HomeIllinoisJefferson CountyMount Vernon city
Mount Vernon city, Illinois: commercial real estate data.
Mount Vernon city is a Census city of 14,090 people across 14.66 square miles of land, in Jefferson County. Median household income is $55,357, 53.1 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $46.1 m.
81 sourced place values · tier FULL · 9 sections
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area14.66 sq mi
- Water area0.08 sq mi
- Population per square mile of land961
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population14,090
- Median age38.9
- Population under 183,188
- Share under 1822.6 percent
- Population 65 and over2,757
- Share 65 and over19.6 percent
- Households6,108
- Family households3,467
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$55,357
- Per capita income$31,841
- Civilian labor force6,933
- Employed6,493
- Unemployed440 plus or minus 116
- Unemployment rate6.3 percent plus or minus 1.6
- Adults 25 and over9,905
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.8 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units7,131
- Occupied units6,108
- Vacant units1,023 plus or minus 214
- Vacancy rate14.3 percent plus or minus 3.0
- Owner occupied3,241
- Renter occupied2,867
- Ownership rate53.1 percent
- Median owner-occupied home value$99,800
- Median gross rent, monthly$910
- Annual rent as a share of median income19.7 percent
- Single family units4,958
- Share single family69.5 percent
- Units in buildings of two or more1,819
- Share in buildings of two or more25.5 percent
- Mobile homes354 plus or minus 107
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute6,107
- Commuting under 15 minutes3,918
- Share commuting under 15 minutes64.2 percent
- Commuting 30 minutes or more716 plus or minus 167
- Share commuting 30 minutes or more11.7 percent plus or minus 2.6
- Drove alone80.1 percent
- Carpooled12.8 percent plus or minus 3.1
- Public transport0.4 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.7
- Worked from home4.0 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA 7(a) lending to Mount Vernon borrowers
- Approvals51
- Gross approval$46,129,500
- Average approval$904,500
- Median approval$280,000
- Ninetieth percentile approval$3,090,000
- Largest approval$5,000,000
- Jobs supported752
- Jobs per approval14.7
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term144 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises13.7 percent
- Distinct lenders9
- Distinct industries by NAICS33
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA 504 lending to Mount Vernon borrowers
- Approvals7
- Gross approval$5,498,000
- Average approval$785,429
- Median approval$744,000
- Largest approval$1,586,000
- Jobs supported298
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood programme status in Mount Vernon
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170308
- Currently effective map date09/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jefferson County, not Mount Vernon
Jefferson County context, not Mount Vernon figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mount Vernon measurements.
- Establishments in Jefferson County882
- Employment at those establishments, Jefferson County19,260
- Covered employment, Jefferson County19,307
- Average annual pay, Jefferson County$57,833
- Average weekly wage, Jefferson County$1,112
- Housing units permitted, Jefferson County6
- Of those, single family, Jefferson County6
- County product, 2024, Jefferson County$2,434,004,000
- County product change over the prior year, Jefferson County3.6 percent
- Average income of an arriving household, Jefferson County$40,873
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Mount Vernon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Illinois?
14,090, in 6,108 households. Mount Vernon city covers 14.66 square miles of land, which is 961 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$55,357. The median owner-occupied home is valued at $99,800. Median gross rent is $910 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
51 7(a) approvals totalling $46.1 m, across 9 lenders, median approval $280,000, plus 7 504 approvals worth $5.5 m. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as community 170308, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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