Massac County, Illinois: commercial real estate data.
Massac County, Illinois had an estimated 13,627 residents on July 1, 2024, down 3.8 percent since the 2020 census base of 14,172, across 237 square miles. County output reached $508.9 m in 2024, 217 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Massac County
How many people live in Massac County
- Population, American Community Survey 2020-202413,865
- Households5,457
- Average household size2.54
- Median household income$65,116
- Median age44.7
- Median gross rent$756 per month
- Median owner-occupied home value$121,900
- Home value to household income1.9 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent
- Adults 25 and over with a graduate degree4.6 percent
- Adults 25 and over9,995
- Population under 182,955
- Share under 1821.3 percent
- Population 65 and over3,049
- Share 65 and over22.0 percent
- Working age population, 18 to 647,861
- Civilian labor force6,108
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over56.0 percent
- Rank by population among Illinois counties75th of 102
- Rank by population among US county-equivalents, Puerto Rico included2233rd of 3,222
Massac County is the 75th largest of 102 Illinois counties by population. A median home costs 1.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.0 percent against 21.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Massac County
Is Massac County's population growing?
- Population, July 1, 202413,627
- Census 2020 base population14,172
- Population change since the 2020 census base-3.85 percent
- Population change, 2023 to 2024-124
- Births, 202494
- Deaths, 2024224
- Natural change, 2024-130
- Net domestic migration, 202410
- Net international migration, 2024-4
- Total net migration, 20246
- Cumulative net domestic migration, 2021 to 2024-44
- Rank by growth among US county-equivalents2880th of 3,144
The county has lost 3.85 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Massac County
Where are people moving to Massac County from?
- Tax returns filed by households arriving311
- People arriving, from those returns577
- Tax returns filed by households leaving282
- Net household movement29
- Adjusted gross income arriving$12.2 m
- Net adjusted gross income movement$-3.8 m
- Average income of an arriving household$39,379
- Average income of a leaving household$56,745
- Largest single originMcCracken County (85 households)
- Largest single destinationMcCracken County (95 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McCracken County | 85 | 154 | $3.2 m |
Households arriving report $17,366 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is McCracken County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Massac County
What is the Massac County economy?
- County GDP, 2024$508.9 m
- County GDP, 2023$491.0 m
- GDP change, 2023 to 20243.6 percent
- GDP change over five years-19.2 percent
- Rank by GDP among the Illinois areas BEA publishes85th of 102
- Rank by GDP among the US county areas BEA publishes2395th of 3,127
- GDP per resident$36,703
Output grew 3.6 percent in the latest year and -19.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Massac County
Employment by industry in Massac County
- Covered employment, annual average2,858
- Establishments reporting198
- Average annual pay$53,753
- Average weekly wage$1,034
- Retail trade, employment321
- Retail trade, average annual pay$32,287
- Other services, except public administration, employment156
- Other services, except public administration, average annual pay$56,544
- Wholesale trade, employment120
- Wholesale trade, average annual pay$143,737
- Finance and insurance, employment72
- Finance and insurance, average annual pay$61,490
- Construction, employment70
- Transportation and warehousing, employment68
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 321 | 30 | $32,287 |
| Other services, except public administration | 156 | 26 | $56,544 |
| Wholesale trade | 120 | 4 | $143,737 |
| Finance and insurance | 72 | 8 | $61,490 |
| Construction | 70 | 14 | $48,718 |
| Transportation and warehousing | 68 | 6 | $91,882 |
| Manufacturing | 50 | 5 | $283,501 |
| Utilities | 21 | 5 | $106,010 |
Retail trade is the largest private sector at 321 jobs, 11.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Massac County
How many businesses are in Massac County?
- Establishments, all industries217
- Employment at those establishments2,808
- Annual payroll$136.9 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Massac County
Building permits in Massac County
- Housing units authorized by permit, 20248
- Declared construction value permitted$640,000
- Single family units authorized8
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$80,000
- Units authorized per 1,000 households1.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Massac County
SBA loans in Massac County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$568,567
- Median 7(a) approval$679,900
- Largest single approval$805,000
- Jobs reported supported, 7(a)25
- Jobs per approval8.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals33.3 percent
- 504 approvals recorded1
- 504 gross approval dollars$661,000
- Average 504 approval$661,000
- Median 504 approval$661,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved1.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Massac County
SBA loan default and charge-off rates in Massac County
Do SBA loans in Massac County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Massac County
How large is Massac County?
- Land area237 sq mi
- Rank by land area among Illinois counties96th of 102
- Width, east to west24.2 mi
- Height, north to south18.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land59
- Establishments per square mile0.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Massac County
Flood risk in Massac County
- Participation of the county's own NFIP community Massac County, unincorporated areasParticipating, community 170467
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Massac County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Massac County (community 170467), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Massac County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Massac County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Massac County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,865
- Households5,457
- Average household size2.54
- Median household income$65,116
- Median age44.7
Common questions
Massac County questions, answered from the record.
How many people live in Massac County, Illinois?
The Census Bureau estimates 13,627 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,865, in 5,457 households, ranking 75th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Massac County's population growing?
The population has fallen 3.85 percent since the 2020 census base of 14,172, to 13,627 on July 1, 2024. In 2024 there were 94 births against 224 deaths, with net migration of 6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Massac County?
$65,116. The median owner-occupied home is valued at $121,900, which is 1.9 times income, and median gross rent is $756 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Massac County?
217 establishments, employing 2,808 people with an annual payroll of $136.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Massac County?
Retail trade is the largest private sector at 321 jobs, 11.2 percent of covered employment. Covered employment averages 2,858 jobs at an average annual pay of $53,753, or $1,034 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Massac County?
3 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, with a median approval of $679,900, plus 1 504 approvals worth $661,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Massac County?
8 housing units were authorized by permit in 2024, with a declared construction value of $640,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Massac County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Massac County come from?
The largest single origin is McCracken County, with 85 households. Arriving households report an average income of $39,379 against $56,745 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Massac County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Massac County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Massac County
Cities and places in Massac.
3 Census places lie wholly or partly in Massac County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Metropolis | city | 5,864 | 3 | Wholly in this county |
| Brookport | city | 733 | None recorded | Wholly in this county |
| Joppa | village | 259 | None recorded | Wholly in this county |
Nearby