HomeIllinoisMarion CountyCentralia city
Centralia city, Illinois: commercial real estate data.
Centralia city is a Census city of 11,856 people across 8.20 square miles of land, lying across Marion County and Clinton County. Median household income is $47,807, 62.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.3 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Centralia
What Centralia is
- Census place typecity
- Land area8.2 sq mi
- Water area1.03 sq mi
- Population per square mile of land1,446
- County holding the largest share of its areaMarion County, 79.2 percent
- Counties this place lies inMarion County 79.2 percent, Clinton County 17.2 percent
Centralia city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How many people live in Centralia
- Population11,856
- Median age39.1
- Population under 182,891
- Share under 1824.4 percent
- Population 65 and over2,615
- Share 65 and over22.1 percent
- Households5,094
- Family households2,671
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Income and work in Centralia
- Median household income$47,807
- Per capita income$26,963
- Civilian labor force4,837
- Employed4,293
- Unemployed544 plus or minus 170
- Unemployment rate11.2 percent plus or minus 3.4
- Adults 25 and over7,963
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Housing in Centralia
- Housing units5,713
- Occupied units5,094
- Vacant units619 plus or minus 175
- Vacancy rate10.8 percent plus or minus 3.0
- Owner occupied3,186
- Renter occupied1,908
- Ownership rate62.5 percent
- Median owner-occupied home value$89,600
- Median gross rent, monthly$765
- Annual rent as a share of median income19.2 percent
- Single family units4,326
- Share single family75.7 percent
- Units in buildings of two or more1,146
- Share in buildings of two or more20.1 percent
- Mobile homes241 plus or minus 86
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How Centralia gets to work
- Workers 16 and over who commute3,949
- Commuting under 15 minutes2,375
- Share commuting under 15 minutes60.1 percent
- Commuting 30 minutes or more764 plus or minus 182
- Share commuting 30 minutes or more19.3 percent plus or minus 4.4
- Drove alone77.1 percent
- Carpooled13.1 percent plus or minus 3.6
- Public transport0.4 percent plus or minus 0.4
- Walked2.7 percent plus or minus 1.7
- Worked from home6.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
SBA loans in Centralia (7(a))
- Approvals5
- Gross approval$1,311,000
- Average approval$262,200
- Median approval$250,000
- Ninetieth percentile approval$375,000
- Largest approval$375,000
- Jobs supported63
- Jobs per approval12.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centralia
SBA loans in Centralia (504)
- Approvals5
- Gross approval$6,385,000
- Average approval$1,277,000
- Median approval$604,000
- Largest approval$3,937,000
- Jobs supported96
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centralia
Flood risk in Centralia
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170453
- Currently effective map date11/16/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Marion County, not Centralia
Marion County context, not Centralia figures
These are Marion County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Centralia measurements.
- Establishments in Marion County863
- Employment at those establishments, Marion County11,370
- Covered employment, Marion County12,409
- Average annual pay, Marion County$49,266
- Average weekly wage, Marion County$947
- Housing units permitted, Marion County25
- Of those, single family, Marion County5
- County product, 2024, Marion County$1,757,840,000
- County product change over the prior year, Marion County2.3 percent
- Average income of an arriving household, Marion County$41,363
Every figure in this section is published for Marion County as a whole and is not a measurement of Centralia. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Centralia questions, answered from the record.
How many people live in Centralia, Illinois?
11,856, in 5,094 households. Centralia city covers 8.20 square miles of land, which is 1,446 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centralia in?
Centralia lies in more than one. By area it is 79.2 percent in Marion County, 17.2 percent in Clinton County. This page sits under Marion County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Centralia?
$47,807. The median owner-occupied home is valued at $89,600. Median gross rent is $765 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centralia businesses?
5 7(a) approvals totalling $1.3 m, across 4 lenders, median approval $250,000, plus 5 504 approvals worth $6.4 m. These count approvals to borrowers whose address is in Centralia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centralia borrowers get paid back?
No rate is published for Centralia. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Centralia in the National Flood Insurance Program?
Yes. Centralia appears in the FEMA Community Status Book as community 170453, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centralia figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centralia.
Is zoning published for Centralia?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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