HomeIndianaCarroll CountyFlora
Flora, Indiana: commercial real estate data.
Flora is a Census town of 2,114 people across 1.15 square miles of land, in Carroll County. Median household income is $51,429, 69.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $784,900 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Flora
What Flora is
- Census place typetown
- Land area1.15 sq mi
- Water area0 sq mi
- Population per square mile of land1,841
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
How many people live in Flora
- Population2,114
- Median age35.7
- Population under 18534 plus or minus 126
- Share under 1825.3 percent plus or minus 5.1
- Population 65 and over419 plus or minus 91
- Share 65 and over19.8 percent
- Households904
- Family households546
- Share of households that are families60.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
Income and work in Flora
- Median household income$51,429 plus or minus $12,286
- Per capita income$28,566
- Civilian labor force1,085
- Employed1,034
- Unemployed51 plus or minus 37
- Unemployment rate4.7 percent plus or minus 3.3
- Adults 25 and over1,446
- Adults 25 and over with a high school diploma or higher79.7 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
Housing in Flora
- Housing units978
- Occupied units904
- Vacant units74 plus or minus 65
- Vacancy rate7.6 percent plus or minus 6.6
- Owner occupied626
- Renter occupied278 plus or minus 78
- Ownership rate69.2 percent
- Median owner-occupied home value$158,200
- Median gross rent, monthly$787
- Annual rent as a share of median income18.4 percent plus or minus 5.3
- Single family units681
- Share single family69.6 percent
- Units in buildings of two or more231 plus or minus 92
- Share in buildings of two or more23.6 percent plus or minus 8.8
- Mobile homes66 plus or minus 43
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
How Flora gets to work
- Workers 16 and over who commute1,028
- Commuting under 15 minutes327 plus or minus 97
- Share commuting under 15 minutes31.8 percent plus or minus 7.9
- Commuting 30 minutes or more426 plus or minus 129
- Share commuting 30 minutes or more41.4 percent plus or minus 10.6
- Drove alone86.7 percent
- Carpooled6.7 percent plus or minus 4.7
- Public transport0.8 percent plus or minus 1.2
- Walked0.8 percent plus or minus 0.9
- Worked from home0.6 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flora
SBA loans in Flora (7(a))
- Approvals5
- Gross approval$784,900
- Average approval$156,980
- Median approval$97,800
- Largest approval$356,100
- Jobs supported9
- Jobs per approval1.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Flora, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Flora
SBA loans in Flora (504)
- Approvals1
- Gross approval$115,000
- Average approval$115,000
- Median approval$115,000
- Largest approval$115,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Flora, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Flora
Flood risk in Flora
- NFIP communityTown of Flora
- NFIP community number180021
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/16/15(M)
The Town of Flora participates in the National Flood Insurance Program as community 180021 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Flora
Carroll County context, not Flora figures
- Establishments in Carroll County405
- Covered employment, Carroll County5,562
- Average annual pay, Carroll County$49,734
- Housing units permitted, Carroll County32
Every figure in this section is published for Carroll County as a whole and is not a measurement of Flora.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Flora questions, answered from the record.
How many people live in Flora, Indiana?
2,114, in 904 households. Flora town covers 1.15 square miles of land, which is 1,841 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Flora in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Flora?
$51,429. The median owner-occupied home is valued at $158,200. Median gross rent is $787 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Flora businesses?
5 7(a) approvals totaling $784,900 since FY2020, across 5 lenders, median approval $97,800, plus 1 504 approvals worth $115,000 since FY2010. These count approvals to borrowers whose address is in Flora, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Flora borrowers get paid back?
No rate is published for Flora. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Flora in the National Flood Insurance Program?
Yes. Flora appears in the FEMA Community Status Book as Flora, town of, community 180021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Flora figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Flora.
Is zoning published for Flora?
No. Nothing on this page presents parcel level zoning.
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