HomeIllinoisMontgomery CountyLitchfield city
Litchfield city, Illinois: commercial real estate data.
Litchfield city is a Census city of 6,834 people across 8.96 square miles of land, in Montgomery County. Median household income is $53,958, 66.2 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $7.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Litchfield
What Litchfield is
- Census place typecity
- Land area8.96 sq mi
- Water area2.02 sq mi
- Population per square mile of land763
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How many people live in Litchfield
- Population6,834
- Median age43.7
- Population under 181,299
- Share under 1819.0 percent
- Population 65 and over1,682
- Share 65 and over24.6 percent
- Households3,148
- Family households1,605
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Income and work in Litchfield
- Median household income$53,958
- Per capita income$34,646
- Civilian labor force3,374
- Employed3,158
- Unemployed216 plus or minus 109
- Unemployment rate6.4 percent plus or minus 3.2
- Adults 25 and over5,085
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Housing in Litchfield
- Housing units3,309
- Occupied units3,148
- Vacant units161 plus or minus 96
- Vacancy rate4.9 percent plus or minus 2.9
- Owner occupied2,083
- Renter occupied1,065 plus or minus 215
- Ownership rate66.2 percent
- Median owner-occupied home value$104,200
- Median gross rent, monthly$675
- Annual rent as a share of median income15.0 percent
- Single family units2,570
- Share single family77.7 percent
- Units in buildings of two or more674 plus or minus 197
- Share in buildings of two or more20.4 percent plus or minus 5.8
- Mobile homes65 plus or minus 41
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How Litchfield gets to work
- Workers 16 and over who commute2,912
- Commuting under 15 minutes1,585 plus or minus 325
- Share commuting under 15 minutes54.4 percent
- Commuting 30 minutes or more667 plus or minus 185
- Share commuting 30 minutes or more22.9 percent plus or minus 5.8
- Drove alone80.3 percent
- Carpooled6.5 percent plus or minus 3.5
- Public transport0.0 percent
- Walked5.7 percent plus or minus 5.4
- Worked from home6.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
SBA loans in Litchfield (7(a))
- Approvals10
- Gross approval$7,010,000
- Average approval$701,000
- Median approval$250,000
- Ninetieth percentile approval$4,050,000
- Largest approval$4,050,000
- Jobs supported142
- Jobs per approval14.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Litchfield
SBA loans in Litchfield (504)
- Approvals9
- Gross approval$7,276,000
- Average approval$808,444
- Median approval$367,000
- Largest approval$2,482,000
- Jobs supported58
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Litchfield
Flood risk in Litchfield
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170514
- Currently effective map date08/19/85(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Montgomery County, not Litchfield
Montgomery County context, not Litchfield figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Litchfield measurements.
- Establishments in Montgomery County676
- Employment at those establishments, Montgomery County7,538
- Covered employment, Montgomery County8,783
- Average annual pay, Montgomery County$83,351
- Average weekly wage, Montgomery County$1,603
- Housing units permitted, Montgomery County9
- Of those, single family, Montgomery County9
- County product, 2024, Montgomery County$2,020,807,000
- County product change over the prior year, Montgomery County26.9 percent
- Average income of an arriving household, Montgomery County$46,913
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Litchfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Litchfield questions, answered from the record.
How many people live in Litchfield, Illinois?
6,834, in 3,148 households. Litchfield city covers 8.96 square miles of land, which is 763 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Litchfield in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Litchfield?
$53,958. The median owner-occupied home is valued at $104,200. Median gross rent is $675 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Litchfield businesses?
10 7(a) approvals totalling $7.0 m, across 7 lenders, median approval $250,000, plus 9 504 approvals worth $7.3 m. These count approvals to borrowers whose address is in Litchfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Litchfield borrowers get paid back?
No rate is published for Litchfield. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Litchfield in the National Flood Insurance Program?
Yes. Litchfield appears in the FEMA Community Status Book as community 170514, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Litchfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Litchfield.
Is zoning published for Litchfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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