HomeIllinoisLaSalle CountyOttawa city
Ottawa city, Illinois: commercial real estate data.
Ottawa city is a Census city of 18,447 people across 14.90 square miles of land, in LaSalle County. Median household income is $71,413, 69.7 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $7.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ottawa
What Ottawa is
- Census place typecity
- Land area14.9 sq mi
- Water area0.63 sq mi
- Population per square mile of land1,238
- County holding the largest share of its areaLaSalle County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How many people live in Ottawa
- Population18,447
- Median age39.8
- Population under 184,668
- Share under 1825.3 percent
- Population 65 and over3,024
- Share 65 and over16.4 percent
- Households7,553
- Family households4,597
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Income and work in Ottawa
- Median household income$71,413
- Per capita income$40,071
- Civilian labor force8,978
- Employed8,361
- Unemployed617 plus or minus 223
- Unemployment rate6.9 percent plus or minus 2.4
- Adults 25 and over12,611
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher23.3 percent
- Adults 25 and over with a graduate degree6.6 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Housing in Ottawa
- Housing units8,217
- Occupied units7,553
- Vacant units664 plus or minus 229
- Vacancy rate8.1 percent plus or minus 2.8
- Owner occupied5,263
- Renter occupied2,290
- Ownership rate69.7 percent
- Median owner-occupied home value$154,000
- Median gross rent, monthly$920
- Annual rent as a share of median income15.5 percent
- Single family units6,483
- Share single family78.9 percent
- Units in buildings of two or more1,715
- Share in buildings of two or more20.9 percent
- Mobile homes19 plus or minus 25
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How Ottawa gets to work
- Workers 16 and over who commute7,665
- Commuting under 15 minutes3,842
- Share commuting under 15 minutes50.1 percent
- Commuting 30 minutes or more1,954
- Share commuting 30 minutes or more25.5 percent
- Drove alone82.2 percent
- Carpooled9.9 percent plus or minus 2.8
- Public transport0.2 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.5
- Worked from home5.2 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
SBA loans in Ottawa (7(a))
- Approvals9
- Gross approval$7,606,800
- Average approval$845,200
- Median approval$700,000
- Ninetieth percentile approval$2,180,000
- Largest approval$2,180,000
- Jobs supported72
- Jobs per approval8.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises33.3 percent
- Distinct lenders8
- Distinct industries by NAICS6
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ottawa
SBA loans in Ottawa (504)
- Approvals16
- Gross approval$6,208,000
- Average approval$388,000
- Median approval$369,000
- Largest approval$904,000
- Jobs supported127
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ottawa
Flood risk in Ottawa
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 2
- NFIP community number170405
- Currently effective map date07/18/11
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
LaSalle County, not Ottawa
LaSalle County context, not Ottawa figures
These are LaSalle County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ottawa measurements.
- Establishments in LaSalle County2,523
- Employment at those establishments, LaSalle County33,721
- Covered employment, LaSalle County39,242
- Average annual pay, LaSalle County$58,537
- Average weekly wage, LaSalle County$1,126
- Housing units permitted, LaSalle County77
- Of those, single family, LaSalle County77
- County product, 2024, LaSalle County$7,670,127,000
- County product change over the prior year, LaSalle County-0.2 percent
- Average income of an arriving household, LaSalle County$56,296
Every figure in this section is published for LaSalle County as a whole and is not a measurement of Ottawa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ottawa questions, answered from the record.
How many people live in Ottawa, Illinois?
18,447, in 7,553 households. Ottawa city covers 14.90 square miles of land, which is 1,238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ottawa in?
LaSalle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ottawa?
$71,413. The median owner-occupied home is valued at $154,000. Median gross rent is $920 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ottawa businesses?
9 7(a) approvals totalling $7.6 m, across 8 lenders, median approval $700,000, plus 16 504 approvals worth $6.2 m. These count approvals to borrowers whose address is in Ottawa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ottawa borrowers get paid back?
No rate is published for Ottawa. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ottawa in the National Flood Insurance Program?
Yes. Ottawa appears in the FEMA Community Status Book as community 170405, carrying Community Rating System class 2, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ottawa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for LaSalle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ottawa.
Is zoning published for Ottawa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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