506 deaths, with net migration of 51. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fulton County?
$60,599. The median owner-occupied home is valued at $107,200, which is 1.8 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Fulton County?
596 establishments, employing 6,400 people with an annual payroll of $281.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fulton County?
Average annual pay is $44,887, or $863 a week, across 8,642 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fulton County?
3 7(a) approvals totalling $3.3 m since FY2020, across 2 lenders, with a median approval of $1,431,000, plus 3 504 approvals worth $1.1 m. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Fulton County?
13 housing units were authorised by permit in 2024, with a declared construction value of $3.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fulton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fulton County come from?
The largest single origin is Fulton County Non-migrants, with 12,442 households. Arriving households report an average income of $42,724 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fulton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fulton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Fulton County
Cities and places in Fulton.
20 Census places lie wholly or partly in Fulton County. 20 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Canton | city | 13,144 | 1 | Wholly in this county |
| Farmington | city | 2,050 | None recorded | 89.9 percent here, 10.1 percent Peoria County |
| Lewistown | city | 1,781 | 2 | Wholly in this county |
| Cuba | city | 1,004 | None recorded | Wholly in this county |
| Astoria | town | 984 | None recorded | Wholly in this county |
| Vermont | village | 698 | None recorded | Wholly in this county |
| Avon | village | 694 | None recorded | 96.8 percent here, 3.2 percent Warren County |
| Ipava | village | 487 | None recorded | Wholly in this county |
| St. David | village | 383 | None recorded | Wholly in this county |
| London Mills | village | 328 | None recorded | 80.1 percent here, 19.9 percent Knox County |
| Fairview | village | 324 | None recorded | Wholly in this county |
| Dunfermline | village | 314 | None recorded | Wholly in this county |
| Table Grove | village | 306 | None recorded | Wholly in this county |
| Norris | village | 303 | None recorded | Wholly in this county |
| Bryant | village | 160 | None recorded | Wholly in this county |
| Banner | village | 157 | None recorded | Wholly in this county |
| Smithfield | village | 150 | None recorded | Wholly in this county |
| Marietta | village | 132 | None recorded | Wholly in this county |
| Ellisville | village | 80 | None recorded | Wholly in this county |
| Liverpool | village | 70 | None recorded | Wholly in this county |