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Jacksonville, Illinois: commercial real estate data.

Jacksonville is a Census city of 18,014 people across 10.56 square miles of land, in Morgan County. Median household income is $65,432, 64.1 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $10.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Jacksonville

What Jacksonville is

  • Census place typecity
  • Land area10.56 sq mi
  • Water area0.2 sq mi
  • Population per square mile of land1,705
  • County holding the largest share of its areaMorgan County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jacksonville

How many people live in Jacksonville

  • Population18,014
  • Median age37.6
  • Population under 182,992
  • Share under 1816.6 percent
  • Population 65 and over3,371
  • Share 65 and over18.7 percent
  • Households6,745
  • Family households3,628
  • Share of households that are families53.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jacksonville

Income and work in Jacksonville

  • Median household income$65,432
  • Per capita income$32,994
  • Civilian labor force8,233
  • Employed7,814
  • Unemployed419 plus or minus 183
  • Unemployment rate5.1 percent plus or minus 2.2
  • Adults 25 and over12,290
  • Adults 25 and over with a high school diploma or higher87.0 percent
  • Adults 25 and over with a bachelor degree or higher22.6 percent
  • Adults 25 and over with a graduate degree6.4 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jacksonville

Housing in Jacksonville

  • Housing units7,847
  • Occupied units6,745
  • Vacant units1,102 plus or minus 256
  • Vacancy rate14.0 percent plus or minus 3.2
  • Owner occupied4,323
  • Renter occupied2,422
  • Ownership rate64.1 percent
  • Median owner-occupied home value$128,200
  • Median gross rent, monthly$711
  • Annual rent as a share of median income13.0 percent
  • Single family units5,802
  • Share single family73.9 percent
  • Units in buildings of two or more1,604
  • Share in buildings of two or more20.4 percent
  • Mobile homes429 plus or minus 163
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jacksonville

How Jacksonville gets to work

  • Workers 16 and over who commute7,126
  • Commuting under 15 minutes4,707
  • Share commuting under 15 minutes66.1 percent
  • Commuting 30 minutes or more1,360 plus or minus 358
  • Share commuting 30 minutes or more19.1 percent plus or minus 4.8
  • Drove alone80.9 percent
  • Carpooled8.1 percent plus or minus 3.1
  • Public transport1.4 percent plus or minus 1.0
  • Walked1.8 percent plus or minus 1.1
  • Worked from home7.7 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jacksonville

SBA loans in Jacksonville (7(a))

  • Approvals16
  • Gross approval$10,630,200
  • Average approval$664,388
  • Median approval$460,000
  • Largest approval$3,032,400
  • Jobs supported182
  • Jobs per approval11.4
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term125 months
  • Share on real estate terms of 20 years or more31.3 percent
  • Share to franchises37.5 percent
  • Distinct lenders10
  • Distinct industries by NAICS10

Counted by borrower city: approvals to borrowers whose address is in Jacksonville, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Jacksonville

SBA loans in Jacksonville (504)

  • Approvals8
  • Gross approval$5,225,000
  • Average approval$653,125
  • Median approval$511,000
  • Largest approval$1,427,000
  • Jobs supported53
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Jacksonville, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Jacksonville

Flood risk in Jacksonville

  • NFIP communityCity of Jacksonville
  • NFIP community number170516
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/18/09

The City of Jacksonville participates in the National Flood Insurance Program as community 170516 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Morgan County, not Jacksonville

Morgan County context, not Jacksonville figures

  • Establishments in Morgan County759
  • Covered employment, Morgan County13,936
  • Average annual pay, Morgan County$53,188
  • Housing units permitted, Morgan County8

Every figure in this section is published for Morgan County as a whole and is not a measurement of Jacksonville.

All Morgan County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Jacksonville questions, answered from the record.

How many people live in Jacksonville, Illinois?

18,014, in 6,745 households. Jacksonville city covers 10.56 square miles of land, which is 1,705 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Jacksonville in?

Morgan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Jacksonville?

$65,432. The median owner-occupied home is valued at $128,200. Median gross rent is $711 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Jacksonville businesses?

16 7(a) approvals totaling $10.6 m since FY2020, across 10 lenders, median approval $460,000, plus 8 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Jacksonville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Jacksonville borrowers get paid back?

No rate is published for Jacksonville. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Jacksonville in the National Flood Insurance Program?

Yes. Jacksonville appears in the FEMA Community Status Book as Jacksonville, city of, community 170516, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Jacksonville figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morgan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jacksonville.

Is zoning published for Jacksonville?

No. Nothing on this page presents parcel level zoning.