HomeIllinoisLogan CountyLincoln
Lincoln, Illinois: commercial real estate data.
Lincoln is a Census city of 13,281 people across 6.25 square miles of land, in Logan County. Median household income is $57,340, 56.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $12.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincoln
What Lincoln is
- Census place typecity
- Land area6.25 sq mi
- Water area0 sq mi
- Population per square mile of land2,126
- County holding the largest share of its areaLogan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How many people live in Lincoln
- Population13,281
- Median age39.2
- Population under 182,469
- Share under 1818.6 percent
- Population 65 and over2,945
- Share 65 and over22.2 percent
- Households6,102
- Family households3,472
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Income and work in Lincoln
- Median household income$57,340
- Per capita income$33,380
- Civilian labor force6,663
- Employed6,471
- Unemployed192 plus or minus 98
- Unemployment rate2.9 percent plus or minus 1.5
- Adults 25 and over9,026
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher20.3 percent
- Adults 25 and over with a graduate degree8.3 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Housing in Lincoln
- Housing units6,357
- Occupied units6,102
- Vacant units255 plus or minus 123
- Vacancy rate4.0 percent plus or minus 1.9
- Owner occupied3,469
- Renter occupied2,633
- Ownership rate56.9 percent
- Median owner-occupied home value$124,300
- Median gross rent, monthly$828
- Annual rent as a share of median income17.3 percent
- Single family units4,634
- Share single family72.9 percent
- Units in buildings of two or more1,434
- Share in buildings of two or more22.6 percent
- Mobile homes289 plus or minus 130
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How Lincoln gets to work
- Workers 16 and over who commute5,928
- Commuting under 15 minutes3,582
- Share commuting under 15 minutes60.4 percent
- Commuting 30 minutes or more1,433
- Share commuting 30 minutes or more24.2 percent
- Drove alone78.9 percent
- Carpooled8.2 percent plus or minus 2.8
- Public transport0.7 percent plus or minus 0.8
- Walked3.0 percent plus or minus 1.5
- Worked from home6.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
SBA loans in Lincoln (7(a))
- Approvals10
- Gross approval$12,597,700
- Average approval$1,259,770
- Median approval$401,850
- Largest approval$4,910,000
- Jobs supported162
- Jobs per approval16.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises50.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Lincoln, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln
SBA loans in Lincoln (504)
- Approvals3
- Gross approval$2,396,000
- Average approval$798,667
- Median approval$757,000
- Largest approval$1,577,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Lincoln, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln
Flood risk in Lincoln
- NFIP communityCity of Lincoln
- NFIP community number170428
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11
The City of Lincoln participates in the National Flood Insurance Program as community 170428 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Logan County, not Lincoln
Logan County context, not Lincoln figures
- Establishments in Logan County536
- Covered employment, Logan County7,878
- Average annual pay, Logan County$53,750
- Housing units permitted, Logan County6
Every figure in this section is published for Logan County as a whole and is not a measurement of Lincoln.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lincoln questions, answered from the record.
How many people live in Lincoln, Illinois?
13,281, in 6,102 households. Lincoln city covers 6.25 square miles of land, which is 2,126 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln in?
Logan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln?
$57,340. The median owner-occupied home is valued at $124,300. Median gross rent is $828 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln businesses?
10 7(a) approvals totaling $12.6 m since FY2020, across 6 lenders, median approval $401,850, plus 3 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Lincoln, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln borrowers get paid back?
No rate is published for Lincoln. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lincoln in the National Flood Insurance Program?
Yes. Lincoln appears in the FEMA Community Status Book as Lincoln, city of, community 170428, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lincoln figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Logan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln.
Is zoning published for Lincoln?
No. Nothing on this page presents parcel level zoning.