HomeIllinoisHenry CountyCambridge
Cambridge, Illinois: commercial real estate data.
Cambridge is a Census village of 2,128 people across 1.99 square miles of land, in Henry County. Median household income is $64,979, 87.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $623,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cambridge
What Cambridge is
- Census place typevillage
- Land area1.99 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,069
- County holding the largest share of its areaHenry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How many people live in Cambridge
- Population2,128
- Median age34.7
- Population under 18551 plus or minus 121
- Share under 1825.9 percent
- Population 65 and over306
- Share 65 and over14.4 percent
- Households823
- Family households576
- Share of households that are families70.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Income and work in Cambridge
- Median household income$64,979
- Per capita income$30,494
- Civilian labor force1,143
- Employed1,057 plus or minus 233
- Unemployed86 plus or minus 55
- Unemployment rate7.5 percent plus or minus 4.6
- Adults 25 and over1,414
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher15.6 percent plus or minus 5.1
- Adults 25 and over with a graduate degree2.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Housing in Cambridge
- Housing units919
- Occupied units823
- Vacant units96 plus or minus 57
- Vacancy rate10.4 percent plus or minus 6.0
- Owner occupied719
- Renter occupied104 plus or minus 51
- Ownership rate87.4 percent
- Median owner-occupied home value$123,100
- Median gross rent, monthly$968
- Annual rent as a share of median income17.9 percent
- Single family units842
- Share single family91.6 percent
- Units in buildings of two or more77 plus or minus 56
- Share in buildings of two or more8.4 percent plus or minus 6.0
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How Cambridge gets to work
- Workers 16 and over who commute996 plus or minus 227
- Commuting under 15 minutes348 plus or minus 132
- Share commuting under 15 minutes34.9 percent plus or minus 10.6
- Commuting 30 minutes or more431 plus or minus 106
- Share commuting 30 minutes or more43.3 percent
- Drove alone86.9 percent plus or minus 26.3
- Carpooled3.5 percent plus or minus 2.7
- Public transport0.0 percent
- Walked4.7 percent plus or minus 5.0
- Worked from home4.9 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
SBA loans in Cambridge (7(a))
- Approvals3
- Gross approval$623,600
- Average approval$207,867
- Median approval$108,600
- Largest approval$500,000
- Jobs supported13
- Jobs per approval4.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cambridge, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambridge
SBA loans in Cambridge (504)
- Approvals1
- Gross approval$678,000
- Average approval$678,000
- Median approval$678,000
- Largest approval$678,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cambridge, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Henry County, not Cambridge
Henry County context, not Cambridge figures
- Establishments in Henry County1,037
- Covered employment, Henry County13,805
- Average annual pay, Henry County$50,950
- Housing units permitted, Henry County24
Every figure in this section is published for Henry County as a whole and is not a measurement of Cambridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cambridge questions, answered from the record.
How many people live in Cambridge, Illinois?
2,128, in 823 households. Cambridge village covers 1.99 square miles of land, which is 1,069 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambridge in?
Henry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambridge?
$64,979. The median owner-occupied home is valued at $123,100. Median gross rent is $968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambridge businesses?
3 7(a) approvals totaling $623,600 since FY2020, across 3 lenders, median approval $108,600, plus 1 504 approvals worth $678,000 since FY2010. These count approvals to borrowers whose address is in Cambridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambridge borrowers get paid back?
No rate is published for Cambridge. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cambridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Henry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambridge.
Is zoning published for Cambridge?
No. Nothing on this page presents parcel level zoning.