HomeIndianaClark CountyCharlestown city
Charlestown city, Indiana: commercial real estate data.
Charlestown city is a Census city of 8,294 people across 11.45 square miles of land, in Clark County. Median household income is $77,288, 77.4 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Charlestown
What Charlestown is
- Census place typecity
- Land area11.45 sq mi
- Water area0.04 sq mi
- Population per square mile of land725
- County holding the largest share of its areaClark County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
How many people live in Charlestown
- Population8,294
- Median age32.9
- Population under 182,414
- Share under 1829.1 percent
- Population 65 and over921 plus or minus 253
- Share 65 and over11.1 percent plus or minus 3.0
- Households2,995
- Family households1,991
- Share of households that are families66.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
Income and work in Charlestown
- Median household income$77,288 plus or minus $18,469
- Per capita income$31,428
- Civilian labor force4,274
- Employed4,102
- Unemployed172 plus or minus 105
- Unemployment rate4.0 percent plus or minus 2.4
- Adults 25 and over5,074
- Adults 25 and over with a high school diploma or higher90.2 percent
- Adults 25 and over with a bachelor degree or higher25.7 percent plus or minus 5.5
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
Housing in Charlestown
- Housing units3,207
- Occupied units2,995
- Vacant units212 plus or minus 119
- Vacancy rate6.6 percent plus or minus 3.7
- Owner occupied2,318
- Renter occupied677 plus or minus 168
- Ownership rate77.4 percent
- Median owner-occupied home value$208,300
- Median gross rent, monthly$1,033
- Annual rent as a share of median income16.0 percent plus or minus 4.3
- Single family units2,543
- Share single family79.3 percent
- Units in buildings of two or more613 plus or minus 166
- Share in buildings of two or more19.1 percent plus or minus 5.0
- Mobile homes51 plus or minus 61
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
How Charlestown gets to work
- Workers 16 and over who commute3,754
- Commuting under 15 minutes998 plus or minus 314
- Share commuting under 15 minutes26.6 percent plus or minus 7.8
- Commuting 30 minutes or more1,246 plus or minus 306
- Share commuting 30 minutes or more33.2 percent plus or minus 7.2
- Drove alone83.7 percent
- Carpooled6.2 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.0 percent plus or minus 2.7
- Worked from home6.2 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlestown
SBA loans in Charlestown (7(a))
- Approvals13
- Gross approval$4,932,300
- Average approval$379,408
- Median approval$250,000
- Ninetieth percentile approval$739,500
- Largest approval$1,500,000
- Jobs supported74
- Jobs per approval5.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.1 percent
- Share to franchises23.1 percent
- Distinct lenders10
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charlestown
SBA loans in Charlestown (504)
- Approvals3
- Gross approval$4,924,000
- Average approval$1,641,333
- Median approval$797,000
- Largest approval$3,356,000
- Jobs supported33
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clark County, not Charlestown
Clark County context, not Charlestown figures
These are Clark County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Charlestown measurements.
- Establishments in Clark County2,727
- Employment at those establishments, Clark County53,705
- Covered employment, Clark County59,223
- Average annual pay, Clark County$56,578
- Average weekly wage, Clark County$1,088
- Housing units permitted, Clark County911
- Of those, single family, Clark County734
- County product, 2024, Clark County$8,558,951,000
- County product change over the prior year, Clark County9.1 percent
- Average income of an arriving household, Clark County$55,398
Every figure in this section is published for Clark County as a whole and is not a measurement of Charlestown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Charlestown questions, answered from the record.
How many people live in Charlestown, Indiana?
8,294, in 2,995 households. Charlestown city covers 11.45 square miles of land, which is 725 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlestown in?
Clark County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlestown?
$77,288. The median owner-occupied home is valued at $208,300. Median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlestown businesses?
13 7(a) approvals totalling $4.9 m, across 10 lenders, median approval $250,000, plus 3 504 approvals worth $4.9 m. These count approvals to borrowers whose address is in Charlestown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlestown borrowers get paid back?
No rate is published for Charlestown. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Charlestown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clark County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlestown.
Is zoning published for Charlestown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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