HomeIllinoisWayne CountyFairfield
Fairfield, Illinois: commercial real estate data.
Fairfield is a Census city of 4,561 people across 4.10 square miles of land, in Wayne County. Median household income is $41,989, 67.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fairfield
What Fairfield is
- Census place typecity
- Land area4.1 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,113
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How many people live in Fairfield
- Population4,561
- Median age46.4
- Population under 18708 plus or minus 152
- Share under 1815.5 percent
- Population 65 and over1,156
- Share 65 and over25.3 percent
- Households2,314
- Family households1,195
- Share of households that are families51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Income and work in Fairfield
- Median household income$41,989
- Per capita income$35,775 plus or minus $9,056
- Civilian labor force2,092
- Employed2,037
- Unemployed55 plus or minus 45
- Unemployment rate2.6 percent plus or minus 2.1
- Adults 25 and over3,420
- Adults 25 and over with a high school diploma or higher91.2 percent
- Adults 25 and over with a bachelor degree or higher14.8 percent plus or minus 3.6
- Adults 25 and over with a graduate degree6.5 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Housing in Fairfield
- Housing units2,570
- Occupied units2,314
- Vacant units256 plus or minus 130
- Vacancy rate10.0 percent plus or minus 5.0
- Owner occupied1,564
- Renter occupied750 plus or minus 158
- Ownership rate67.6 percent
- Median owner-occupied home value$88,800
- Median gross rent, monthly$585
- Annual rent as a share of median income16.7 percent
- Single family units1,921
- Share single family74.7 percent
- Units in buildings of two or more414 plus or minus 154
- Share in buildings of two or more16.1 percent plus or minus 5.9
- Mobile homes235 plus or minus 81
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How Fairfield gets to work
- Workers 16 and over who commute1,979
- Commuting under 15 minutes1,096
- Share commuting under 15 minutes55.4 percent
- Commuting 30 minutes or more531 plus or minus 148
- Share commuting 30 minutes or more26.8 percent plus or minus 6.7
- Drove alone84.0 percent
- Carpooled8.9 percent plus or minus 3.4
- Public transport1.2 percent plus or minus 0.6
- Walked3.0 percent plus or minus 2.4
- Worked from home2.7 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
SBA loans in Fairfield (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Largest approval$150,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term96 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairfield
Flood risk in Fairfield
- NFIP communityCity of Fairfield
- NFIP community number170680
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/85(M)
The City of Fairfield participates in the National Flood Insurance Program as community 170680 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Fairfield
Wayne County context, not Fairfield figures
- Establishments in Wayne County374
- Covered employment, Wayne County4,064
- Average annual pay, Wayne County$42,917
- Housing units permitted, Wayne County3
Every figure in this section is published for Wayne County as a whole and is not a measurement of Fairfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fairfield questions, answered from the record.
How many people live in Fairfield, Illinois?
4,561, in 2,314 households. Fairfield city covers 4.10 square miles of land, which is 1,113 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fairfield in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fairfield?
$41,989. The median owner-occupied home is valued at $88,800. Median gross rent is $585 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fairfield businesses?
1 7(a) approvals totaling $150,000 since FY2020, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Fairfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fairfield borrowers get paid back?
No rate is published for Fairfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fairfield in the National Flood Insurance Program?
Yes. Fairfield appears in the FEMA Community Status Book as Fairfield, city of, community 170680, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fairfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fairfield.
Is zoning published for Fairfield?
No. Nothing on this page presents parcel level zoning.
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