HomeIllinoisMarion CountyCentralia
Centralia, Illinois: commercial real estate data.
Centralia is a Census city of 11,856 people across 8.20 square miles of land, lying across Marion County and Clinton County. Median household income is $47,807, 62.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centralia
What Centralia is
- Census place typecity
- Land area8.2 sq mi
- Water area1.03 sq mi
- Population per square mile of land1,446
- County holding the largest share of its areaMarion County, 79.2 percent
- Counties this place lies inMarion County 79.2 percent, Clinton County 17.2 percent
Centralia crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How many people live in Centralia
- Population11,856
- Median age39.1
- Population under 182,891
- Share under 1824.4 percent
- Population 65 and over2,615
- Share 65 and over22.1 percent
- Households5,094
- Family households2,671
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Income and work in Centralia
- Median household income$47,807
- Per capita income$26,963
- Civilian labor force4,837
- Employed4,293
- Unemployed544 plus or minus 170
- Unemployment rate11.2 percent plus or minus 3.4
- Adults 25 and over7,963
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Housing in Centralia
- Housing units5,713
- Occupied units5,094
- Vacant units619 plus or minus 175
- Vacancy rate10.8 percent plus or minus 3.0
- Owner occupied3,186
- Renter occupied1,908
- Ownership rate62.5 percent
- Median owner-occupied home value$89,600
- Median gross rent, monthly$765
- Annual rent as a share of median income19.2 percent
- Single family units4,326
- Share single family75.7 percent
- Units in buildings of two or more1,146
- Share in buildings of two or more20.1 percent
- Mobile homes241 plus or minus 86
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How Centralia gets to work
- Workers 16 and over who commute3,949
- Commuting under 15 minutes2,375
- Share commuting under 15 minutes60.1 percent
- Commuting 30 minutes or more764 plus or minus 182
- Share commuting 30 minutes or more19.3 percent plus or minus 4.4
- Drove alone77.1 percent
- Carpooled13.1 percent plus or minus 3.6
- Public transport0.4 percent plus or minus 0.4
- Walked2.7 percent plus or minus 1.7
- Worked from home6.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
SBA loans in Centralia (7(a))
- Approvals5
- Gross approval$1,311,000
- Average approval$262,200
- Median approval$250,000
- Largest approval$375,000
- Jobs supported63
- Jobs per approval12.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centralia
SBA loans in Centralia (504)
- Approvals5
- Gross approval$6,385,000
- Average approval$1,277,000
- Median approval$604,000
- Largest approval$3,937,000
- Jobs supported96
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centralia
Flood risk in Centralia
- NFIP communityCity of Centralia
- NFIP community number170453
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/16/11
The City of Centralia participates in the National Flood Insurance Program as community 170453 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Marion County, not Centralia
Marion County context, not Centralia figures
- Establishments in Marion County863
- Covered employment, Marion County12,409
- Average annual pay, Marion County$49,266
- Housing units permitted, Marion County25
Every figure in this section is published for Marion County as a whole and is not a measurement of Centralia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centralia questions, answered from the record.
How many people live in Centralia, Illinois?
11,856, in 5,094 households. Centralia city covers 8.20 square miles of land, which is 1,446 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centralia in?
Centralia lies in more than one. By area it is 79.2 percent in Marion County, 17.2 percent in Clinton County. This page sits under Marion County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Centralia?
$47,807. The median owner-occupied home is valued at $89,600. Median gross rent is $765 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centralia businesses?
5 7(a) approvals totaling $1.3 m since FY2020, across 4 lenders, median approval $250,000, plus 5 504 approvals worth $6.4 m since FY2010. These count approvals to borrowers whose address is in Centralia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centralia borrowers get paid back?
No rate is published for Centralia. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Centralia in the National Flood Insurance Program?
Yes. Centralia appears in the FEMA Community Status Book as Centralia, city of, community 170453, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centralia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centralia.
Is zoning published for Centralia?
No. Nothing on this page presents parcel level zoning.
Nearby