HomeIllinoisJersey CountyGrafton city
Grafton city, Illinois: commercial real estate data.
Grafton city is a Census city of 734 people across 3.71 square miles of land, in Jersey County. Median household income is $105,417, 87.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Grafton
What Grafton is
- Census place typecity
- Land area3.71 sq mi
- Water area0 sq mi
- Population per square mile of land198
- County holding the largest share of its areaJersey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How many people live in Grafton
- Population734
- Median age52.2
- Population under 18163 plus or minus 59
- Share under 1822.2 percent plus or minus 6.8
- Population 65 and over206 plus or minus 46
- Share 65 and over28.1 percent
- Households301
- Family households209 plus or minus 52
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Income and work in Grafton
- Median household income$105,417 plus or minus $29,189
- Per capita income$49,346
- Civilian labor force293 plus or minus 84
- Employed291 plus or minus 84
- Unemployed2 plus or minus 3
- Unemployment rate0.7 percent plus or minus 1.0
- Adults 25 and over553
- Adults 25 and over with a high school diploma or higher98.9 percent plus or minus 26.4
- Adults 25 and over with a bachelor degree or higher37.6 percent
- Adults 25 and over with a graduate degree16.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Housing in Grafton
- Housing units464
- Occupied units301
- Vacant units163 plus or minus 53
- Vacancy rate35.1 percent plus or minus 9.7
- Owner occupied262 plus or minus 55
- Renter occupied39 plus or minus 21
- Ownership rate87.0 percent
- Median owner-occupied home value$275,800
- Median gross rent, monthly$629
- Annual rent as a share of median income7.2 percent plus or minus 2.4
- Single family units321
- Share single family69.2 percent
- Units in buildings of two or more121 plus or minus 48
- Share in buildings of two or more26.1 percent plus or minus 9.2
- Mobile homes22 plus or minus 16
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How Grafton gets to work
- Workers 16 and over who commute205 plus or minus 71
- Commuting under 15 minutes33 plus or minus 25
- Share commuting under 15 minutes16.1 percent plus or minus 11.0
- Commuting 30 minutes or more104 plus or minus 45
- Share commuting 30 minutes or more50.7 percent plus or minus 12.8
- Drove alone57.3 percent plus or minus 18.8
- Carpooled9.7 percent plus or minus 8.6
- Public transport0.0 percent
- Walked4.2 percent plus or minus 3.6
- Worked from home28.8 percent plus or minus 7.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
SBA loans in Grafton (7(a))
- Approvals4
- Gross approval$1,327,500
- Average approval$331,875
- Median approval$200,000
- Ninetieth percentile approval$1,002,500
- Largest approval$1,002,500
- Jobs supported56
- Jobs per approval14.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton
SBA loans in Grafton (504)
- Approvals1
- Gross approval$1,414,000
- Average approval$1,414,000
- Median approval$1,414,000
- Largest approval$1,414,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grafton
Flood risk in Grafton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170314
- Currently effective map date04/02/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jersey County, not Grafton
Jersey County context, not Grafton figures
These are Jersey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grafton measurements.
- Establishments in Jersey County404
- Employment at those establishments, Jersey County4,403
- Covered employment, Jersey County5,218
- Average annual pay, Jersey County$45,258
- Average weekly wage, Jersey County$870
- Housing units permitted, Jersey County101
- Of those, single family, Jersey County33
- County product, 2024, Jersey County$672,933,000
- County product change over the prior year, Jersey County1.2 percent
- Average income of an arriving household, Jersey County$61,290
Every figure in this section is published for Jersey County as a whole and is not a measurement of Grafton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Grafton questions, answered from the record.
How many people live in Grafton, Illinois?
734, in 301 households. Grafton city covers 3.71 square miles of land, which is 198 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grafton in?
Jersey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grafton?
$105,417. The median owner-occupied home is valued at $275,800. Median gross rent is $629 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grafton businesses?
4 7(a) approvals totalling $1.3 m, across 3 lenders, median approval $200,000, plus 1 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in Grafton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grafton borrowers get paid back?
No rate is published for Grafton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Grafton in the National Flood Insurance Program?
Yes. Grafton appears in the FEMA Community Status Book as community 170314, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grafton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jersey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grafton.
Is zoning published for Grafton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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