HomeIllinoisMcHenry CountyCary
Cary, Illinois: commercial real estate data.
Cary is a Census village of 17,923 people across 6.53 square miles of land, in McHenry County. Median household income is $113,026, 84.8 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $10.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cary
What Cary is
- Census place typevillage
- Land area6.53 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,747
- County holding the largest share of its areaMcHenry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cary
How many people live in Cary
- Population17,923
- Median age39.2
- Population under 184,240
- Share under 1823.7 percent
- Population 65 and over2,457
- Share 65 and over13.7 percent
- Households6,468
- Family households4,783
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cary
Income and work in Cary
- Median household income$113,026
- Per capita income$50,715
- Civilian labor force10,632
- Employed10,096
- Unemployed536 plus or minus 206
- Unemployment rate5.0 percent plus or minus 1.9
- Adults 25 and over12,267
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher44.7 percent
- Adults 25 and over with a graduate degree16.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cary
Housing in Cary
- Housing units6,677
- Occupied units6,468
- Vacant units209 plus or minus 144
- Vacancy rate3.1 percent plus or minus 2.2
- Owner occupied5,483
- Renter occupied985 plus or minus 278
- Ownership rate84.8 percent
- Median owner-occupied home value$309,800
- Median gross rent, monthly$1,428
- Annual rent as a share of median income15.2 percent plus or minus 3.1
- Single family units6,173
- Share single family92.5 percent
- Units in buildings of two or more504 plus or minus 179
- Share in buildings of two or more7.5 percent plus or minus 2.7
- Mobile homes0
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cary
How Cary gets to work
- Workers 16 and over who commute8,177
- Commuting under 15 minutes2,192
- Share commuting under 15 minutes26.8 percent
- Commuting 30 minutes or more3,692
- Share commuting 30 minutes or more45.2 percent
- Drove alone71.7 percent
- Carpooled4.8 percent plus or minus 2.2
- Public transport3.5 percent plus or minus 2.2
- Walked0.9 percent plus or minus 0.8
- Worked from home18.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cary
SBA loans in Cary (7(a))
- Approvals26
- Gross approval$10,778,500
- Average approval$414,558
- Median approval$210,000
- Ninetieth percentile approval$957,000
- Largest approval$2,487,500
- Jobs supported222
- Jobs per approval8.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises7.7 percent
- Distinct lenders11
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Cary, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cary
SBA loans in Cary (504)
- Approvals19
- Gross approval$10,223,000
- Average approval$538,053
- Median approval$297,000
- Largest approval$1,875,000
- Jobs supported151
- Loans with a final outcome5
- Charged off1
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cary, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cary
Flood risk in Cary
- NFIP communityVillage of Cary
- NFIP community number170475
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/16/06
The Village of Cary participates in the National Flood Insurance Program as community 170475 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
McHenry County, not Cary
McHenry County context, not Cary figures
- Establishments in McHenry County8,140
- Covered employment, McHenry County96,922
- Average annual pay, McHenry County$55,107
- Housing units permitted, McHenry County1,565
Every figure in this section is published for McHenry County as a whole and is not a measurement of Cary.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cary questions, answered from the record.
How many people live in Cary, Illinois?
17,923, in 6,468 households. Cary village covers 6.53 square miles of land, which is 2,747 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cary in?
McHenry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cary?
$113,026. The median owner-occupied home is valued at $309,800. Median gross rent is $1,428 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cary businesses?
26 7(a) approvals totaling $10.8 m since FY2020, across 11 lenders, median approval $210,000, plus 19 504 approvals worth $10.2 m since FY2010. These count approvals to borrowers whose address is in Cary, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cary borrowers get paid back?
No rate is published for Cary. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cary in the National Flood Insurance Program?
Yes. Cary appears in the FEMA Community Status Book as Cary, village of, community 170475, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cary figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McHenry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cary.
Is zoning published for Cary?
No. Nothing on this page presents parcel level zoning.