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HomeIllinoisRandolph CountyChester city

Chester city, Illinois: commercial real estate data.

Chester city is a Census city of 6,797 people across 5.77 square miles of land, in Randolph County. Median household income is $80,625, 74.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $818,000.

70 sourced place values · tier FULL · 8 sections

Chester

What Chester is

  • Census place typecity
  • Land area5.77 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,178
  • County holding the largest share of its areaRandolph County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Chester

How many people live in Chester

  • Population6,797
  • Median age43.5
  • Population under 18833 plus or minus 170
  • Share under 1812.3 percent plus or minus 2.5
  • Population 65 and over1,019
  • Share 65 and over15.0 percent
  • Households1,827
  • Family households1,104
  • Share of households that are families60.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Chester

Income and work in Chester

  • Median household income$80,625
  • Per capita income$24,444
  • Civilian labor force2,105
  • Employed2,007
  • Unemployed98 plus or minus 72
  • Unemployment rate4.7 percent plus or minus 3.4
  • Adults 25 and over5,647
  • Adults 25 and over with a high school diploma or higher74.5 percent
  • Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 2.4
  • Adults 25 and over with a graduate degree3.9 percent plus or minus 1.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Chester

Housing in Chester

  • Housing units2,122
  • Occupied units1,827
  • Vacant units295 plus or minus 117
  • Vacancy rate13.9 percent plus or minus 5.4
  • Owner occupied1,352
  • Renter occupied475 plus or minus 145
  • Ownership rate74.0 percent
  • Median owner-occupied home value$111,700
  • Median gross rent, monthly$760 plus or minus $239
  • Annual rent as a share of median income11.3 percent plus or minus 4.2
  • Single family units1,830
  • Share single family86.2 percent
  • Units in buildings of two or more213 plus or minus 93
  • Share in buildings of two or more10.0 percent plus or minus 4.3
  • Mobile homes79 plus or minus 67
  • Median year structure built1957

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Chester

How Chester gets to work

  • Workers 16 and over who commute1,909
  • Commuting under 15 minutes1,097
  • Share commuting under 15 minutes57.5 percent
  • Commuting 30 minutes or more470 plus or minus 153
  • Share commuting 30 minutes or more24.6 percent plus or minus 7.4
  • Drove alone85.1 percent
  • Carpooled4.9 percent plus or minus 2.5
  • Public transport0.0 percent
  • Walked4.6 percent plus or minus 4.8
  • Worked from home2.0 percent plus or minus 1.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Chester

SBA 7(a) lending to Chester borrowers

  • Approvals2
  • Gross approval$818,000
  • Average approval$409,000
  • Median approval$700,000
  • Ninetieth percentile approval$700,000
  • Largest approval$700,000
  • Jobs supported2
  • Jobs per approval1.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term240 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Chester

Flood programme status in Chester

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number170576
  • Currently effective map date11/05/08

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Randolph County, not Chester

Randolph County context, not Chester figures

These are Randolph County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chester measurements.

  • Establishments in Randolph County636
  • Employment at those establishments, Randolph County10,736
  • Covered employment, Randolph County11,393
  • Average annual pay, Randolph County$55,632
  • Average weekly wage, Randolph County$1,070
  • Housing units permitted, Randolph County8
  • Of those, single family, Randolph County8
  • County product, 2024, Randolph County$2,022,513,000
  • County product change over the prior year, Randolph County2.1 percent
  • Average income of an arriving household, Randolph County$45,141

Every figure in this section is published for Randolph County as a whole and is not a measurement of Chester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Chester questions, answered from the record.

How many people live in Chester, Illinois?

6,797, in 1,827 households. Chester city covers 5.77 square miles of land, which is 1,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Chester in?

Randolph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Chester?

$80,625. The median owner-occupied home is valued at $111,700. Median gross rent is $760 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Chester businesses?

2 7(a) approvals totalling $818,000, across 1 lenders, median approval $700,000. These count approvals to borrowers whose address is in Chester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Chester borrowers get paid back?

No rate is published for Chester. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Chester in the National Flood Insurance Program?

Yes. Chester appears in the FEMA Community Status Book as community 170576, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Chester figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Randolph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chester.

Is zoning published for Chester?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.