HomeIllinoisGrundy CountyCoal City
Coal City, Illinois: commercial real estate data.
Coal City is a Census village of 5,317 people across 5.77 square miles of land, in Grundy County. Median household income is $72,857, 76.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $890,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Coal City
What Coal City is
- Census place typevillage
- Land area5.77 sq mi
- Water area0.11 sq mi
- Population per square mile of land922
- County holding the largest share of its areaGrundy County, 99.2 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coal City
How many people live in Coal City
- Population5,317
- Median age44.3
- Population under 181,123 plus or minus 246
- Share under 1821.1 percent plus or minus 4.4
- Population 65 and over1,164
- Share 65 and over21.9 percent
- Households2,104
- Family households1,551
- Share of households that are families73.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coal City
Income and work in Coal City
- Median household income$72,857
- Per capita income$43,782
- Civilian labor force2,806
- Employed2,635
- Unemployed171 plus or minus 112
- Unemployment rate6.1 percent plus or minus 3.9
- Adults 25 and over3,863
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher23.2 percent plus or minus 5.3
- Adults 25 and over with a graduate degree5.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coal City
Housing in Coal City
- Housing units2,215
- Occupied units2,104
- Vacant units111 plus or minus 96
- Vacancy rate5.0 percent plus or minus 4.3
- Owner occupied1,617
- Renter occupied487 plus or minus 165
- Ownership rate76.9 percent
- Median owner-occupied home value$201,600
- Median gross rent, monthly$1,123
- Annual rent as a share of median income18.5 percent plus or minus 3.9
- Single family units1,927
- Share single family87.0 percent
- Units in buildings of two or more288 plus or minus 132
- Share in buildings of two or more13.0 percent plus or minus 5.8
- Mobile homes0
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coal City
How Coal City gets to work
- Workers 16 and over who commute2,252
- Commuting under 15 minutes549 plus or minus 206
- Share commuting under 15 minutes24.4 percent plus or minus 8.6
- Commuting 30 minutes or more917 plus or minus 259
- Share commuting 30 minutes or more40.7 percent plus or minus 10.3
- Drove alone81.9 percent
- Carpooled2.8 percent plus or minus 2.2
- Public transport0.0 percent
- Walked2.4 percent plus or minus 2.4
- Worked from home11.7 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Coal City
SBA loans in Coal City (7(a))
- Approvals1
- Gross approval$890,000
- Average approval$890,000
- Median approval$890,000
- Largest approval$890,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Coal City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coal City
SBA loans in Coal City (504)
- Approvals1
- Gross approval$374,000
- Average approval$374,000
- Median approval$374,000
- Largest approval$374,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Coal City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coal City
Flood risk in Coal City
- NFIP communityVillage of Coal City
- NFIP community number170258
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/15/19(M)
The Village of Coal City participates in the National Flood Insurance Program as community 170258 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grundy County, not Coal City
Grundy County context, not Coal City figures
- Establishments in Grundy County1,202
- Covered employment, Grundy County22,349
- Average annual pay, Grundy County$69,868
- Housing units permitted, Grundy County88
Every figure in this section is published for Grundy County as a whole and is not a measurement of Coal City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Coal City questions, answered from the record.
How many people live in Coal City, Illinois?
5,317, in 2,104 households. Coal City village covers 5.77 square miles of land, which is 922 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Coal City in?
Grundy County, which holds 99.2 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Coal City?
$72,857. The median owner-occupied home is valued at $201,600. Median gross rent is $1,123 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Coal City businesses?
1 7(a) approvals totaling $890,000 since FY2020, across 1 lenders, median approval $890,000, plus 1 504 approvals worth $374,000 since FY2010. These count approvals to borrowers whose address is in Coal City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Coal City borrowers get paid back?
No rate is published for Coal City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Coal City in the National Flood Insurance Program?
Yes. Coal City appears in the FEMA Community Status Book as Coal City, village of, community 170258, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Coal City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grundy County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Coal City.
Is zoning published for Coal City?
No. Nothing on this page presents parcel level zoning.
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