Polo, Illinois: commercial real estate data.
Polo is a Census city of 2,495 people across 1.45 square miles of land, in Ogle County. Median household income is $63,080, 59.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $223,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Polo
What Polo is
- Census place typecity
- Land area1.45 sq mi
- Water area0 sq mi
- Population per square mile of land1,719
- County holding the largest share of its areaOgle County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polo
How many people live in Polo
- Population2,495
- Median age33.1
- Population under 18605 plus or minus 169
- Share under 1824.2 percent plus or minus 6.7
- Population 65 and over438 plus or minus 97
- Share 65 and over17.6 percent plus or minus 3.9
- Households1,075
- Family households657
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polo
Income and work in Polo
- Median household income$63,080 plus or minus $18,019
- Per capita income$31,968
- Civilian labor force1,146
- Employed1,112
- Unemployed34 plus or minus 29
- Unemployment rate3.0 percent plus or minus 2.5
- Adults 25 and over1,697
- Adults 25 and over with a high school diploma or higher90.3 percent
- Adults 25 and over with a bachelor degree or higher18.0 percent plus or minus 5.3
- Adults 25 and over with a graduate degree5.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polo
Housing in Polo
- Housing units1,196
- Occupied units1,075
- Vacant units121 plus or minus 64
- Vacancy rate10.1 percent plus or minus 5.2
- Owner occupied638
- Renter occupied437 plus or minus 92
- Ownership rate59.3 percent
- Median owner-occupied home value$109,600
- Median gross rent, monthly$851
- Annual rent as a share of median income16.2 percent plus or minus 5.1
- Single family units1,089
- Share single family91.1 percent
- Units in buildings of two or more107 plus or minus 55
- Share in buildings of two or more8.9 percent plus or minus 4.5
- Mobile homes0
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polo
How Polo gets to work
- Workers 16 and over who commute1,023
- Commuting under 15 minutes236 plus or minus 78
- Share commuting under 15 minutes23.1 percent plus or minus 6.3
- Commuting 30 minutes or more258 plus or minus 87
- Share commuting 30 minutes or more25.2 percent plus or minus 7.1
- Drove alone79.7 percent plus or minus 20.1
- Carpooled6.5 percent plus or minus 5.5
- Public transport1.2 percent plus or minus 2.0
- Walked4.2 percent plus or minus 3.8
- Worked from home8.0 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polo
SBA loans in Polo (7(a))
- Approvals2
- Gross approval$223,000
- Average approval$111,500
- Median approval$111,500
- Largest approval$188,000
- Jobs supported2
- Jobs per approval1.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Polo, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Polo
Flood risk in Polo
- NFIP communityCity of Polo
- NFIP community number170531
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Polo participates in the National Flood Insurance Program as community 170531 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ogle County, not Polo
Ogle County context, not Polo figures
- Establishments in Ogle County1,053
- Covered employment, Ogle County14,934
- Average annual pay, Ogle County$58,187
- Housing units permitted, Ogle County50
Every figure in this section is published for Ogle County as a whole and is not a measurement of Polo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Polo questions, answered from the record.
How many people live in Polo, Illinois?
2,495, in 1,075 households. Polo city covers 1.45 square miles of land, which is 1,719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Polo in?
Ogle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Polo?
$63,080. The median owner-occupied home is valued at $109,600. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Polo businesses?
2 7(a) approvals totaling $223,000 since FY2020, across 2 lenders, median approval $111,500. These count approvals to borrowers whose address is in Polo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Polo borrowers get paid back?
No rate is published for Polo. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Polo in the National Flood Insurance Program?
Yes. Polo appears in the FEMA Community Status Book as Polo, city of, community 170531, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Polo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ogle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Polo.
Is zoning published for Polo?
No. Nothing on this page presents parcel level zoning.