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HomeIndianaBlackford CountyHartford City

Hartford City, Indiana: commercial real estate data.

Hartford City is a Census city of 5,794 people across 3.88 square miles of land, in Blackford County. Median household income is $41,752, 66.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $705,300 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Hartford City

What Hartford City is

  • Census place typecity
  • Land area3.88 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,493
  • County holding the largest share of its areaBlackford County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hartford City

How many people live in Hartford City

  • Population5,794
  • Median age40.2
  • Population under 181,427
  • Share under 1824.6 percent
  • Population 65 and over1,351
  • Share 65 and over23.3 percent
  • Households2,717
  • Family households1,533
  • Share of households that are families56.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hartford City

Income and work in Hartford City

  • Median household income$41,752
  • Per capita income$25,533
  • Civilian labor force2,427
  • Employed2,300
  • Unemployed127 plus or minus 77
  • Unemployment rate5.2 percent plus or minus 3.1
  • Adults 25 and over3,963
  • Adults 25 and over with a high school diploma or higher90.5 percent
  • Adults 25 and over with a bachelor degree or higher13.4 percent plus or minus 3.5
  • Adults 25 and over with a graduate degree3.8 percent plus or minus 2.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hartford City

Housing in Hartford City

  • Housing units3,091
  • Occupied units2,717
  • Vacant units374 plus or minus 133
  • Vacancy rate12.1 percent plus or minus 4.2
  • Owner occupied1,792
  • Renter occupied925 plus or minus 188
  • Ownership rate66.0 percent
  • Median owner-occupied home value$83,400
  • Median gross rent, monthly$730
  • Annual rent as a share of median income21.0 percent plus or minus 4.4
  • Single family units2,439
  • Share single family78.9 percent
  • Units in buildings of two or more483 plus or minus 181
  • Share in buildings of two or more15.6 percent plus or minus 5.8
  • Mobile homes150 plus or minus 95
  • Median year structure built1957

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hartford City

How Hartford City gets to work

  • Workers 16 and over who commute2,075
  • Commuting under 15 minutes1,077
  • Share commuting under 15 minutes51.9 percent
  • Commuting 30 minutes or more605 plus or minus 165
  • Share commuting 30 minutes or more29.2 percent plus or minus 7.3
  • Drove alone73.2 percent
  • Carpooled20.1 percent plus or minus 6.9
  • Public transport0.0 percent
  • Walked1.9 percent plus or minus 1.8
  • Worked from home4.6 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hartford City

SBA loans in Hartford City (7(a))

  • Approvals6
  • Gross approval$705,300
  • Average approval$117,550
  • Median approval$89,500
  • Largest approval$276,300
  • Jobs supported60
  • Jobs per approval10.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more16.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS4

Counted by borrower city: approvals to borrowers whose address is in Hartford City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Hartford City

SBA loans in Hartford City (504)

  • Approvals2
  • Gross approval$257,000
  • Average approval$128,500
  • Median approval$128,500
  • Largest approval$214,000
  • Jobs supported11
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Hartford City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Hartford City

Flood risk in Hartford City

  • NFIP communityCity of Hartford City
  • NFIP community number180009
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/07/14

The City of Hartford City participates in the National Flood Insurance Program as community 180009 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Blackford County, not Hartford City

Blackford County context, not Hartford City figures

  • Establishments in Blackford County231
  • Covered employment, Blackford County2,840
  • Average annual pay, Blackford County$46,641
  • Housing units permitted, Blackford County9

Every figure in this section is published for Blackford County as a whole and is not a measurement of Hartford City.

All Blackford County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Hartford City questions, answered from the record.

How many people live in Hartford City, Indiana?

5,794, in 2,717 households. Hartford City city covers 3.88 square miles of land, which is 1,493 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Hartford City in?

Blackford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Hartford City?

$41,752. The median owner-occupied home is valued at $83,400. Median gross rent is $730 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Hartford City businesses?

6 7(a) approvals totaling $705,300 since FY2020, across 3 lenders, median approval $89,500, plus 2 504 approvals worth $257,000 since FY2010. These count approvals to borrowers whose address is in Hartford City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Hartford City borrowers get paid back?

No rate is published for Hartford City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Hartford City in the National Flood Insurance Program?

Yes. Hartford City appears in the FEMA Community Status Book as Hartford City, city of, community 180009, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Hartford City figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Blackford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hartford City.

Is zoning published for Hartford City?

No. Nothing on this page presents parcel level zoning.