HomeIllinoisJefferson CountyMount Vernon
Mount Vernon, Illinois: commercial real estate data.
Mount Vernon is a Census city of 14,090 people across 14.66 square miles of land, in Jefferson County. Median household income is $55,357, 53.1 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $46.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area14.66 sq mi
- Water area0.08 sq mi
- Population per square mile of land961
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population14,090
- Median age38.9
- Population under 183,188
- Share under 1822.6 percent
- Population 65 and over2,757
- Share 65 and over19.6 percent
- Households6,108
- Family households3,467
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$55,357
- Per capita income$31,841
- Civilian labor force6,933
- Employed6,493
- Unemployed440 plus or minus 116
- Unemployment rate6.3 percent plus or minus 1.6
- Adults 25 and over9,905
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.8 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units7,131
- Occupied units6,108
- Vacant units1,023 plus or minus 214
- Vacancy rate14.3 percent plus or minus 3.0
- Owner occupied3,241
- Renter occupied2,867
- Ownership rate53.1 percent
- Median owner-occupied home value$99,800
- Median gross rent, monthly$910
- Annual rent as a share of median income19.7 percent
- Single family units4,958
- Share single family69.5 percent
- Units in buildings of two or more1,819
- Share in buildings of two or more25.5 percent
- Mobile homes354 plus or minus 107
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute6,107
- Commuting under 15 minutes3,918
- Share commuting under 15 minutes64.2 percent
- Commuting 30 minutes or more716 plus or minus 167
- Share commuting 30 minutes or more11.7 percent plus or minus 2.6
- Drove alone80.1 percent
- Carpooled12.8 percent plus or minus 3.1
- Public transport0.4 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.7
- Worked from home4.0 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals51
- Gross approval$46,129,500
- Average approval$904,500
- Median approval$280,000
- Ninetieth percentile approval$3,090,000
- Largest approval$5,000,000
- Jobs supported752
- Jobs per approval14.7
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises13.7 percent
- Distinct lenders9
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals7
- Gross approval$5,498,000
- Average approval$785,429
- Median approval$744,000
- Largest approval$1,586,000
- Jobs supported298
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number170308
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10
The City of Mount Vernon participates in the National Flood Insurance Program as community 170308 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Mount Vernon
Jefferson County context, not Mount Vernon figures
- Establishments in Jefferson County882
- Covered employment, Jefferson County19,307
- Average annual pay, Jefferson County$57,833
- Housing units permitted, Jefferson County6
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Mount Vernon.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Illinois?
14,090, in 6,108 households. Mount Vernon city covers 14.66 square miles of land, which is 961 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$55,357. The median owner-occupied home is valued at $99,800. Median gross rent is $910 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
51 7(a) approvals totaling $46.1 m since FY2020, across 9 lenders, median approval $280,000, plus 7 504 approvals worth $5.5 m since FY2010. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 170308, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.
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