HomeIllinoisJackson CountyCarbondale city
Carbondale city, Illinois: commercial real estate data.
Carbondale city is a Census city of 22,158 people across 17.48 square miles of land, in Jackson County. Median household income is $32,128, 26.4 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $9.4 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carbondale
What Carbondale is
- Census place typecity
- Land area17.48 sq mi
- Water area0.44 sq mi
- Population per square mile of land1,268
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carbondale
How many people live in Carbondale
- Population22,158
- Median age24.6
- Population under 182,966
- Share under 1813.4 percent
- Population 65 and over2,202
- Share 65 and over9.9 percent
- Households9,714
- Family households3,009
- Share of households that are families31.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carbondale
Income and work in Carbondale
- Median household income$32,128
- Per capita income$22,315
- Civilian labor force10,602
- Employed9,503
- Unemployed1,099 plus or minus 290
- Unemployment rate10.4 percent plus or minus 2.7
- Adults 25 and over10,523
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher48.2 percent
- Adults 25 and over with a graduate degree23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carbondale
Housing in Carbondale
- Housing units12,094
- Occupied units9,714
- Vacant units2,380
- Vacancy rate19.7 percent
- Owner occupied2,566
- Renter occupied7,148
- Ownership rate26.4 percent
- Median owner-occupied home value$127,900
- Median gross rent, monthly$771
- Annual rent as a share of median income28.8 percent
- Single family units4,303
- Share single family35.6 percent
- Units in buildings of two or more7,056
- Share in buildings of two or more58.3 percent
- Mobile homes735
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carbondale
How Carbondale gets to work
- Workers 16 and over who commute7,580
- Commuting under 15 minutes4,353
- Share commuting under 15 minutes57.4 percent
- Commuting 30 minutes or more1,073 plus or minus 282
- Share commuting 30 minutes or more14.2 percent plus or minus 3.6
- Drove alone64.1 percent
- Carpooled9.0 percent plus or minus 2.2
- Public transport1.7 percent plus or minus 1.4
- Walked9.3 percent plus or minus 2.7
- Worked from home12.0 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carbondale
SBA loans in Carbondale (7(a))
- Approvals15
- Gross approval$9,437,100
- Average approval$629,140
- Median approval$499,500
- Ninetieth percentile approval$1,350,000
- Largest approval$1,750,000
- Jobs supported225
- Jobs per approval15.0
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises20.0 percent
- Distinct lenders9
- Distinct industries by NAICS12
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carbondale
SBA loans in Carbondale (504)
- Approvals6
- Gross approval$4,668,000
- Average approval$778,000
- Median approval$567,000
- Largest approval$1,592,000
- Jobs supported83
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carbondale
Flood risk in Carbondale
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number170298
- Currently effective map date05/02/08
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jackson County, not Carbondale
Jackson County context, not Carbondale figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carbondale measurements.
- Establishments in Jackson County1,196
- Employment at those establishments, Jackson County16,485
- Covered employment, Jackson County25,266
- Average annual pay, Jackson County$56,398
- Average weekly wage, Jackson County$1,085
- Housing units permitted, Jackson County4
- Of those, single family, Jackson County4
- County product, 2024, Jackson County$3,297,425,000
- County product change over the prior year, Jackson County2.0 percent
- Average income of an arriving household, Jackson County$40,412
Every figure in this section is published for Jackson County as a whole and is not a measurement of Carbondale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carbondale questions, answered from the record.
How many people live in Carbondale, Illinois?
22,158, in 9,714 households. Carbondale city covers 17.48 square miles of land, which is 1,268 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carbondale in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carbondale?
$32,128. The median owner-occupied home is valued at $127,900. Median gross rent is $771 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carbondale businesses?
15 7(a) approvals totalling $9.4 m, across 9 lenders, median approval $499,500, plus 6 504 approvals worth $4.7 m. These count approvals to borrowers whose address is in Carbondale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carbondale borrowers get paid back?
No rate is published for Carbondale. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Carbondale in the National Flood Insurance Program?
Yes. Carbondale appears in the FEMA Community Status Book as community 170298, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carbondale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carbondale.
Is zoning published for Carbondale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby