HomeIllinoisMontgomery CountyLitchfield
Litchfield, Illinois: commercial real estate data.
Litchfield is a Census city of 6,834 people across 8.96 square miles of land, in Montgomery County. Median household income is $53,958, 66.2 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $7.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Litchfield
What Litchfield is
- Census place typecity
- Land area8.96 sq mi
- Water area2.02 sq mi
- Population per square mile of land763
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How many people live in Litchfield
- Population6,834
- Median age43.7
- Population under 181,299
- Share under 1819.0 percent
- Population 65 and over1,682
- Share 65 and over24.6 percent
- Households3,148
- Family households1,605
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Income and work in Litchfield
- Median household income$53,958
- Per capita income$34,646
- Civilian labor force3,374
- Employed3,158
- Unemployed216 plus or minus 109
- Unemployment rate6.4 percent plus or minus 3.2
- Adults 25 and over5,085
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Housing in Litchfield
- Housing units3,309
- Occupied units3,148
- Vacant units161 plus or minus 96
- Vacancy rate4.9 percent plus or minus 2.9
- Owner occupied2,083
- Renter occupied1,065 plus or minus 215
- Ownership rate66.2 percent
- Median owner-occupied home value$104,200
- Median gross rent, monthly$675
- Annual rent as a share of median income15.0 percent
- Single family units2,570
- Share single family77.7 percent
- Units in buildings of two or more674 plus or minus 197
- Share in buildings of two or more20.4 percent plus or minus 5.8
- Mobile homes65 plus or minus 41
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How Litchfield gets to work
- Workers 16 and over who commute2,912
- Commuting under 15 minutes1,585 plus or minus 325
- Share commuting under 15 minutes54.4 percent
- Commuting 30 minutes or more667 plus or minus 185
- Share commuting 30 minutes or more22.9 percent plus or minus 5.8
- Drove alone80.3 percent
- Carpooled6.5 percent plus or minus 3.5
- Public transport0.0 percent
- Walked5.7 percent plus or minus 5.4
- Worked from home6.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
SBA loans in Litchfield (7(a))
- Approvals10
- Gross approval$7,010,000
- Average approval$701,000
- Median approval$250,000
- Largest approval$4,050,000
- Jobs supported142
- Jobs per approval14.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Litchfield, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Litchfield
SBA loans in Litchfield (504)
- Approvals9
- Gross approval$7,276,000
- Average approval$808,444
- Median approval$367,000
- Largest approval$2,482,000
- Jobs supported58
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Litchfield, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Litchfield
Flood risk in Litchfield
- NFIP communityCity of Litchfield
- NFIP community number170514
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/85(M)
The City of Litchfield participates in the National Flood Insurance Program as community 170514 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Litchfield
Montgomery County context, not Litchfield figures
- Establishments in Montgomery County676
- Covered employment, Montgomery County8,783
- Average annual pay, Montgomery County$83,351
- Housing units permitted, Montgomery County9
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Litchfield.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Litchfield questions, answered from the record.
How many people live in Litchfield, Illinois?
6,834, in 3,148 households. Litchfield city covers 8.96 square miles of land, which is 763 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Litchfield in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Litchfield?
$53,958. The median owner-occupied home is valued at $104,200. Median gross rent is $675 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Litchfield businesses?
10 7(a) approvals totaling $7.0 m since FY2020, across 7 lenders, median approval $250,000, plus 9 504 approvals worth $7.3 m since FY2010. These count approvals to borrowers whose address is in Litchfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Litchfield borrowers get paid back?
No rate is published for Litchfield. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Litchfield in the National Flood Insurance Program?
Yes. Litchfield appears in the FEMA Community Status Book as Litchfield, city of, community 170514, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Litchfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Litchfield.
Is zoning published for Litchfield?
No. Nothing on this page presents parcel level zoning.
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